Buy Cheap Ceres, NY Auto Insurance (2021)

Ceres, NY auto insurance rates average $251 a month. Minimum auto insurance requirements in Ceres, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Ceres, NY, compare Ceres auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ceres, NY are $251/month
  • Average auto insurance rates in Ceres, NY after a DUI are $3,911/year
  • The most expensive auto insurance company in Ceres after a DUI is Liberty Mutual

Finding affordable Ceres, New York auto insurance can be challenging, but everything you need to know to buy cheap Ceres, NY auto insurance with confidence is right here. Auto insurance rates in Ceres are affected by local factors as well as personal ones like your driving record.

See how Ceres, NY car insurance rates compare to Rochester auto insurance rates, Schenectady auto insurance rates, and Syracuse auto insurance rates before you read more about the cost of auto insurance in Ceres.

Don’t buy Ceres, NY auto insurance until you’ve compared rates. Get free Ceres, New York auto insurance quotes when you enter your ZIP code above.

Ceres, NY Minimum Auto Insurance Requirements

The required auto insurance in Ceres, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Ceres, New York is outlined here.

Minimum Required Auto Insurance Coverage in Ceres, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ceres, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ceres, NY. Take a look at Ceres, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ceres, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,093 $1,539 $1,381
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $4,168 $2,156 $1,576
State Farm $5,094 $3,194 $2,534
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

Buy Cheap Ceres, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ceres, New York auto insurance rates? Find out how car insurance rates in Ceres, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ceres, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,252 $1,204 $1,214 $1,196 $2,552 $3,665 $1,132 $1,153
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,652 $1,580 $1,355 $1,367 $5,155 $5,767 $2,115 $2,079
State Farm $2,295 $2,295 $1,993 $1,993 $6,595 $8,520 $2,514 $2,654
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Buy Cheap Ceres, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ceres can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ceres, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ceres, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,552 $3,665
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $5,155 $5,767
State Farm $6,595 $8,520
Travelers $4,981 $5,881
USAA $6,303 $7,547

Buy Cheap Ceres, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Ceres, New York by comparing Ceres senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ceres, NY here.

Annual Auto Insurance Rates for Senior Drivers in Ceres, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,214 $1,196
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,355 $1,367
State Farm $1,993 $1,993
Travelers $2,016 $2,175
USAA $1,437 $1,445

Find Cheap Auto Insurance Rates in Ceres, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ceres, New York auto insurance. Compare Ceres, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ceres, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,594 $1,665 $1,755
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,525 $2,622 $2,754
State Farm $3,443 $3,626 $3,753
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

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Find Cheap Ceres, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ceres. Compare auto insurance rates in Ceres, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ceres, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,623 $1,719
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,634 $2,634
State Farm $3,480 $3,735
Travelers $3,050 $3,050
USAA $2,997 $3,057

Find Cheap Ceres, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Ceres, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ceres, NY, take a look at the average cost for various violations versus rates for a clean driving record in Ceres.

Annual Ceres, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,331 $1,449 $2,574 $1,331
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,567 $2,567 $2,819 $2,581
State Farm $3,443 $3,443 $3,772 $3,772
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Find Cheap Ceres, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ceres, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Ceres for less when you shop around and compare rates from multiple Ceres, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ceres, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
GEICO $2,574
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,819
State Farm $3,772
Travelers $3,287
USAA $3,931

Winners by Category: Where to Buy Cheap Auto Insurance in Ceres, NY

Compare rates from the cheapest auto insurance companies in Ceres, NY for your needs. Take a look at how Ceres, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ceres, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Ceres, New York Auto Insurance Companies

If you’re looking for the cheapest Ceres, NY auto insurance companies overall, you can compare them here. Find the best price for Ceres, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Ceres, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,671
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,634
State Farm $3,607
Travelers $3,050
USAA $3,027

Compare Auto Insurance Quotes in Ceres, NY

You can buy cheap Ceres, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ceres, New York auto insurance quotes from top companies.

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