Buy Cheap Central Islip, NY Auto Insurance (2021)

Central Islip, NY auto insurance rates average $522 a month. Minimum auto insurance requirements in Central Islip, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Central Islip, NY, compare Central Islip auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Central Islip, NY are $522/month
  • Average auto insurance rates in Central Islip, NY for teens drivers are $11,114/year
  • The most expensive auto insurance company in Central Islip after a DUI is Liberty Mutual

Finding affordable Central Islip, New York auto insurance can be challenging, but everything you need to know to buy cheap Central Islip, NY auto insurance with confidence is right here. Auto insurance rates in Central Islip are affected by local factors as well as personal ones like your driving record.

See how Central Islip, NY car insurance rates compare to Buffalo auto insurance rates, Utica auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Central Islip.

Don’t buy Central Islip, NY auto insurance until you’ve compared rates. Get free Central Islip, New York auto insurance quotes when you enter your ZIP code above.

Central Islip, NY Minimum Auto Insurance Requirements

The required auto insurance in Central Islip, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Central Islip, New York is outlined here.

Minimum Required Auto Insurance Coverage in Central Islip, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Central Islip, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Central Islip, NY. Take a look at Central Islip, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Central Islip, New York

Insurance Company Poor Fair Good
Allstate $11,221 $6,231 $5,223
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $11,101 $5,300 $3,779
State Farm $8,836 $5,540 $4,397
Travelers $9,486 $5,666 $4,810
USAA $7,537 $3,851 $3,391

Buy Cheap Central Islip, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Central Islip, New York auto insurance rates? Find out how car insurance rates in Central Islip, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central Islip, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,057 $4,628 $4,843 $4,885 $15,401 $16,317 $4,715 $4,620
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $4,222 $3,787 $3,241 $3,328 $13,953 $15,110 $5,277 $4,894
State Farm $3,976 $3,976 $3,490 $3,490 $11,726 $14,389 $4,397 $4,617
Travelers $4,905 $4,717 $4,439 $4,604 $11,253 $13,143 $5,077 $5,093
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

Buy Cheap Central Islip, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Central Islip can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Central Islip, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Central Islip, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,401 $16,317
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $13,953 $15,110
State Farm $11,726 $14,389
Travelers $11,253 $13,143
USAA $10,414 $12,337

Buy Cheap Central Islip, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Central Islip, New York by comparing Central Islip senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Central Islip, NY here.

Annual Auto Insurance Rates for Senior Drivers in Central Islip, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,843 $4,885
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $3,241 $3,328
State Farm $3,490 $3,490
Travelers $4,439 $4,604
USAA $2,329 $2,331

Find Cheap Auto Insurance Rates in Central Islip, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Central Islip, New York auto insurance. Compare Central Islip, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central Islip, New York

Insurance Company Low Medium High
Allstate $6,627 $7,500 $8,549
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $6,307 $6,670 $7,203
State Farm $5,873 $6,301 $6,599
Travelers $6,214 $6,559 $7,189
USAA $4,742 $4,893 $5,144

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Find Cheap Central Islip, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Central Islip. Compare auto insurance rates in Central Islip, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Central Islip, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,450 $7,667
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,727 $6,727
State Farm $6,026 $6,490
Travelers $6,654 $6,654
USAA $4,876 $4,977

Find Cheap Central Islip, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Central Islip, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Central Islip, NY, take a look at the average cost for various violations versus rates for a clean driving record in Central Islip.

Annual Central Islip, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,324 $6,324 $9,475 $8,111
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $6,524 $6,524 $7,284 $6,574
State Farm $5,943 $5,943 $6,572 $6,572
Travelers $5,603 $7,155 $7,247 $6,611
USAA $4,387 $4,459 $6,400 $4,459

Find Cheap Central Islip, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Central Islip, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Central Islip for less when you shop around and compare rates from multiple Central Islip, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Central Islip, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,475
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $7,284
State Farm $6,572
Travelers $7,247
USAA $6,400

Winners by Category: Where to Buy Cheap Auto Insurance in Central Islip, NY

Compare rates from the cheapest auto insurance companies in Central Islip, NY for your needs. Take a look at how Central Islip, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Central Islip, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Central Islip, New York Auto Insurance Companies

If you’re looking for the cheapest Central Islip, NY auto insurance companies overall, you can compare them here. Find the best price for Central Islip, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Central Islip, New York

Insurance Company Average Annual Rates
Allstate $7,558
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,727
State Farm $6,258
Travelers $6,654
USAA $4,926

What affects Central Islip, New York auto insurance rates?

Local factors affect auto insurance rates in Central Islip, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Central Islip auto insurance rates.

Commute Times in Central Islip

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Central Islip, NY is 29.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Central Islip, NY

You can buy cheap Central Islip, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Central Islip, New York auto insurance quotes from top companies.

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