Buy Cheap Chariton, IA Auto Insurance (2021)

Chariton, IA auto insurance rates average $251 a month. Minimum auto insurance requirements in Chariton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Chariton, IA, compare Chariton auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chariton, IA are $251/month
  • Average auto insurance rates in Chariton, IA for teens drivers are $5,644/year
  • Average auto insurance rates in Chariton, IA after a DUI are $3,624/year

Finding affordable Chariton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Chariton, IA auto insurance with confidence is right here. Auto insurance rates in Chariton are affected by local factors as well as personal ones like your driving record.

See how Chariton, IA car insurance rates compare to Davenport auto insurance rates, Council Bluffs auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Chariton.

Don’t buy Chariton, IA auto insurance until you’ve compared rates. Get free Chariton, Iowa auto insurance quotes when you enter your ZIP code above.

Chariton, IA Minimum Auto Insurance Requirements

The required auto insurance in Chariton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Chariton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Chariton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Chariton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chariton, IA. Take a look at Chariton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chariton, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,976 $2,922 $2,454
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $2,979 $2,377 $2,140
State Farm $3,373 $2,086 $1,645
Travelers $6,319 $5,391 $5,135
USAA $2,456 $1,684 $1,458

Buy Cheap Chariton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chariton, Iowa auto insurance rates? Find out how car insurance rates in Chariton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chariton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,818 $1,769 $1,499 $1,548 $4,131 $4,676 $2,190 $2,357
State Farm $1,592 $1,592 $1,380 $1,380 $4,042 $5,161 $1,783 $2,015
Travelers $2,545 $2,598 $2,467 $2,474 $11,202 $17,852 $2,644 $3,137
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Chariton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chariton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chariton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chariton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,354 $7,522
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,131 $4,676
State Farm $4,042 $5,161
Travelers $11,202 $17,852
USAA $3,349 $3,563

Buy Cheap Chariton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Chariton, Iowa by comparing Chariton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chariton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Chariton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,799 $1,799
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,499 $1,548
State Farm $1,380 $1,380
Travelers $2,467 $2,474
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Chariton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chariton, Iowa auto insurance. Compare Chariton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chariton, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,140 $3,290 $2,922
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,377 $2,507 $2,612
State Farm $2,269 $2,380 $2,457
Travelers $5,285 $5,700 $5,860
USAA $1,772 $1,872 $1,954

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Find Cheap Chariton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chariton. Compare auto insurance rates in Chariton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chariton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $3,081 $3,154
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,499 $2,499
State Farm $2,311 $2,425
Travelers $5,615 $5,615
USAA $1,798 $1,934

Find Cheap Chariton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Chariton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chariton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Chariton.

Annual Chariton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,251 $3,292 $4,279 $2,647
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $2,019 $3,260 $2,186 $2,529
State Farm $2,210 $2,526 $2,368 $2,368
Travelers $4,097 $5,453 $7,301 $5,608
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Chariton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chariton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Chariton for less when you shop around and compare rates from multiple Chariton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chariton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,222
American Family $4,279
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,186
State Farm $2,368
Travelers $7,301
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Chariton, IA

Compare rates from the cheapest auto insurance companies in Chariton, IA for your needs. Take a look at how Chariton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chariton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Chariton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Chariton, IA auto insurance companies overall, you can compare them here. Find the best price for Chariton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Chariton, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,117
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,499
State Farm $2,368
Travelers $5,615
USAA $1,866

What affects Chariton, Iowa auto insurance rates?

Local factors affect auto insurance rates in Chariton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Chariton auto insurance rates.

Commute Times in Chariton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chariton, IA is 16.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Chariton, IA

You can buy cheap Chariton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chariton, Iowa auto insurance quotes from top companies.

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