Buy Cheap Central Valley, NY Auto Insurance (2021)

Central Valley, NY auto insurance rates average $388 a month. Minimum auto insurance requirements in Central Valley, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Central Valley, NY, compare Central Valley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Central Valley, NY are $388/month
  • Average auto insurance rates in Central Valley, NY for teens drivers are $8,098/year
  • Average auto insurance rates in Central Valley, NY after a DUI are $6,248/year

Finding affordable Central Valley, New York auto insurance can be challenging, but everything you need to know to buy cheap Central Valley, NY auto insurance with confidence is right here. Auto insurance rates in Central Valley are affected by local factors as well as personal ones like your driving record.

See how Central Valley, NY car insurance rates compare to Yonkers auto insurance rates, Schenectady auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Central Valley.

Don’t buy Central Valley, NY auto insurance until you’ve compared rates. Get free Central Valley, New York auto insurance quotes when you enter your ZIP code above.

Central Valley, NY Minimum Auto Insurance Requirements

The required auto insurance in Central Valley, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Central Valley, New York is outlined here.

Minimum Required Auto Insurance Coverage in Central Valley, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Central Valley, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Central Valley, NY. Take a look at Central Valley, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Central Valley, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,608 $2,649 $2,378
Liberty Mutual $9,988 $6,520 $4,874
Nationwide $4,429 $4,429 $4,429
Progressive $6,763 $3,399 $2,462
State Farm $6,830 $4,283 $3,399
Travelers $6,900 $4,254 $3,664
USAA $4,555 $2,309 $2,045

Buy Cheap Central Valley, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Central Valley, New York auto insurance rates? Find out how car insurance rates in Central Valley, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central Valley, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $2,079 $1,999 $2,020 $1,990 $4,497 $6,661 $1,868 $1,912
Liberty Mutual $5,156 $5,156 $4,799 $4,799 $10,086 $16,390 $5,156 $5,477
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,549 $2,346 $2,006 $2,050 $8,707 $9,605 $3,266 $3,134
State Farm $3,046 $3,046 $2,659 $2,659 $8,947 $11,472 $3,353 $3,517
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $1,538 $1,507 $1,401 $1,395 $6,311 $7,498 $1,956 $2,151

Buy Cheap Central Valley, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Central Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Central Valley, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Central Valley, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,497 $6,661
Liberty Mutual $10,086 $16,390
Nationwide $6,028 $9,066
Progressive $8,707 $9,605
State Farm $8,947 $11,472
Travelers $8,279 $9,748
USAA $6,311 $7,498

Buy Cheap Central Valley, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Central Valley, New York by comparing Central Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Central Valley, NY here.

Annual Auto Insurance Rates for Senior Drivers in Central Valley, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $2,020 $1,990
Liberty Mutual $4,799 $4,799
Nationwide $3,100 $3,100
Progressive $2,006 $2,050
State Farm $2,659 $2,659
Travelers $3,256 $3,444
USAA $1,401 $1,395

Find Cheap Auto Insurance Rates in Central Valley, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Central Valley, New York auto insurance. Compare Central Valley, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central Valley, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,715 $2,866 $3,054
Liberty Mutual $6,809 $7,106 $7,467
Nationwide $4,156 $4,391 $4,739
Progressive $3,962 $4,176 $4,485
State Farm $4,601 $4,863 $5,048
Travelers $4,673 $4,886 $5,258
USAA $2,875 $2,953 $3,080

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Find Cheap Central Valley, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Central Valley. Compare auto insurance rates in Central Valley, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Central Valley, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,793 $2,963
Liberty Mutual $6,927 $7,328
Nationwide $4,429 $4,429
Progressive $4,208 $4,208
State Farm $4,663 $5,012
Travelers $4,939 $4,939
USAA $2,940 $2,999

Find Cheap Central Valley, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Central Valley, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Central Valley, NY, take a look at the average cost for various violations versus rates for a clean driving record in Central Valley.

Annual Central Valley, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,219 $2,421 $4,654 $2,219
Liberty Mutual $5,674 $5,674 $11,486 $5,674
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,088 $4,088 $4,542 $4,114
State Farm $4,605 $4,605 $5,070 $5,070
Travelers $4,197 $5,289 $5,361 $4,911
USAA $2,634 $2,678 $3,889 $2,678

Find Cheap Central Valley, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Central Valley, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Central Valley for less when you shop around and compare rates from multiple Central Valley, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Central Valley, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,380
GEICO $4,654
Liberty Mutual $11,486
Nationwide $7,603
Progressive $4,542
State Farm $5,070
Travelers $5,361
USAA $3,889

Winners by Category: Where to Buy Cheap Auto Insurance in Central Valley, NY

Compare rates from the cheapest auto insurance companies in Central Valley, NY for your needs. Take a look at how Central Valley, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Central Valley, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Find Cheap Central Valley, New York Auto Insurance Companies

If you’re looking for the cheapest Central Valley, NY auto insurance companies overall, you can compare them here. Find the best price for Central Valley, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Central Valley, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $2,878
Liberty Mutual $7,127
Nationwide $4,429
Progressive $4,208
State Farm $4,837
Travelers $4,939
USAA $2,970

Compare Auto Insurance Quotes in Central Valley, NY

You can buy cheap Central Valley, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Central Valley, New York auto insurance quotes from top companies.

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