Buy Cheap Chadwicks, NY Auto Insurance (2021)

Chadwicks, NY auto insurance rates average $277 a month. Minimum auto insurance requirements in Chadwicks, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Chadwicks, NY, compare Chadwicks auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chadwicks, NY after a DUI are $4,427/year
  • Average auto insurance rates in Chadwicks, NY are $277/month
  • Average auto insurance rates in Chadwicks, NY for teens drivers are $5,754/year

Finding affordable Chadwicks, New York auto insurance can be challenging, but everything you need to know to buy cheap Chadwicks, NY auto insurance with confidence is right here. Auto insurance rates in Chadwicks are affected by local factors as well as personal ones like your driving record.

See how Chadwicks, NY car insurance rates compare to Rochester auto insurance rates, Utica auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Chadwicks.

Don’t buy Chadwicks, NY auto insurance until you’ve compared rates. Get free Chadwicks, New York auto insurance quotes when you enter your ZIP code above.

Chadwicks, NY Minimum Auto Insurance Requirements

The required auto insurance in Chadwicks, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Chadwicks, New York is outlined here.

Minimum Required Auto Insurance Coverage in Chadwicks, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Chadwicks, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chadwicks, NY. Take a look at Chadwicks, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chadwicks, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,876 $2,113 $1,896
Liberty Mutual $6,927 $4,538 $3,405
Nationwide $2,935 $2,935 $2,935
Progressive $4,292 $2,237 $1,643
State Farm $5,015 $3,144 $2,495
Travelers $4,761 $3,027 $2,638
USAA $4,522 $2,267 $2,008

Buy Cheap Chadwicks, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chadwicks, New York auto insurance rates? Find out how car insurance rates in Chadwicks, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chadwicks, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,664 $1,603 $1,621 $1,597 $3,566 $5,269 $1,498 $1,542
Liberty Mutual $3,595 $3,595 $3,348 $3,348 $7,001 $11,356 $3,595 $3,818
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,623 $1,518 $1,299 $1,322 $5,603 $6,250 $2,109 $2,068
State Farm $2,228 $2,228 $1,944 $1,944 $6,576 $8,456 $2,452 $2,587
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,527 $1,498 $1,384 $1,381 $6,195 $7,386 $1,946 $2,142

Buy Cheap Chadwicks, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chadwicks can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chadwicks, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chadwicks, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $3,566 $5,269
Liberty Mutual $7,001 $11,356
Nationwide $3,940 $5,867
Progressive $5,603 $6,250
State Farm $6,576 $8,456
Travelers $5,818 $6,900
USAA $6,195 $7,386

Buy Cheap Chadwicks, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Chadwicks, New York by comparing Chadwicks senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chadwicks, NY here.

Annual Auto Insurance Rates for Senior Drivers in Chadwicks, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,621 $1,597
Liberty Mutual $3,348 $3,348
Nationwide $2,095 $2,095
Progressive $1,299 $1,322
State Farm $1,944 $1,944
Travelers $2,276 $2,434
USAA $1,384 $1,381

Find Cheap Auto Insurance Rates in Chadwicks, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chadwicks, New York auto insurance. Compare Chadwicks, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chadwicks, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $2,170 $2,289 $2,426
Liberty Mutual $4,730 $4,939 $5,201
Nationwide $2,774 $2,914 $3,117
Progressive $2,590 $2,710 $2,871
State Farm $3,380 $3,571 $3,704
Travelers $3,323 $3,450 $3,653
USAA $2,853 $2,920 $3,024

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Find Cheap Chadwicks, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chadwicks. Compare auto insurance rates in Chadwicks, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chadwicks, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $2,227 $2,363
Liberty Mutual $4,818 $5,095
Nationwide $2,935 $2,935
Progressive $2,724 $2,724
State Farm $3,426 $3,678
Travelers $3,475 $3,475
USAA $2,903 $2,962

Find Cheap Chadwicks, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Chadwicks, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Chadwicks, NY to see how much where you live in Chadwicks affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Chadwicks, New York

ZIP Code Average Annual Rates
13319 $3,364
13413 $3,423

Find Cheap Chadwicks, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Chadwicks, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chadwicks, NY, take a look at the average cost for various violations versus rates for a clean driving record in Chadwicks.

Annual Chadwicks, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,785 $1,946 $3,664 $1,785
Liberty Mutual $3,970 $3,970 $7,918 $3,970
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,649 $2,649 $2,934 $2,665
State Farm $3,382 $3,382 $3,722 $3,722
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,599 $2,642 $3,848 $2,642

Find Cheap Chadwicks, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chadwicks, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Chadwicks for less when you shop around and compare rates from multiple Chadwicks, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chadwicks, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $3,664
Liberty Mutual $7,918
Nationwide $4,955
Progressive $2,934
State Farm $3,722
Travelers $3,767
USAA $3,848

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Winners by Category: Where to Buy Cheap Auto Insurance in Chadwicks, NY

Compare rates from the cheapest auto insurance companies in Chadwicks, NY for your needs. Take a look at how Chadwicks, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chadwicks, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Find Cheap Chadwicks, New York Auto Insurance Companies

If you’re looking for the cheapest Chadwicks, NY auto insurance companies overall, you can compare them here. Find the best price for Chadwicks, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Chadwicks, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $2,295
Liberty Mutual $4,957
Nationwide $2,935
Progressive $2,724
State Farm $3,552
Travelers $3,475
USAA $2,933

What affects Chadwicks, New York auto insurance rates?

Local factors affect auto insurance rates in Chadwicks, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Chadwicks auto insurance rates.

Commute Times in Chadwicks

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chadwicks, NY is 14.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Chadwicks, NY

You can buy cheap Chadwicks, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chadwicks, New York auto insurance quotes from top companies.

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