Buy Cheap Charlotte, AR Auto Insurance (2021)

Charlotte, AR auto insurance rates average $347 a month. Minimum auto insurance requirements in Charlotte, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Charlotte, AR, compare Charlotte auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Charlotte, AR after a DUI are $4,999/year
  • Average auto insurance rates in Charlotte, AR for teens drivers are $8,469/year
  • Average auto insurance rates in Charlotte, AR are $347/month

Finding affordable Charlotte, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Charlotte, AR auto insurance with confidence is right here. Auto insurance rates in Charlotte are affected by local factors as well as personal ones like your driving record.

See how Charlotte, AR car insurance rates compare to North Little Rock auto insurance rates, Bentonville auto insurance rates, and Conway auto insurance rates before you read more about the cost of auto insurance in Charlotte.

Don’t buy Charlotte, AR auto insurance until you’ve compared rates. Get free Charlotte, Arkansas auto insurance quotes when you enter your ZIP code above.

Charlotte, AR Minimum Auto Insurance Requirements

The required auto insurance in Charlotte, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Charlotte, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Charlotte, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Charlotte, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Charlotte, AR. Take a look at Charlotte, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Charlotte, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $5,008 $4,190 $3,990
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,364 $5,423 $5,042
State Farm $4,148 $2,496 $1,943
Travelers $6,793 $5,666 $5,294
USAA $2,749 $1,878 $1,602

Buy Cheap Charlotte, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Charlotte, Arkansas auto insurance rates? Find out how car insurance rates in Charlotte, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Charlotte, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,392 $2,379 $2,138 $2,245 $9,990 $10,348 $2,756 $2,918
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,979 $2,824 $2,445 $2,561 $12,536 $14,126 $3,560 $3,848
State Farm $1,837 $1,837 $1,629 $1,629 $5,105 $6,439 $2,065 $2,361
Travelers $2,210 $2,252 $2,184 $2,189 $12,827 $20,582 $2,364 $2,735
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Buy Cheap Charlotte, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Charlotte can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Charlotte, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Charlotte, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $9,990 $10,348
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $12,536 $14,126
State Farm $5,105 $6,439
Travelers $12,827 $20,582
USAA $4,009 $4,199

Buy Cheap Charlotte, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Charlotte, Arkansas by comparing Charlotte senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Charlotte, AR here.

Annual Auto Insurance Rates for Senior Drivers in Charlotte, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,138 $2,245
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,445 $2,561
State Farm $1,629 $1,629
Travelers $2,184 $2,189
USAA $1,192 $1,200

Find Cheap Auto Insurance Rates in Charlotte, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Charlotte, Arkansas auto insurance. Compare Charlotte, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Charlotte, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,197 $4,354 $4,637
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,157 $5,512 $6,160
State Farm $2,736 $2,860 $2,992
Travelers $5,637 $5,934 $6,182
USAA $1,989 $2,069 $2,171

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Find Cheap Charlotte, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Charlotte. Compare auto insurance rates in Charlotte, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Charlotte, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,396 $4,396
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,610 $5,610
State Farm $2,794 $2,931
Travelers $5,918 $5,918
USAA $2,017 $2,135

Find Cheap Charlotte, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Charlotte, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Charlotte, AR, take a look at the average cost for various violations versus rates for a clean driving record in Charlotte.

Annual Charlotte, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,709 $4,759 $4,646 $4,469
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,835 $6,717 $5,082 $5,805
State Farm $2,640 $3,085 $2,862 $2,862
Travelers $4,959 $5,123 $7,498 $6,091
USAA $1,597 $2,023 $2,912 $1,772

Find Cheap Charlotte, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Charlotte, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Charlotte for less when you shop around and compare rates from multiple Charlotte, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Charlotte, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,952
Farmers $4,646
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,082
State Farm $2,862
Travelers $7,498
USAA $2,912

Winners by Category: Where to Buy Cheap Auto Insurance in Charlotte, AR

Compare rates from the cheapest auto insurance companies in Charlotte, AR for your needs. Take a look at how Charlotte, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Charlotte, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Charlotte, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Charlotte, AR auto insurance companies overall, you can compare them here. Find the best price for Charlotte, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Charlotte, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,396
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,610
State Farm $2,862
Travelers $5,918
USAA $2,076

What affects Charlotte, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Charlotte, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Charlotte auto insurance rates.

Traffic in Charlotte

How is traffic in Charlotte, Arkansas? Inrix data shows that Charlotte, AR traffic makes it the 218th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Charlotte, AR

You can buy cheap Charlotte, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Charlotte, Arkansas auto insurance quotes from top companies.

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