Buy Cheap Charm, OH Auto Insurance (2021)

Charm, OH auto insurance rates average $227 a month. Minimum auto insurance requirements in Charm, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Charm, OH, compare Charm auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Charm, OH after a DUI are $3,158/year
  • The most expensive auto insurance company in Charm after a DUI is Liberty Mutual
  • Average auto insurance rates in Charm, OH for teens drivers are $5,580/year

Finding affordable Charm, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Charm, OH auto insurance with confidence is right here. Auto insurance rates in Charm are affected by local factors as well as personal ones like your driving record.

See how Charm, OH car insurance rates compare to Lorain auto insurance rates, Hamilton auto insurance rates, and Cleveland auto insurance rates before you read more about the cost of auto insurance in Charm.

Don’t buy Charm, OH auto insurance until you’ve compared rates. Get free Charm, Ohio auto insurance quotes when you enter your ZIP code above.

Charm, OH Minimum Auto Insurance Requirements

The required auto insurance in Charm, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Charm, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Charm, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Charm, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Charm, OH. Take a look at Charm, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Charm, Ohio

Insurance Company Poor Fair Good
Allstate $4,124 $2,996 $2,504
American Family $1,905 $1,302 $1,102
Farmers $3,482 $2,937 $2,797
GEICO $2,187 $1,824 $1,462
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $4,119 $3,554 $3,321
State Farm $3,269 $2,021 $1,593
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

Buy Cheap Charm, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Charm, Ohio auto insurance rates? Find out how car insurance rates in Charm, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Charm, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,148 $1,932 $2,068 $5,907 $6,760 $2,270 $2,432
American Family $913 $948 $827 $832 $2,711 $2,947 $1,126 $1,186
Farmers $1,640 $1,635 $1,446 $1,525 $7,156 $7,421 $1,835 $1,917
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,892 $1,788 $1,566 $1,621 $8,374 $9,447 $2,274 $2,355
State Farm $1,395 $1,395 $1,242 $1,242 $4,257 $5,353 $1,617 $1,853
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Charm, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Charm can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Charm, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Charm, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,907 $6,760
American Family $2,711 $2,947
Farmers $7,156 $7,421
GEICO $3,519 $3,281
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $8,374 $9,447
State Farm $4,257 $5,353
Travelers $6,015 $9,442
USAA $2,571 $2,863

Buy Cheap Charm, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Charm, Ohio by comparing Charm senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Charm, OH here.

Annual Auto Insurance Rates for Senior Drivers in Charm, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,932 $2,068
American Family $827 $832
Farmers $1,446 $1,525
GEICO $1,232 $1,237
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,566 $1,621
State Farm $1,242 $1,242
Travelers $1,411 $1,401
USAA $798 $797

Find Cheap Auto Insurance Rates in Charm, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Charm, Ohio auto insurance. Compare Charm, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Charm, Ohio

Insurance Company Low Medium High
Allstate $3,111 $3,203 $3,311
American Family $1,418 $1,447 $1,444
Farmers $2,914 $3,026 $3,276
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $3,539 $3,638 $3,817
State Farm $2,189 $2,301 $2,393
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

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Find Cheap Charm, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Charm. Compare auto insurance rates in Charm, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Charm, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,208 $3,208
American Family $1,419 $1,453
Farmers $3,072 $3,072
GEICO $1,792 $1,857
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $3,665 $3,665
State Farm $2,238 $2,350
Travelers $3,040 $3,040
USAA $1,328 $1,433

Find Cheap Charm, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Charm, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Charm, OH, take a look at the average cost for various violations versus rates for a clean driving record in Charm.

Annual Charm, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,703 $3,264 $3,815 $3,052
American Family $1,377 $1,456 $1,456 $1,456
Farmers $2,535 $3,262 $3,181 $3,311
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,159 $4,293 $3,361 $3,844
State Farm $2,096 $2,493 $2,294 $2,294
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Charm, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Charm, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Charm for less when you shop around and compare rates from multiple Charm, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Charm, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,815
American Family $1,456
Farmers $3,181
GEICO $2,571
Liberty Mutual $4,584
Nationwide $4,062
Progressive $3,361
State Farm $2,294
Travelers $4,396
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Charm, OH

Compare rates from the cheapest auto insurance companies in Charm, OH for your needs. Take a look at how Charm, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Charm, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Charm, Ohio Auto Insurance Companies

If you’re looking for the cheapest Charm, OH auto insurance companies overall, you can compare them here. Find the best price for Charm, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Charm, Ohio

Insurance Company Average Annual Rates
Allstate $3,208
American Family $1,436
Farmers $3,072
GEICO $1,824
Liberty Mutual $4,158
Nationwide $3,136
Progressive $3,665
State Farm $2,294
Travelers $3,040
USAA $1,380

Compare Auto Insurance Quotes in Charm, OH

You can buy cheap Charm, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Charm, Ohio auto insurance quotes from top companies.

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