Buy Cheap Central, IN Auto Insurance (2021)

Central, IN auto insurance rates average $292 a month. Minimum auto insurance requirements in Central, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Central, IN, compare Central auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Central, IN are $292/month
  • The most expensive auto insurance company in Central after a DUI is Liberty Mutual
  • Average auto insurance rates in Central, IN for teens drivers are $6,888/year

Finding affordable Central, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Central, IN auto insurance with confidence is right here. Auto insurance rates in Central are affected by local factors as well as personal ones like your driving record.

See how Central, IN car insurance rates compare to Fishers auto insurance rates, Hammond auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Central.

Don’t buy Central, IN auto insurance until you’ve compared rates. Get free Central, Indiana auto insurance quotes when you enter your ZIP code above.

Central, IN Minimum Auto Insurance Requirements

The required auto insurance in Central, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Central, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Central, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Central, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Central, IN. Take a look at Central, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Central, Indiana

Insurance Company Poor Fair Good
Allstate $4,850 $3,605 $3,280
American Family $5,388 $3,498 $2,927
Farmers $4,589 $3,760 $3,488
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,297 $2,784 $2,602
Progressive $4,784 $4,234 $3,991
State Farm $3,770 $2,248 $1,742
Travelers $3,744 $3,170 $3,167
USAA $2,217 $1,467 $1,259

Buy Cheap Central, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Central, Indiana auto insurance rates? Find out how car insurance rates in Central, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,413 $2,471 $2,122 $2,326 $7,441 $9,421 $2,446 $2,653
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,739 $1,715 $1,485 $1,677 $9,708 $10,439 $2,317 $2,485
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,850 $1,753 $1,674 $1,686 $10,840 $12,199 $2,321 $2,367
State Farm $1,612 $1,612 $1,427 $1,427 $4,753 $6,109 $1,779 $1,975
Travelers $1,221 $1,242 $1,146 $1,144 $7,504 $11,836 $1,291 $1,496
USAA $1,052 $1,037 $978 $987 $2,916 $3,261 $1,423 $1,525

Buy Cheap Central, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Central can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Central, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Central, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,421
American Family $6,768 $9,826
Farmers $9,708 $10,439
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,181 $6,759
Progressive $10,840 $12,199
State Farm $4,753 $6,109
Travelers $7,504 $11,836
USAA $2,916 $3,261

Buy Cheap Central, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Central, Indiana by comparing Central senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Central, IN here.

Annual Auto Insurance Rates for Senior Drivers in Central, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,326
American Family $2,219 $2,219
Farmers $1,485 $1,677
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,557 $1,669
Progressive $1,674 $1,686
State Farm $1,427 $1,427
Travelers $1,146 $1,144
USAA $978 $987

Find Cheap Auto Insurance Rates in Central, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Central, Indiana auto insurance. Compare Central, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central, Indiana

Insurance Company Low Medium High
Allstate $3,702 $3,896 $4,137
American Family $3,904 $4,068 $3,841
Farmers $3,792 $3,940 $4,104
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,944 $2,871 $2,869
Progressive $4,078 $4,264 $4,668
State Farm $2,471 $2,586 $2,704
Travelers $3,292 $3,392 $3,397
USAA $1,585 $1,643 $1,715

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Find Cheap Central, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Central. Compare auto insurance rates in Central, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Central, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,912 $3,912
American Family $3,890 $3,985
Farmers $3,946 $3,946
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,894 $2,894
Progressive $4,336 $4,336
State Farm $2,512 $2,661
Travelers $3,360 $3,360
USAA $1,626 $1,669

Find Cheap Central, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Central, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Central, IN, take a look at the average cost for various violations versus rates for a clean driving record in Central.

Annual Central, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,124 $4,593 $4,223 $3,706
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,536 $4,107 $4,242 $3,897
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $3,240 $5,711 $3,872 $4,522
State Farm $2,528 $2,762 $2,528 $2,528
Travelers $2,852 $3,528 $3,999 $3,061
USAA $1,245 $1,772 $2,031 $1,542

Find Cheap Central, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Central, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Central for less when you shop around and compare rates from multiple Central, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Central, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,223
American Family $5,483
Farmers $4,242
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,079
Progressive $3,872
State Farm $2,528
Travelers $3,999
USAA $2,031

Winners by Category: Where to Buy Cheap Auto Insurance in Central, IN

Compare rates from the cheapest auto insurance companies in Central, IN for your needs. Take a look at how Central, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Central, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Central, Indiana Auto Insurance Companies

If you’re looking for the cheapest Central, IN auto insurance companies overall, you can compare them here. Find the best price for Central, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Central, Indiana

Insurance Company Average Annual Rates
Allstate $3,912
American Family $3,938
Farmers $3,946
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,894
Progressive $4,336
State Farm $2,587
Travelers $3,360
USAA $1,648

Compare Auto Insurance Quotes in Central, IN

You can buy cheap Central, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Central, Indiana auto insurance quotes from top companies.

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