Buy Cheap Chandler, AZ Auto Insurance (2021)

Chandler, AZ auto insurance rates average $340 a month. Minimum auto insurance requirements in Chandler, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Chandler, AZ, compare Chandler auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chandler, AZ for teens drivers are $7,831/year
  • Average auto insurance rates in Chandler, AZ after a DUI are $4,787/year
  • Average auto insurance rates in Chandler, AZ are $340/month

Finding affordable Chandler, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Chandler, AZ auto insurance with confidence is right here. Auto insurance rates in Chandler are affected by local factors as well as personal ones like your driving record.

See how Chandler, AZ car insurance rates compare to Gilbert auto insurance rates, Tucson auto insurance rates, and Chandler auto insurance rates before you read more about the cost of auto insurance in Chandler.

Don’t buy Chandler, AZ auto insurance until you’ve compared rates. Get free Chandler, Arizona auto insurance quotes when you enter your ZIP code above.

Chandler, AZ Minimum Auto Insurance Requirements

The required auto insurance in Chandler, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Chandler, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Chandler, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Chandler, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chandler, AZ. Take a look at Chandler, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chandler, Arizona

Insurance Company Poor Fair Good
Allstate $6,731 $4,794 $4,263
American Family $5,496 $4,095 $3,529
Farmers $6,343 $5,321 $5,060
GEICO $3,394 $2,223 $1,785
Nationwide $4,460 $3,553 $3,109
Progressive $4,056 $3,549 $3,318
State Farm $9,598 $3,713 $2,324
Travelers $4,006 $3,270 $2,609
USAA $4,118 $2,884 $2,404

Buy Cheap Chandler, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chandler, Arizona auto insurance rates? Find out how car insurance rates in Chandler, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chandler, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,731 $3,731 $3,631 $3,631 $8,133 $10,532 $4,175 $4,541
American Family $2,884 $2,884 $2,649 $2,649 $7,651 $10,004 $2,884 $3,378
Farmers $2,963 $2,959 $2,630 $2,809 $12,986 $13,469 $3,342 $3,439
GEICO $1,679 $1,871 $1,432 $1,835 $4,834 $5,069 $1,528 $1,491
Nationwide $2,485 $2,526 $2,224 $2,352 $6,186 $7,912 $2,873 $3,103
Progressive $2,011 $1,751 $1,809 $1,719 $8,318 $9,246 $2,152 $2,122
State Farm $3,133 $3,133 $2,779 $2,779 $9,851 $12,389 $3,371 $4,258
Travelers $2,047 $2,152 $1,912 $2,031 $6,088 $7,696 $2,163 $2,273
USAA $1,711 $1,715 $1,598 $1,616 $6,433 $7,347 $2,255 $2,410

Buy Cheap Chandler, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chandler can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chandler, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chandler, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,133 $10,532
American Family $7,651 $10,004
Farmers $12,986 $13,469
GEICO $4,834 $5,069
Nationwide $6,186 $7,912
Progressive $8,318 $9,246
State Farm $9,851 $12,389
Travelers $6,088 $7,696
USAA $6,433 $7,347

Buy Cheap Chandler, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Chandler, Arizona by comparing Chandler senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chandler, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Chandler, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,631
American Family $2,649 $2,649
Farmers $2,630 $2,809
GEICO $1,432 $1,835
Nationwide $2,224 $2,352
Progressive $1,809 $1,719
State Farm $2,779 $2,779
Travelers $1,912 $2,031
USAA $1,598 $1,616

Find Cheap Auto Insurance Rates in Chandler, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chandler, Arizona auto insurance. Compare Chandler, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chandler, Arizona

Insurance Company Low Medium High
Allstate $4,936 $5,291 $5,562
American Family $4,202 $4,513 $4,405
Farmers $4,696 $5,637 $6,390
GEICO $2,043 $2,508 $2,851
Nationwide $3,522 $3,753 $3,847
Progressive $3,180 $3,713 $4,030
State Farm $4,650 $5,318 $5,668
Travelers $2,921 $3,351 $3,614
USAA $2,870 $3,182 $3,354

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Find Cheap Chandler, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chandler. Compare auto insurance rates in Chandler, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chandler, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,263 $5,263
American Family $4,331 $4,415
Farmers $5,575 $5,575
GEICO $2,426 $2,509
Nationwide $3,708 $3,708
Progressive $3,641 $3,641
State Farm $5,077 $5,346
Travelers $3,295 $3,295
USAA $3,101 $3,169

Find Cheap Chandler, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in Chandler, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Chandler, AZ to see how much where you live in Chandler affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Chandler, Arizona

ZIP Code Average Annual Rates
85224 $4,186
85225 $4,127
85226 $4,040
85248 $3,856
85249 $4,069
85286 $4,049

Find Cheap Chandler, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Chandler, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chandler, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Chandler.

Annual Chandler, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,206 $5,340 $6,055 $5,451
American Family $3,101 $4,800 $5,987 $3,603
Farmers $4,710 $6,084 $5,938 $5,567
GEICO $1,903 $2,589 $3,474 $1,903
Nationwide $3,138 $3,300 $4,882 $3,509
Progressive $3,212 $4,235 $3,388 $3,729
State Farm $4,733 $5,690 $5,212 $5,212
Travelers $2,634 $3,435 $3,833 $3,279
USAA $2,279 $3,268 $4,312 $2,683

Find Cheap Chandler, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chandler, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Chandler for less when you shop around and compare rates from multiple Chandler, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chandler, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,055
American Family $5,987
Farmers $5,938
GEICO $3,474
Nationwide $4,882
Progressive $3,388
State Farm $5,212
Travelers $3,833
USAA $4,312

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Winners by Category: Where to Buy Cheap Auto Insurance in Chandler, AZ

Compare rates from the cheapest auto insurance companies in Chandler, AZ for your needs. Take a look at how Chandler, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chandler, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Find Cheap Chandler, Arizona Auto Insurance Companies

If you’re looking for the cheapest Chandler, AZ auto insurance companies overall, you can compare them here. Find the best price for Chandler, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Chandler, Arizona

Insurance Company Average Annual Rates
Allstate $5,263
American Family $4,373
Farmers $5,575
GEICO $2,467
Nationwide $3,708
Progressive $3,641
State Farm $5,212
Travelers $3,295
USAA $3,135

What affects Chandler, Arizona auto insurance rates?

Local factors affect auto insurance rates in Chandler, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Chandler auto insurance rates.

Auto Theft in Chandler

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Chandler, AZ auto theft show a total of 317 vehicle thefts annually.

Commute Times in Chandler

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chandler, AZ is 24.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Chandler, AZ

You can buy cheap Chandler, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chandler, Arizona auto insurance quotes from top companies.

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