Buy Cheap Central Square, NY Auto Insurance (2021)

Central Square, NY auto insurance rates average $258 a month. Minimum auto insurance requirements in Central Square, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Central Square, NY, compare Central Square auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Central Square after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Central Square is Liberty Mutual
  • Average auto insurance rates in Central Square, NY for teens drivers are $5,341/year

Finding affordable Central Square, New York auto insurance can be challenging, but everything you need to know to buy cheap Central Square, NY auto insurance with confidence is right here. Auto insurance rates in Central Square are affected by local factors as well as personal ones like your driving record.

See how Central Square, NY car insurance rates compare to Mount Vernon auto insurance rates, New York auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Central Square.

Don’t buy Central Square, NY auto insurance until you’ve compared rates. Get free Central Square, New York auto insurance quotes when you enter your ZIP code above.

Central Square, NY Minimum Auto Insurance Requirements

The required auto insurance in Central Square, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Central Square, New York is outlined here.

Minimum Required Auto Insurance Coverage in Central Square, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Central Square, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Central Square, NY. Take a look at Central Square, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Central Square, New York

Insurance Company Poor Fair Good
Allstate $4,803 $2,819 $2,439
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,870 $2,870 $2,870
Progressive $4,216 $2,189 $1,607
State Farm $4,659 $2,922 $2,319
Travelers $4,494 $2,857 $2,489
USAA $4,423 $2,195 $1,945

Buy Cheap Central Square, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Central Square, New York auto insurance rates? Find out how car insurance rates in Central Square, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central Square, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,253 $2,127 $2,120 $2,159 $6,593 $7,076 $2,235 $2,268
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,604 $1,500 $1,285 $1,307 $5,471 $6,094 $2,076 $2,028
State Farm $2,085 $2,085 $1,813 $1,813 $6,059 $7,832 $2,287 $2,423
Travelers $2,346 $2,365 $2,149 $2,302 $5,481 $6,509 $2,493 $2,597
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Buy Cheap Central Square, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Central Square can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Central Square, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Central Square, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,593 $7,076
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,851 $5,729
Progressive $5,471 $6,094
State Farm $6,059 $7,832
Travelers $5,481 $6,509
USAA $6,012 $7,189

Buy Cheap Central Square, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Central Square, New York by comparing Central Square senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Central Square, NY here.

Annual Auto Insurance Rates for Senior Drivers in Central Square, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,159
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $2,051 $2,051
Progressive $1,285 $1,307
State Farm $1,813 $1,813
Travelers $2,149 $2,302
USAA $1,346 $1,345

Find Cheap Auto Insurance Rates in Central Square, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Central Square, New York auto insurance. Compare Central Square, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central Square, New York

Insurance Company Low Medium High
Allstate $3,170 $3,343 $3,548
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,716 $2,850 $3,045
Progressive $2,539 $2,657 $2,816
State Farm $3,141 $3,317 $3,440
Travelers $3,130 $3,253 $3,458
USAA $2,786 $2,844 $2,933

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Central Square, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Central Square. Compare auto insurance rates in Central Square, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Central Square, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,309 $3,398
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,870 $2,870
Progressive $2,671 $2,671
State Farm $3,184 $3,415
Travelers $3,280 $3,280
USAA $2,826 $2,883

Find Cheap Central Square, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Central Square, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Central Square, NY, take a look at the average cost for various violations versus rates for a clean driving record in Central Square.

Annual Central Square, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,836 $2,836 $4,157 $3,585
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,598 $2,598 $2,875 $2,613
State Farm $3,147 $3,147 $3,452 $3,452
Travelers $2,802 $3,502 $3,554 $3,263
USAA $2,530 $2,572 $3,744 $2,572

Find Cheap Central Square, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Central Square, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Central Square for less when you shop around and compare rates from multiple Central Square, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Central Square, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,157
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,839
Progressive $2,875
State Farm $3,452
Travelers $3,554
USAA $3,744

Winners by Category: Where to Buy Cheap Auto Insurance in Central Square, NY

Compare rates from the cheapest auto insurance companies in Central Square, NY for your needs. Take a look at how Central Square, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Central Square, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Central Square, New York Auto Insurance Companies

If you’re looking for the cheapest Central Square, NY auto insurance companies overall, you can compare them here. Find the best price for Central Square, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Central Square, New York

Insurance Company Average Annual Rates
Allstate $3,354
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,870
Progressive $2,671
State Farm $3,300
Travelers $3,280
USAA $2,854

What affects Central Square, New York auto insurance rates?

Local factors affect auto insurance rates in Central Square, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Central Square auto insurance rates.

Commute Times in Central Square

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Central Square, NY is 28.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Central Square, NY

You can buy cheap Central Square, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Central Square, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption