Buy Cheap Chama, CO Auto Insurance (2021)

Chama, CO auto insurance rates average $304 a month. Minimum auto insurance requirements in Chama, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Chama, CO, compare Chama auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chama, CO are $304/month
  • Average auto insurance rates in Chama, CO after a DUI are $4,316/year
  • The most expensive auto insurance company in Chama is Farmers

Finding affordable Chama, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Chama, CO auto insurance with confidence is right here. Auto insurance rates in Chama are affected by local factors as well as personal ones like your driving record.

See how Chama, CO car insurance rates compare to Lakewood auto insurance rates, Fort Collins auto insurance rates, and Boulder auto insurance rates before you read more about the cost of auto insurance in Chama.

Don’t buy Chama, CO auto insurance until you’ve compared rates. Get free Chama, Colorado auto insurance quotes when you enter your ZIP code above.

Chama, CO Minimum Auto Insurance Requirements

The required auto insurance in Chama, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Chama, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Chama, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Chama, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chama, CO. Take a look at Chama, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chama, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,458 $3,168 $2,657
Farmers $6,170 $5,016 $4,770
GEICO $3,008 $2,506 $2,005
Liberty Mutual $4,033 $2,441 $1,949
Nationwide $3,990 $3,154 $2,751
Progressive $4,839 $4,110 $3,760
State Farm $4,217 $2,707 $2,181
USAA $4,757 $2,700 $2,160

Buy Cheap Chama, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chama, Colorado auto insurance rates? Find out how car insurance rates in Chama, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chama, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $3,150 $3,127 $2,854 $3,063 $11,634 $11,750 $3,460 $3,511
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,969 $1,949 $1,667 $1,826 $5,289 $5,756 $1,985 $2,021
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,636 $2,474 $2,276 $2,276 $8,663 $9,692 $2,975 $2,899
State Farm $1,928 $1,928 $1,720 $1,720 $5,412 $6,871 $2,152 $2,549
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Chama, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chama can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chama, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chama, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,676 $7,600
Farmers $11,634 $11,750
GEICO $4,950 $5,273
Liberty Mutual $5,289 $5,756
Nationwide $5,513 $7,064
Progressive $8,663 $9,692
State Farm $5,412 $6,871
USAA $5,325 $6,108

Buy Cheap Chama, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Chama, Colorado by comparing Chama senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chama, CO here.

Annual Auto Insurance Rates for Senior Drivers in Chama, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,115 $2,115
Farmers $2,854 $3,063
GEICO $1,657 $1,854
Liberty Mutual $1,667 $1,826
Nationwide $1,977 $2,093
Progressive $2,276 $2,276
State Farm $1,720 $1,720
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Chama, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chama, Colorado auto insurance. Compare Chama, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chama, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,258 $3,499 $3,526
Farmers $4,719 $5,251 $5,986
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,664 $2,797 $2,963
Nationwide $3,323 $3,295 $3,276
Progressive $3,923 $4,248 $4,539
State Farm $2,854 $3,036 $3,215
USAA $3,077 $3,205 $3,334

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Find Cheap Chama, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chama. Compare auto insurance rates in Chama, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chama, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,354 $3,500
Farmers $5,319 $5,319
GEICO $2,454 $2,559
Liberty Mutual $2,808 $2,808
Nationwide $3,298 $3,298
Progressive $4,236 $4,236
State Farm $2,961 $3,109
USAA $3,115 $3,296

Find Cheap Chama, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Chama, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chama, CO, take a look at the average cost for various violations versus rates for a clean driving record in Chama.

Annual Chama, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,503 $5,769 $5,685 $5,318
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,443 $2,874 $3,008 $2,906
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,674 $5,098 $3,879 $4,294
State Farm $2,803 $3,267 $3,035 $3,035
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Chama, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chama, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Chama for less when you shop around and compare rates from multiple Chama, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chama, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,987
American Family $4,697
Farmers $5,685
GEICO $3,166
Liberty Mutual $3,008
Nationwide $4,398
Progressive $3,879
State Farm $3,035
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Chama, CO

Compare rates from the cheapest auto insurance companies in Chama, CO for your needs. Take a look at how Chama, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chama, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Chama, Colorado Auto Insurance Companies

If you’re looking for the cheapest Chama, CO auto insurance companies overall, you can compare them here. Find the best price for Chama, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Chama, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,427
Farmers $5,319
GEICO $2,507
Liberty Mutual $2,808
Nationwide $3,298
Progressive $4,236
State Farm $3,035
USAA $3,206

Compare Auto Insurance Quotes in Chama, CO

You can buy cheap Chama, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chama, Colorado auto insurance quotes from top companies.

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