Buy Cheap Charlotteville, NY Auto Insurance (2021)

Charlotteville, NY auto insurance rates average $281 a month. Minimum auto insurance requirements in Charlotteville, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Charlotteville, NY, compare Charlotteville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Charlotteville, NY are $281/month
  • Average auto insurance rates in Charlotteville, NY after a DUI are $4,493/year
  • Average auto insurance rates in Charlotteville, NY for teens drivers are $5,763/year

Finding affordable Charlotteville, New York auto insurance can be challenging, but everything you need to know to buy cheap Charlotteville, NY auto insurance with confidence is right here. Auto insurance rates in Charlotteville are affected by local factors as well as personal ones like your driving record.

See how Charlotteville, NY car insurance rates compare to New Rochelle auto insurance rates, Rochester auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Charlotteville.

Don’t buy Charlotteville, NY auto insurance until you’ve compared rates. Get free Charlotteville, New York auto insurance quotes when you enter your ZIP code above.

Charlotteville, NY Minimum Auto Insurance Requirements

The required auto insurance in Charlotteville, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Charlotteville, New York is outlined here.

Minimum Required Auto Insurance Coverage in Charlotteville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Charlotteville, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Charlotteville, NY. Take a look at Charlotteville, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Charlotteville, New York

Insurance Company Poor Fair Good
Allstate $4,927 $2,903 $2,517
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,730 $2,730 $2,730
Progressive $4,416 $2,298 $1,685
State Farm $4,422 $2,774 $2,202
Travelers $4,757 $3,013 $2,623
USAA $5,185 $2,565 $2,265

Buy Cheap Charlotteville, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Charlotteville, New York auto insurance rates? Find out how car insurance rates in Charlotteville, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Charlotteville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,337 $2,209 $2,191 $2,229 $6,722 $7,209 $2,330 $2,363
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,712 $1,621 $1,395 $1,409 $5,620 $6,278 $2,205 $2,156
State Farm $1,972 $1,972 $1,718 $1,718 $5,774 $7,448 $2,166 $2,292
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Buy Cheap Charlotteville, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Charlotteville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Charlotteville, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Charlotteville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,722 $7,209
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,660 $5,437
Progressive $5,620 $6,278
State Farm $5,774 $7,448
Travelers $5,725 $6,781
USAA $6,993 $8,362

Buy Cheap Charlotteville, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Charlotteville, New York by comparing Charlotteville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Charlotteville, NY here.

Annual Auto Insurance Rates for Senior Drivers in Charlotteville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,229
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,954 $1,954
Progressive $1,395 $1,409
State Farm $1,718 $1,718
Travelers $2,277 $2,448
USAA $1,576 $1,583

Find Cheap Auto Insurance Rates in Charlotteville, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Charlotteville, New York auto insurance. Compare Charlotteville, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Charlotteville, New York

Insurance Company Low Medium High
Allstate $3,257 $3,436 $3,654
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,584 $2,711 $2,895
Progressive $2,669 $2,787 $2,944
State Farm $2,978 $3,149 $3,270
Travelers $3,302 $3,433 $3,657
USAA $3,250 $3,324 $3,442

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Find Cheap Charlotteville, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Charlotteville. Compare auto insurance rates in Charlotteville, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Charlotteville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,403 $3,495
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,730 $2,730
Progressive $2,800 $2,800
State Farm $3,023 $3,242
Travelers $3,464 $3,464
USAA $3,305 $3,372

Find Cheap Charlotteville, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Charlotteville, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Charlotteville, NY, take a look at the average cost for various violations versus rates for a clean driving record in Charlotteville.

Annual Charlotteville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,930 $2,930 $4,255 $3,682
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,727 $2,727 $3,003 $2,742
State Farm $2,985 $2,985 $3,280 $3,280
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,972 $3,020 $4,343 $3,020

Find Cheap Charlotteville, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Charlotteville, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Charlotteville for less when you shop around and compare rates from multiple Charlotteville, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Charlotteville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,255
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,589
Progressive $3,003
State Farm $3,280
Travelers $3,744
USAA $4,343

Winners by Category: Where to Buy Cheap Auto Insurance in Charlotteville, NY

Compare rates from the cheapest auto insurance companies in Charlotteville, NY for your needs. Take a look at how Charlotteville, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Charlotteville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Charlotteville, New York Auto Insurance Companies

If you’re looking for the cheapest Charlotteville, NY auto insurance companies overall, you can compare them here. Find the best price for Charlotteville, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Charlotteville, New York

Insurance Company Average Annual Rates
Allstate $3,449
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,730
Progressive $2,800
State Farm $3,132
Travelers $3,464
USAA $3,339

Compare Auto Insurance Quotes in Charlotteville, NY

You can buy cheap Charlotteville, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Charlotteville, New York auto insurance quotes from top companies.

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