Buy Cheap Chaffee, NY Auto Insurance (2021)

Chaffee, NY auto insurance rates average $295 a month. Minimum auto insurance requirements in Chaffee, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Chaffee, NY, compare Chaffee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chaffee, NY are $295/month
  • Average auto insurance rates in Chaffee, NY for teens drivers are $6,103/year
  • The most expensive auto insurance company in Chaffee after a DUI is Liberty Mutual

Finding affordable Chaffee, New York auto insurance can be challenging, but everything you need to know to buy cheap Chaffee, NY auto insurance with confidence is right here. Auto insurance rates in Chaffee are affected by local factors as well as personal ones like your driving record.

See how Chaffee, NY car insurance rates compare to Syracuse auto insurance rates, Mount Vernon auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Chaffee.

Don’t buy Chaffee, NY auto insurance until you’ve compared rates. Get free Chaffee, New York auto insurance quotes when you enter your ZIP code above.

Chaffee, NY Minimum Auto Insurance Requirements

The required auto insurance in Chaffee, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Chaffee, New York is outlined here.

Minimum Required Auto Insurance Coverage in Chaffee, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Chaffee, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chaffee, NY. Take a look at Chaffee, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chaffee, New York

Insurance Company Poor Fair Good
Allstate $5,288 $3,128 $2,712
GEICO $2,524 $1,857 $1,665
Liberty Mutual $7,745 $5,067 $3,797
Nationwide $3,174 $3,174 $3,174
Progressive $5,296 $2,749 $2,015
State Farm $5,484 $3,442 $2,733
Travelers $4,747 $2,998 $2,610
USAA $4,876 $2,450 $2,164

Buy Cheap Chaffee, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chaffee, New York auto insurance rates? Find out how car insurance rates in Chaffee, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chaffee, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,483 $2,345 $2,326 $2,367 $7,304 $7,895 $2,466 $2,489
GEICO $1,512 $1,454 $1,466 $1,444 $3,071 $4,406 $1,369 $1,400
Liberty Mutual $4,016 $4,016 $3,739 $3,739 $7,814 $12,685 $4,016 $4,267
Nationwide $2,390 $2,390 $2,255 $2,255 $4,276 $6,380 $2,390 $3,054
Progressive $2,007 $1,879 $1,617 $1,641 $6,890 $7,673 $2,595 $2,525
State Farm $2,460 $2,460 $2,145 $2,145 $7,145 $9,196 $2,701 $2,838
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,656 $1,628 $1,501 $1,503 $6,647 $7,915 $2,119 $2,341

Buy Cheap Chaffee, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chaffee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chaffee, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chaffee, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,304 $7,895
GEICO $3,071 $4,406
Liberty Mutual $7,814 $12,685
Nationwide $4,276 $6,380
Progressive $6,890 $7,673
State Farm $7,145 $9,196
Travelers $5,680 $6,729
USAA $6,647 $7,915

Buy Cheap Chaffee, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Chaffee, New York by comparing Chaffee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chaffee, NY here.

Annual Auto Insurance Rates for Senior Drivers in Chaffee, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,326 $2,367
GEICO $1,466 $1,444
Liberty Mutual $3,739 $3,739
Nationwide $2,255 $2,255
Progressive $1,617 $1,641
State Farm $2,145 $2,145
Travelers $2,273 $2,444
USAA $1,501 $1,503

Find Cheap Auto Insurance Rates in Chaffee, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chaffee, New York auto insurance. Compare Chaffee, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chaffee, New York

Insurance Company Low Medium High
Allstate $3,526 $3,698 $3,904
GEICO $1,907 $2,008 $2,130
Liberty Mutual $5,271 $5,518 $5,821
Nationwide $2,977 $3,147 $3,398
Progressive $3,168 $3,333 $3,559
State Farm $3,674 $3,909 $4,076
Travelers $3,285 $3,419 $3,652
USAA $3,066 $3,147 $3,278

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Find Cheap Chaffee, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chaffee. Compare auto insurance rates in Chaffee, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chaffee, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,957 $2,074
Liberty Mutual $5,382 $5,692
Nationwide $3,174 $3,174
Progressive $3,353 $3,353
State Farm $3,747 $4,026
Travelers $3,452 $3,452
USAA $3,132 $3,195

Find Cheap Chaffee, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Chaffee, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chaffee, NY, take a look at the average cost for various violations versus rates for a clean driving record in Chaffee.

Annual Chaffee, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $3,144 $4,586 $3,962
GEICO $1,612 $1,755 $3,081 $1,612
Liberty Mutual $4,429 $4,429 $8,860 $4,429
Nationwide $2,421 $2,421 $5,378 $2,476
Progressive $3,262 $3,262 $3,607 $3,282
State Farm $3,704 $3,704 $4,068 $4,068
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,815 $2,860 $4,120 $2,860

Find Cheap Chaffee, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chaffee, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Chaffee for less when you shop around and compare rates from multiple Chaffee, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chaffee, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,586
GEICO $3,081
Liberty Mutual $8,860
Nationwide $5,378
Progressive $3,607
State Farm $4,068
Travelers $3,727
USAA $4,120

Winners by Category: Where to Buy Cheap Auto Insurance in Chaffee, NY

Compare rates from the cheapest auto insurance companies in Chaffee, NY for your needs. Take a look at how Chaffee, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chaffee, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Chaffee, New York Auto Insurance Companies

If you’re looking for the cheapest Chaffee, NY auto insurance companies overall, you can compare them here. Find the best price for Chaffee, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Chaffee, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,015
Liberty Mutual $5,537
Nationwide $3,174
Progressive $3,353
State Farm $3,886
Travelers $3,452
USAA $3,164

Compare Auto Insurance Quotes in Chaffee, NY

You can buy cheap Chaffee, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chaffee, New York auto insurance quotes from top companies.

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