Buy Cheap Chamberlain, SD Auto Insurance (2021)

Chamberlain, SD auto insurance rates average $345 a month. Minimum auto insurance requirements in Chamberlain, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Chamberlain, SD, compare Chamberlain auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chamberlain, SD for teens drivers are $7,961/year
  • Average auto insurance rates in Chamberlain, SD are $345/month
  • The most expensive auto insurance company in Chamberlain is Liberty Mutual

Finding affordable Chamberlain, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Chamberlain, SD auto insurance with confidence is right here. Auto insurance rates in Chamberlain are affected by local factors as well as personal ones like your driving record.

See how Chamberlain, SD car insurance rates compare to Sioux Falls auto insurance rates, Brookings auto insurance rates, and Vermillion auto insurance rates before you read more about the cost of auto insurance in Chamberlain.

Don’t buy Chamberlain, SD auto insurance until you’ve compared rates. Get free Chamberlain, South Dakota auto insurance quotes when you enter your ZIP code above.

Chamberlain, SD Minimum Auto Insurance Requirements

The required auto insurance in Chamberlain, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Chamberlain, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Chamberlain, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Chamberlain, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chamberlain, SD. Take a look at Chamberlain, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chamberlain, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,224 $3,555 $3,411
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,693 $3,861 $3,549
State Farm $3,708 $2,216 $1,717

Buy Cheap Chamberlain, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chamberlain, South Dakota auto insurance rates? Find out how car insurance rates in Chamberlain, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chamberlain, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,997 $2,008 $1,761 $1,826 $8,647 $9,003 $2,223 $2,376
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,391 $2,379 $1,966 $2,017 $8,128 $9,279 $2,997 $3,119
State Farm $1,798 $1,798 $1,531 $1,531 $4,131 $5,353 $2,005 $2,227

Buy Cheap Chamberlain, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chamberlain can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chamberlain, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chamberlain, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $8,647 $9,003
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $8,128 $9,279
State Farm $4,131 $5,353

Buy Cheap Chamberlain, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Chamberlain, South Dakota by comparing Chamberlain senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chamberlain, SD here.

Annual Auto Insurance Rates for Senior Drivers in Chamberlain, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,761 $1,826
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,966 $2,017
State Farm $1,531 $1,531

Find Cheap Auto Insurance Rates in Chamberlain, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chamberlain, South Dakota auto insurance. Compare Chamberlain, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chamberlain, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $3,586 $3,694 $3,911
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,956 $4,008 $4,140
State Farm $2,472 $2,548 $2,620

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Find Cheap Chamberlain, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chamberlain. Compare auto insurance rates in Chamberlain, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chamberlain, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $3,730 $3,730
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $4,035 $4,035
State Farm $2,484 $2,610

Find Cheap Chamberlain, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Chamberlain, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chamberlain, SD, take a look at the average cost for various violations versus rates for a clean driving record in Chamberlain.

Annual Chamberlain, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,187 $4,012 $3,914 $3,807
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,489 $4,675 $3,764 $4,210
State Farm $2,407 $2,687 $2,547 $2,547

Find Cheap Chamberlain, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chamberlain, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Chamberlain for less when you shop around and compare rates from multiple Chamberlain, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chamberlain, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $3,914
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,764
State Farm $2,547

Winners by Category: Where to Buy Cheap Auto Insurance in Chamberlain, SD

Compare rates from the cheapest auto insurance companies in Chamberlain, SD for your needs. Take a look at how Chamberlain, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chamberlain, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Chamberlain, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Chamberlain, SD auto insurance companies overall, you can compare them here. Find the best price for Chamberlain, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Chamberlain, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $3,730
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $4,035
State Farm $2,547

What affects Chamberlain, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Chamberlain, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Chamberlain auto insurance rates.

Auto Theft in Chamberlain

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Chamberlain, SD auto theft show a total of 4 vehicle thefts annually.

Commute Times in Chamberlain

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chamberlain, SD is 9.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Chamberlain, SD

You can buy cheap Chamberlain, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chamberlain, South Dakota auto insurance quotes from top companies.

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