Buy Cheap Chatham, MA Auto Insurance (2022)

Chatham, MA auto insurance rates average $199 a month. Minimum auto insurance requirements in Chatham, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Chatham, MA, compare Chatham auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Chatham is Liberty Mutual
  • Average auto insurance rates in Chatham, MA after a DUI are $2,928/year
  • Average auto insurance rates in Chatham, MA for teens drivers are $4,734/year

Finding affordable Chatham, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Chatham, MA auto insurance with confidence is right here. Auto insurance rates in Chatham are affected by local factors as well as personal ones like your driving record.

See how Chatham, MA car insurance rates compare to Lowell auto insurance rates, Quincy auto insurance rates, and Worcester auto insurance rates before you read more about the cost of auto insurance in Chatham.

Don’t buy Chatham, MA auto insurance until you’ve compared rates. Get free Chatham, Massachusetts auto insurance quotes when you enter your ZIP code above.

Chatham, MA Minimum Auto Insurance Requirements

The required auto insurance in Chatham, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Chatham, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Chatham, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Chatham, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chatham, Massachusetts auto insurance rates? Find out how car insurance rates in Chatham, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chatham, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,697 $1,697 $1,697 $1,697 $6,029 $6,029 $1,903 $1,903
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,670 $1,670 $1,603 $1,603 $6,123 $6,123 $1,806 $1,806
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,109 $2,109 $1,878 $1,878 $4,202 $4,202 $2,333 $2,333
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

Buy Cheap Chatham, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chatham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chatham, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chatham, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,029 $6,029
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $6,123 $6,123
State Farm $2,110 $2,110
Travelers $4,202 $4,202
USAA $2,604 $2,604

Buy Cheap Chatham, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Chatham, Massachusetts by comparing Chatham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chatham, MA here.

Annual Auto Insurance Rates for Senior Drivers in Chatham, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,697 $1,697
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,603 $1,603
State Farm $740 $740
Travelers $1,878 $1,878
USAA $1,117 $1,117

Find Cheap Auto Insurance Rates in Chatham, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chatham, Massachusetts auto insurance. Compare Chatham, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chatham, Massachusetts

Insurance Company Low Medium High
Allstate $2,615 $2,879 $2,999
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,580 $2,853 $2,968
State Farm $990 $1,101 $1,157
Travelers $2,406 $2,683 $2,803
USAA $1,418 $1,551 $1,609

Find Cheap Chatham, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chatham. Compare auto insurance rates in Chatham, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chatham, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,740 $2,923
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $2,800 $2,800
State Farm $1,058 $1,108
Travelers $2,510 $2,751
USAA $1,484 $1,568

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Chatham, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Chatham, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chatham, MA, take a look at the average cost for various violations versus rates for a clean driving record in Chatham.

Annual Chatham, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,200 $3,259 $3,666 $2,200
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,363 $3,302 $2,635 $2,901
State Farm $859 $1,166 $1,388 $918
Travelers $2,074 $2,834 $3,002 $2,612
USAA $1,092 $1,412 $2,381 $1,219

Find Cheap Chatham, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chatham, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Chatham for less when you shop around and compare rates from multiple Chatham, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chatham, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,666
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,635
State Farm $1,388
Travelers $3,002
USAA $2,381

Winners by Category: Where to Buy Cheap Auto Insurance in Chatham, MA

Compare rates from the cheapest auto insurance companies in Chatham, MA for your needs. Take a look at how Chatham, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chatham, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Chatham, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Chatham, MA auto insurance companies overall, you can compare them here. Find the best price for Chatham, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Chatham, Massachusetts

Insurance Company Average Annual Rates
Allstate $2,831
GEICO $2,343
Liberty Mutual $3,463
Progressive $2,800
State Farm $1,083
Travelers $2,631
USAA $1,526

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Chatham, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Chatham, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Chatham auto insurance rates.

Commute Times in Chatham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chatham, MA is 19.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Chatham, MA

You can buy cheap Chatham, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chatham, Massachusetts auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption