Buy Cheap Central, AZ Auto Insurance (2021)

Central, AZ auto insurance rates average $263 a month. Minimum auto insurance requirements in Central, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Central, AZ, compare Central auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Central, AZ are $263/month
  • The most expensive auto insurance company in Central after a DUI is Allstate
  • The most expensive auto insurance company in Central is Allstate

Finding affordable Central, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Central, AZ auto insurance with confidence is right here. Auto insurance rates in Central are affected by local factors as well as personal ones like your driving record.

See how Central, AZ car insurance rates compare to Scottsdale auto insurance rates, Glendale auto insurance rates, and Tucson auto insurance rates before you read more about the cost of auto insurance in Central.

Don’t buy Central, AZ auto insurance until you’ve compared rates. Get free Central, Arizona auto insurance quotes when you enter your ZIP code above.

Central, AZ Minimum Auto Insurance Requirements

The required auto insurance in Central, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Central, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Central, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Central, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Central, AZ. Take a look at Central, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Central, Arizona

Insurance Company Poor Fair Good
Allstate $5,194 $3,703 $3,271
American Family $4,315 $3,216 $2,772
Farmers $4,442 $3,721 $3,541
GEICO $2,794 $1,837 $1,479
Nationwide $3,493 $2,789 $2,447
Progressive $3,397 $2,966 $2,772
State Farm $7,113 $2,752 $1,723
Travelers $2,533 $2,077 $1,652
USAA $4,091 $2,847 $2,364

Buy Cheap Central, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Central, Arizona auto insurance rates? Find out how car insurance rates in Central, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Central, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,849 $2,775 $2,775 $6,299 $8,205 $3,203 $3,492
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $2,068 $2,081 $1,834 $1,949 $9,047 $9,449 $2,344 $2,438
GEICO $1,399 $1,561 $1,187 $1,511 $3,946 $4,156 $1,276 $1,258
Nationwide $1,981 $2,019 $1,776 $1,880 $4,781 $6,111 $2,275 $2,455
Progressive $1,693 $1,492 $1,523 $1,448 $6,876 $7,674 $1,828 $1,827
State Farm $2,343 $2,343 $2,054 $2,054 $7,266 $9,113 $2,524 $3,204
Travelers $1,352 $1,417 $1,251 $1,325 $3,764 $4,670 $1,426 $1,495
USAA $1,716 $1,728 $1,594 $1,626 $6,256 $7,187 $2,262 $2,436

Buy Cheap Central, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Central can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Central, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Central, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,299 $8,205
American Family $5,942 $7,712
Farmers $9,047 $9,449
GEICO $3,946 $4,156
Nationwide $4,781 $6,111
Progressive $6,876 $7,674
State Farm $7,266 $9,113
Travelers $3,764 $4,670
USAA $6,256 $7,187

Buy Cheap Central, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Central, Arizona by comparing Central senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Central, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Central, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,775 $2,775
American Family $2,111 $2,111
Farmers $1,834 $1,949
GEICO $1,187 $1,511
Nationwide $1,776 $1,880
Progressive $1,523 $1,448
State Farm $2,054 $2,054
Travelers $1,251 $1,325
USAA $1,594 $1,626

Find Cheap Auto Insurance Rates in Central, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Central, Arizona auto insurance. Compare Central, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Central, Arizona

Insurance Company Low Medium High
Allstate $3,837 $4,071 $4,260
American Family $3,307 $3,544 $3,451
Farmers $3,259 $3,942 $4,503
GEICO $1,697 $2,063 $2,349
Nationwide $2,818 $2,934 $2,977
Progressive $2,728 $3,095 $3,312
State Farm $3,505 $3,928 $4,154
Travelers $1,903 $2,115 $2,244
USAA $2,860 $3,143 $3,299

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Find Cheap Central, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Central. Compare auto insurance rates in Central, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Central, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,056 $4,056
American Family $3,400 $3,468
Farmers $3,901 $3,901
GEICO $2,001 $2,073
Nationwide $2,910 $2,910
Progressive $3,045 $3,045
State Farm $3,767 $3,958
Travelers $2,087 $2,087
USAA $3,067 $3,135

Find Cheap Central, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Central, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Central, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Central.

Annual Central, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $4,103 $4,668 $4,199
American Family $2,419 $3,845 $4,663 $2,810
Farmers $3,301 $4,249 $4,148 $3,907
GEICO $1,585 $2,136 $2,840 $1,585
Nationwide $2,470 $2,594 $3,817 $2,757
Progressive $2,692 $3,527 $2,841 $3,121
State Farm $3,514 $4,211 $3,862 $3,862
Travelers $1,683 $2,179 $2,400 $2,087
USAA $2,260 $3,222 $4,262 $2,658

Find Cheap Central, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Central, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Central for less when you shop around and compare rates from multiple Central, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Central, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,668
American Family $4,663
Farmers $4,148
GEICO $2,840
Nationwide $3,817
Progressive $2,841
State Farm $3,862
Travelers $2,400
USAA $4,262

Winners by Category: Where to Buy Cheap Auto Insurance in Central, AZ

Compare rates from the cheapest auto insurance companies in Central, AZ for your needs. Take a look at how Central, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Central, Arizona

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Find Cheap Central, Arizona Auto Insurance Companies

If you’re looking for the cheapest Central, AZ auto insurance companies overall, you can compare them here. Find the best price for Central, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Central, Arizona

Insurance Company Average Annual Rates
Allstate $4,056
American Family $3,434
Farmers $3,901
GEICO $2,037
Nationwide $2,910
Progressive $3,045
State Farm $3,862
Travelers $2,087
USAA $3,101

What affects Central, Arizona auto insurance rates?

Local factors affect auto insurance rates in Central, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Central auto insurance rates.

Commute Times in Central

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Central, AZ is 19.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Central, AZ

You can buy cheap Central, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Central, Arizona auto insurance quotes from top companies.

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