Buy Cheap Central Gardens, TX Auto Insurance (2021)

Central Gardens, TX auto insurance rates average $351 a month. Minimum auto insurance requirements in Central Gardens, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Central Gardens, TX, compare Central Gardens auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Central Gardens is Allstate
  • Average auto insurance rates in Central Gardens, TX after a DUI are $4,800/year
  • The most expensive auto insurance company in Central Gardens after a DUI is Allstate

Finding affordable Central Gardens, Texas auto insurance can be challenging, but everything you need to know to buy cheap Central Gardens, TX auto insurance with confidence is right here. Auto insurance rates in Central Gardens are affected by local factors as well as personal ones like your driving record.

See how Central Gardens, TX car insurance rates compare to Plano auto insurance rates, Fort Worth auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Central Gardens.

Don’t buy Central Gardens, TX auto insurance until you’ve compared rates. Get free Central Gardens, Texas auto insurance quotes when you enter your ZIP code above.

Central Gardens, TX Minimum Auto Insurance Requirements

The required auto insurance in Central Gardens, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Central Gardens, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Central Gardens, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Central Gardens, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Central Gardens, TX. Take a look at Central Gardens, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Central Gardens, Texas

Insurance Company Poor Fair Good
Allstate $7,221 $5,285 $4,527
American Family $6,225 $4,001 $3,488
GEICO $5,552 $3,134 $2,083
Nationwide $5,268 $4,228 $3,665
Progressive $5,777 $5,005 $4,641
State Farm $4,613 $2,881 $2,301
USAA $4,109 $2,396 $1,933

Buy Cheap Central Gardens, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Central Gardens, Texas auto insurance rates? Find out how car insurance rates in Central Gardens, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central Gardens, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,713 $3,642 $3,642 $9,745 $11,730 $4,543 $4,716
American Family $2,645 $2,963 $2,534 $2,919 $7,456 $9,738 $3,882 $4,433
GEICO $2,633 $2,871 $2,586 $2,989 $5,909 $6,075 $2,850 $2,804
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,704 $2,551 $2,411 $2,452 $11,610 $12,968 $3,199 $3,234
State Farm $2,259 $2,259 $2,021 $2,021 $5,518 $7,047 $2,464 $2,532
USAA $1,783 $1,783 $1,713 $1,689 $5,113 $5,532 $2,372 $2,518

Buy Cheap Central Gardens, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Central Gardens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Central Gardens, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Central Gardens, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,745 $11,730
American Family $7,456 $9,738
GEICO $5,909 $6,075
Nationwide $7,884 $10,108
Progressive $11,610 $12,968
State Farm $5,518 $7,047
USAA $5,113 $5,532

Buy Cheap Central Gardens, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Central Gardens, Texas by comparing Central Gardens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Central Gardens, TX here.

Annual Auto Insurance Rates for Senior Drivers in Central Gardens, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,642 $3,642
American Family $2,534 $2,919
GEICO $2,586 $2,989
Nationwide $2,400 $2,538
Progressive $2,411 $2,452
State Farm $2,021 $2,021
USAA $1,713 $1,689

Find Cheap Auto Insurance Rates in Central Gardens, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Central Gardens, Texas auto insurance. Compare Central Gardens, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central Gardens, Texas

Insurance Company Low Medium High
Allstate $5,524 $5,620 $5,888
American Family $4,249 $4,392 $5,072
GEICO $3,357 $3,532 $3,880
Nationwide $4,708 $4,197 $4,255
Progressive $4,863 $5,115 $5,446
State Farm $3,071 $3,251 $3,473
USAA $2,702 $2,800 $2,937

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Find Cheap Central Gardens, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Central Gardens. Compare auto insurance rates in Central Gardens, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Central Gardens, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,537 $5,818
American Family $4,571 $4,571
GEICO $3,525 $3,655
Nationwide $4,387 $4,387
Progressive $5,141 $5,141
State Farm $3,265 $3,265
USAA $2,777 $2,848

Find Cheap Central Gardens, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Central Gardens, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Central Gardens, TX, take a look at the average cost for various violations versus rates for a clean driving record in Central Gardens.

Annual Central Gardens, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,390 $6,824 $7,107 $4,390
American Family $4,141 $5,342 $4,661 $4,141
GEICO $3,042 $4,060 $3,337 $3,919
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,474 $5,823 $5,232 $5,034
State Farm $2,888 $3,329 $3,955 $2,888
USAA $2,085 $3,104 $3,666 $2,396

Find Cheap Central Gardens, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Central Gardens, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Central Gardens for less when you shop around and compare rates from multiple Central Gardens, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Central Gardens, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,107
American Family $4,661
GEICO $3,337
Nationwide $5,642
Progressive $5,232
State Farm $3,955
USAA $3,666

Winners by Category: Where to Buy Cheap Auto Insurance in Central Gardens, TX

Compare rates from the cheapest auto insurance companies in Central Gardens, TX for your needs. Take a look at how Central Gardens, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Central Gardens, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Central Gardens, Texas Auto Insurance Companies

If you’re looking for the cheapest Central Gardens, TX auto insurance companies overall, you can compare them here. Find the best price for Central Gardens, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Central Gardens, Texas

Insurance Company Average Annual Rates
Allstate $5,678
American Family $4,571
GEICO $3,590
Nationwide $4,387
Progressive $5,141
State Farm $3,265
USAA $2,813

What affects Central Gardens, Texas auto insurance rates?

Local factors affect auto insurance rates in Central Gardens, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Central Gardens auto insurance rates.

Commute Times in Central Gardens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Central Gardens, TX is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Central Gardens, TX

You can buy cheap Central Gardens, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Central Gardens, Texas auto insurance quotes from top companies.

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