Buy Cheap Central Lake, MI Auto Insurance (2022)

Central Lake, MI auto insurance rates average $797 a month. Minimum auto insurance requirements in Central Lake, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Central Lake, MI, compare Central Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Central Lake is Allstate
  • The most expensive auto insurance company in Central Lake after a DUI is Allstate
  • Average auto insurance rates in Central Lake, MI for teens drivers are $17,835/year

Finding affordable Central Lake, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Central Lake, MI auto insurance with confidence is right here. Auto insurance rates in Central Lake are affected by local factors as well as personal ones like your driving record.

See how Central Lake, MI car insurance rates compare to Livonia auto insurance rates, Detroit auto insurance rates, and Lansing auto insurance rates before you read more about the cost of auto insurance in Central Lake.

Don’t buy Central Lake, MI auto insurance until you’ve compared rates. Get free Central Lake, Michigan auto insurance quotes when you enter your ZIP code above.

Central Lake, MI Minimum Auto Insurance Requirements

The required auto insurance in Central Lake, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Central Lake, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Central Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Central Lake, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Central Lake, MI. Take a look at Central Lake, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Central Lake, Michigan

Insurance Company Poor Fair Good
Allstate $37,251 $20,462 $15,271
Farmers $7,264 $4,815 $4,444
GEICO $6,944 $5,108 $4,158
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,482 $4,621 $4,170
State Farm $16,947 $8,586 $5,838
Travelers $8,169 $7,922 $7,822
USAA $4,814 $2,759 $2,112

Buy Cheap Central Lake, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Central Lake, Michigan auto insurance rates? Find out how car insurance rates in Central Lake, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,178 $18,178 $17,007 $17,007 $43,020 $43,020 $19,109 $19,109
Farmers $4,165 $4,165 $3,886 $3,886 $9,293 $9,293 $4,688 $4,688
GEICO $3,728 $3,728 $3,811 $3,811 $10,509 $10,509 $3,566 $3,566
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,808 $2,614 $2,487 $2,767 $10,210 $10,888 $3,263 $3,024
State Farm $6,403 $6,403 $5,906 $5,906 $22,012 $22,012 $7,507 $7,507
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,372 $2,255 $2,232 $2,115 $5,726 $5,456 $2,888 $2,781

Buy Cheap Central Lake, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Central Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Central Lake, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Central Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,020 $43,020
Farmers $9,293 $9,293
GEICO $10,509 $10,509
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,210 $10,888
State Farm $22,012 $22,012
Travelers $16,137 $16,137
USAA $5,726 $5,456

Buy Cheap Central Lake, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Central Lake, Michigan by comparing Central Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Central Lake, MI here.

Annual Auto Insurance Rates for Senior Drivers in Central Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,007 $17,007
Farmers $3,886 $3,886
GEICO $3,811 $3,811
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,487 $2,767
State Farm $5,906 $5,906
Travelers $4,589 $4,589
USAA $2,232 $2,115

Find Cheap Auto Insurance Rates in Central Lake, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Central Lake, Michigan auto insurance. Compare Central Lake, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central Lake, Michigan

Insurance Company Low Medium High
Allstate $23,774 $24,378 $24,834
Farmers $5,387 $5,497 $5,639
GEICO $5,065 $5,357 $5,788
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,601 $4,765 $4,907
State Farm $9,974 $10,516 $10,881
Travelers $7,889 $7,978 $8,047
USAA $3,130 $3,236 $3,318

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Find Cheap Central Lake, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Central Lake. Compare auto insurance rates in Central Lake, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Central Lake, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,328 $24,328
Farmers $5,508 $5,508
GEICO $5,282 $5,525
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,758 $4,758
State Farm $10,181 $10,733
Travelers $7,926 $8,017
USAA $3,191 $3,265

Find Cheap Central Lake, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Central Lake, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Central Lake, MI, take a look at the average cost for various violations versus rates for a clean driving record in Central Lake.

Annual Central Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,781 $15,856 $53,166 $16,511
Farmers $4,625 $5,896 $5,820 $5,691
GEICO $1,897 $4,025 $12,180 $3,511
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,041 $5,292 $4,764 $4,934
State Farm $6,737 $8,031 $17,088 $9,972
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,604 $3,236 $4,237 $2,835

Find Cheap Central Lake, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Central Lake, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Central Lake for less when you shop around and compare rates from multiple Central Lake, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Central Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,166
Farmers $5,820
GEICO $12,180
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,764
State Farm $17,088
Travelers $12,382
USAA $4,237

Winners by Category: Where to Buy Cheap Auto Insurance in Central Lake, MI

Compare rates from the cheapest auto insurance companies in Central Lake, MI for your needs. Take a look at how Central Lake, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Central Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Central Lake, Michigan Auto Insurance Companies

If you’re looking for the cheapest Central Lake, MI auto insurance companies overall, you can compare them here. Find the best price for Central Lake, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Central Lake, Michigan

Insurance Company Average Annual Rates
Allstate $24,328
Farmers $5,508
GEICO $5,404
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,758
State Farm $10,457
Travelers $7,971
USAA $3,228

What affects Central Lake, Michigan auto insurance rates?

Local factors affect auto insurance rates in Central Lake, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Central Lake auto insurance rates.

Commute Times in Central Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Central Lake, MI is 19.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Central Lake, MI

You can buy cheap Central Lake, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Central Lake, Michigan auto insurance quotes from top companies.

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