Buy Cheap Chapin, IA Auto Insurance (2021)

Chapin, IA auto insurance rates average $238 a month. Minimum auto insurance requirements in Chapin, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Chapin, IA, compare Chapin auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Chapin is Travelers
  • Average auto insurance rates in Chapin, IA for teens drivers are $5,440/year
  • Average auto insurance rates in Chapin, IA after a DUI are $3,452/year

Finding affordable Chapin, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Chapin, IA auto insurance with confidence is right here. Auto insurance rates in Chapin are affected by local factors as well as personal ones like your driving record.

See how Chapin, IA car insurance rates compare to Cedar Rapids auto insurance rates, Ankeny auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Chapin.

Don’t buy Chapin, IA auto insurance until you’ve compared rates. Get free Chapin, Iowa auto insurance quotes when you enter your ZIP code above.

Chapin, IA Minimum Auto Insurance Requirements

The required auto insurance in Chapin, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Chapin, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Chapin, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Chapin, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chapin, IA. Take a look at Chapin, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chapin, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,676 $2,702 $2,273
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,506 $2,021 $1,829
State Farm $3,113 $1,926 $1,519
Travelers $5,851 $4,996 $4,760
USAA $2,504 $1,720 $1,490

Buy Cheap Chapin, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chapin, Iowa auto insurance rates? Find out how car insurance rates in Chapin, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chapin, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,857 $1,857 $1,663 $1,663 $4,974 $6,962 $1,857 $2,235
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,497 $1,444 $1,235 $1,279 $3,638 $4,108 $1,801 $1,947
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,345 $2,394 $2,276 $2,284 $10,394 $16,606 $2,437 $2,882
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

Buy Cheap Chapin, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chapin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chapin, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chapin, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,974 $6,962
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,638 $4,108
State Farm $3,825 $4,856
Travelers $10,394 $16,606
USAA $3,450 $3,663

Buy Cheap Chapin, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Chapin, Iowa by comparing Chapin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chapin, IA here.

Annual Auto Insurance Rates for Senior Drivers in Chapin, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,663 $1,663
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,235 $1,279
State Farm $1,254 $1,254
Travelers $2,276 $2,284
USAA $1,166 $1,188

Find Cheap Auto Insurance Rates in Chapin, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chapin, Iowa auto insurance. Compare Chapin, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chapin, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,893 $3,044 $2,714
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $1,999 $2,125 $2,233
State Farm $2,083 $2,198 $2,277
Travelers $4,882 $5,282 $5,443
USAA $1,809 $1,911 $1,995

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Chapin, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chapin. Compare auto insurance rates in Chapin, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chapin, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,850 $2,917
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,119 $2,119
State Farm $2,133 $2,239
Travelers $5,202 $5,202
USAA $1,835 $1,974

Find Cheap Chapin, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Chapin, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chapin, IA, take a look at the average cost for various violations versus rates for a clean driving record in Chapin.

Annual Chapin, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,081 $3,054 $3,953 $2,446
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,706 $2,786 $1,850 $2,133
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,796 $5,054 $6,767 $5,193
USAA $1,454 $1,954 $2,541 $1,670

Find Cheap Chapin, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chapin, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Chapin for less when you shop around and compare rates from multiple Chapin, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chapin, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $3,953
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,850
State Farm $2,186
Travelers $6,767
USAA $2,541

Winners by Category: Where to Buy Cheap Auto Insurance in Chapin, IA

Compare rates from the cheapest auto insurance companies in Chapin, IA for your needs. Take a look at how Chapin, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chapin, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Chapin, Iowa Auto Insurance Companies

If you’re looking for the cheapest Chapin, IA auto insurance companies overall, you can compare them here. Find the best price for Chapin, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Chapin, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,883
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,119
State Farm $2,186
Travelers $5,202
USAA $1,905

Compare Auto Insurance Quotes in Chapin, IA

You can buy cheap Chapin, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chapin, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption