Buy Cheap Charleston, AR Auto Insurance (2021)

Charleston, AR auto insurance rates average $319 a month. Minimum auto insurance requirements in Charleston, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Charleston, AR, compare Charleston auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Charleston, AR for teens drivers are $7,886/year
  • Average auto insurance rates in Charleston, AR after a DUI are $4,608/year
  • Average auto insurance rates in Charleston, AR are $319/month

Finding affordable Charleston, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Charleston, AR auto insurance with confidence is right here. Auto insurance rates in Charleston are affected by local factors as well as personal ones like your driving record.

See how Charleston, AR car insurance rates compare to Bentonville auto insurance rates, Fort Smith auto insurance rates, and Jonesboro auto insurance rates before you read more about the cost of auto insurance in Charleston.

Don’t buy Charleston, AR auto insurance until you’ve compared rates. Get free Charleston, Arkansas auto insurance quotes when you enter your ZIP code above.

Charleston, AR Minimum Auto Insurance Requirements

The required auto insurance in Charleston, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Charleston, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Charleston, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Charleston, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Charleston, AR. Take a look at Charleston, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Charleston, Arkansas

Insurance Company Poor Fair Good
Allstate $5,551 $4,262 $3,463
Farmers $4,899 $4,118 $3,922
GEICO $3,926 $3,228 $2,678
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,238 $3,407 $3,105
Progressive $5,558 $4,748 $4,418
State Farm $3,652 $2,201 $1,715
Travelers $6,336 $5,295 $4,951
USAA $2,686 $1,849 $1,582

Buy Cheap Charleston, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Charleston, Arkansas auto insurance rates? Find out how car insurance rates in Charleston, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Charleston, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,513 $2,529 $2,249 $2,402 $9,073 $10,870 $2,767 $2,998
Farmers $2,324 $2,307 $2,075 $2,184 $9,896 $10,247 $2,667 $2,804
GEICO $2,380 $2,353 $2,195 $2,134 $6,214 $6,228 $2,341 $2,374
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,585 $2,444 $2,126 $2,225 $11,035 $12,416 $3,091 $3,340
State Farm $1,545 $1,545 $1,401 $1,401 $4,678 $5,865 $1,745 $2,003
Travelers $2,045 $2,083 $2,026 $2,031 $12,015 $19,302 $2,193 $2,521
USAA $1,243 $1,249 $1,163 $1,160 $4,016 $4,182 $1,595 $1,708

Buy Cheap Charleston, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Charleston can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Charleston, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Charleston, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,073 $10,870
Farmers $9,896 $10,247
GEICO $6,214 $6,228
Liberty Mutual $8,162 $8,987
Nationwide $5,888 $7,499
Progressive $11,035 $12,416
State Farm $4,678 $5,865
Travelers $12,015 $19,302
USAA $4,016 $4,182

Buy Cheap Charleston, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Charleston, Arkansas by comparing Charleston senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Charleston, AR here.

Annual Auto Insurance Rates for Senior Drivers in Charleston, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,249 $2,402
Farmers $2,075 $2,184
GEICO $2,195 $2,134
Liberty Mutual $2,093 $2,335
Nationwide $2,200 $2,325
Progressive $2,126 $2,225
State Farm $1,401 $1,401
Travelers $2,026 $2,031
USAA $1,163 $1,160

Find Cheap Auto Insurance Rates in Charleston, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Charleston, Arkansas auto insurance. Compare Charleston, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Charleston, Arkansas

Insurance Company Low Medium High
Allstate $4,300 $4,422 $4,553
Farmers $4,103 $4,269 $4,567
GEICO $3,146 $3,277 $3,409
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,614 $3,513 $3,623
Progressive $4,517 $4,830 $5,377
State Farm $2,377 $2,520 $2,671
Travelers $5,267 $5,542 $5,772
USAA $1,941 $2,031 $2,146

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Find Cheap Charleston, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Charleston. Compare auto insurance rates in Charleston, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Charleston, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $4,425
Farmers $4,313 $4,313
GEICO $3,255 $3,300
Liberty Mutual $3,857 $3,857
Nationwide $3,583 $3,583
Progressive $4,908 $4,908
State Farm $2,461 $2,585
Travelers $5,527 $5,527
USAA $1,982 $2,097

Find Cheap Charleston, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Charleston, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Charleston, AR, take a look at the average cost for various violations versus rates for a clean driving record in Charleston.

Annual Charleston, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,654 $4,589 $5,096 $4,361
Farmers $3,642 $4,672 $4,569 $4,368
GEICO $2,224 $3,411 $5,082 $2,393
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,229 $5,886 $4,445 $5,072
State Farm $2,301 $2,744 $2,523 $2,523
Travelers $4,632 $4,784 $7,012 $5,680
USAA $1,565 $1,993 $2,864 $1,736

Find Cheap Charleston, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Charleston, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Charleston for less when you shop around and compare rates from multiple Charleston, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Charleston, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,096
Farmers $4,569
GEICO $5,082
Liberty Mutual $5,017
Nationwide $4,865
Progressive $4,445
State Farm $2,523
Travelers $7,012
USAA $2,864

Winners by Category: Where to Buy Cheap Auto Insurance in Charleston, AR

Compare rates from the cheapest auto insurance companies in Charleston, AR for your needs. Take a look at how Charleston, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Charleston, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Charleston, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Charleston, AR auto insurance companies overall, you can compare them here. Find the best price for Charleston, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Charleston, Arkansas

Insurance Company Average Annual Rates
Allstate $4,425
Farmers $4,313
GEICO $3,277
Liberty Mutual $3,857
Nationwide $3,583
Progressive $4,908
State Farm $2,523
Travelers $5,527
USAA $2,039

What affects Charleston, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Charleston, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Charleston auto insurance rates.

Commute Times in Charleston

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Charleston, AR is 25.1 minutes according to City-Data.

Traffic in Charleston

How is traffic in Charleston, Arkansas? Inrix data shows that Charleston, AR traffic makes it the 649th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Charleston, AR

You can buy cheap Charleston, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Charleston, Arkansas auto insurance quotes from top companies.

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