Buy Cheap Centralia, TX Auto Insurance (2021)

Centralia, TX auto insurance rates average $331 a month. Minimum auto insurance requirements in Centralia, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Centralia, TX, compare Centralia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Centralia, TX are $331/month
  • Average auto insurance rates in Centralia, TX for teens drivers are $7,102/year
  • The most expensive auto insurance company in Centralia is Allstate

Finding affordable Centralia, Texas auto insurance can be challenging, but everything you need to know to buy cheap Centralia, TX auto insurance with confidence is right here. Auto insurance rates in Centralia are affected by local factors as well as personal ones like your driving record.

See how Centralia, TX car insurance rates compare to San Antonio auto insurance rates, Fort Worth auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Centralia.

Don’t buy Centralia, TX auto insurance until you’ve compared rates. Get free Centralia, Texas auto insurance quotes when you enter your ZIP code above.

Centralia, TX Minimum Auto Insurance Requirements

The required auto insurance in Centralia, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Centralia, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Centralia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Centralia, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Centralia, TX. Take a look at Centralia, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Centralia, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $7,113 $4,563 $4,003
GEICO $4,736 $2,687 $1,797
Nationwide $4,535 $3,640 $3,162
Progressive $5,484 $4,730 $4,378
State Farm $4,108 $2,553 $2,033
USAA $3,583 $2,063 $1,658

Buy Cheap Centralia, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Centralia, Texas auto insurance rates? Find out how car insurance rates in Centralia, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Centralia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $3,025 $3,391 $2,880 $3,322 $8,517 $11,145 $4,446 $5,083
GEICO $2,294 $2,472 $2,210 $2,500 $4,973 $5,178 $2,479 $2,478
Nationwide $2,366 $2,407 $2,090 $2,213 $6,727 $8,637 $2,781 $3,009
Progressive $2,601 $2,458 $2,308 $2,355 $10,877 $12,134 $3,071 $3,107
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

Buy Cheap Centralia, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Centralia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Centralia, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Centralia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $8,517 $11,145
GEICO $4,973 $5,178
Nationwide $6,727 $8,637
Progressive $10,877 $12,134
State Farm $4,819 $6,128
USAA $4,353 $4,751

Buy Cheap Centralia, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Centralia, Texas by comparing Centralia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Centralia, TX here.

Annual Auto Insurance Rates for Senior Drivers in Centralia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,880 $3,322
GEICO $2,210 $2,500
Nationwide $2,090 $2,213
Progressive $2,308 $2,355
State Farm $1,816 $1,816
USAA $1,481 $1,473

Find Cheap Auto Insurance Rates in Centralia, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Centralia, Texas auto insurance. Compare Centralia, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Centralia, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $4,820 $5,018 $5,840
GEICO $2,912 $3,033 $3,274
Nationwide $4,069 $3,614 $3,653
Progressive $4,612 $4,837 $5,143
State Farm $2,757 $2,889 $3,048
USAA $2,357 $2,425 $2,522

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Find Cheap Centralia, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Centralia. Compare auto insurance rates in Centralia, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Centralia, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $5,226 $5,226
GEICO $3,015 $3,131
Nationwide $3,779 $3,779
Progressive $4,864 $4,864
State Farm $2,898 $2,898
USAA $2,404 $2,465

Find Cheap Centralia, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Centralia, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Centralia, TX, take a look at the average cost for various violations versus rates for a clean driving record in Centralia.

Annual Centralia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $4,760 $6,065 $5,320 $4,760
GEICO $2,611 $3,439 $2,883 $3,360
Nationwide $3,278 $3,278 $4,858 $3,702
Progressive $4,238 $5,488 $4,958 $4,771
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,817 $2,677 $3,159 $2,086

Find Cheap Centralia, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Centralia, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Centralia for less when you shop around and compare rates from multiple Centralia, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Centralia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,898
American Family $5,320
GEICO $2,883
Nationwide $4,858
Progressive $4,958
State Farm $3,471
USAA $3,159

Winners by Category: Where to Buy Cheap Auto Insurance in Centralia, TX

Compare rates from the cheapest auto insurance companies in Centralia, TX for your needs. Take a look at how Centralia, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Centralia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Centralia, Texas Auto Insurance Companies

If you’re looking for the cheapest Centralia, TX auto insurance companies overall, you can compare them here. Find the best price for Centralia, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Centralia, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $5,226
GEICO $3,073
Nationwide $3,779
Progressive $4,864
State Farm $2,898
USAA $2,435

Compare Auto Insurance Quotes in Centralia, TX

You can buy cheap Centralia, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Centralia, Texas auto insurance quotes from top companies.

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