Buy Cheap Centerville, OH Auto Insurance (2021)

Centerville, OH auto insurance rates average $238 a month. Minimum auto insurance requirements in Centerville, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Centerville, OH, compare Centerville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Centerville, OH for teens drivers are $5,915/year
  • The most expensive auto insurance company in Centerville is Liberty Mutual
  • Average auto insurance rates in Centerville, OH are $238/month

Finding affordable Centerville, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Centerville, OH auto insurance with confidence is right here. Auto insurance rates in Centerville are affected by local factors as well as personal ones like your driving record.

See how Centerville, OH car insurance rates compare to Toledo auto insurance rates, Canton auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Centerville.

Don’t buy Centerville, OH auto insurance until you’ve compared rates. Get free Centerville, Ohio auto insurance quotes when you enter your ZIP code above.

Centerville, OH Minimum Auto Insurance Requirements

The required auto insurance in Centerville, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Centerville, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Centerville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Centerville, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Centerville, OH. Take a look at Centerville, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Centerville, Ohio

Insurance Company Poor Fair Good
Allstate $4,038 $2,951 $2,460
American Family $2,049 $1,401 $1,187
Farmers $3,600 $3,047 $2,900
GEICO $2,243 $1,871 $1,498
Liberty Mutual $6,150 $3,782 $2,964
Nationwide $4,817 $3,872 $3,262
Progressive $3,795 $3,292 $3,081
State Farm $3,627 $2,244 $1,771
Travelers $3,599 $3,134 $2,928
USAA $1,767 $1,256 $1,072

Buy Cheap Centerville, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Centerville, Ohio auto insurance rates? Find out how car insurance rates in Centerville, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Centerville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $2,063 $1,884 $2,011 $5,905 $6,768 $2,172 $2,311
American Family $950 $984 $875 $877 $3,008 $3,257 $1,177 $1,238
Farmers $1,671 $1,665 $1,472 $1,556 $7,493 $7,776 $1,874 $1,952
GEICO $1,338 $1,305 $1,260 $1,276 $3,645 $3,395 $1,486 $1,258
Liberty Mutual $1,983 $2,160 $1,525 $1,852 $10,558 $11,914 $2,103 $2,294
Nationwide $2,632 $2,643 $2,373 $2,388 $6,870 $8,855 $2,822 $3,287
Progressive $1,728 $1,621 $1,442 $1,486 $7,826 $8,802 $2,071 $2,138
State Farm $1,497 $1,497 $1,353 $1,353 $4,852 $6,077 $1,744 $2,005
Travelers $1,476 $1,498 $1,471 $1,462 $6,425 $10,130 $1,542 $1,756
USAA $824 $830 $788 $784 $2,565 $2,849 $1,098 $1,181

Buy Cheap Centerville, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Centerville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Centerville, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Centerville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,905 $6,768
American Family $3,008 $3,257
Farmers $7,493 $7,776
GEICO $3,645 $3,395
Liberty Mutual $10,558 $11,914
Nationwide $6,870 $8,855
Progressive $7,826 $8,802
State Farm $4,852 $6,077
Travelers $6,425 $10,130
USAA $2,565 $2,849

Buy Cheap Centerville, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Centerville, Ohio by comparing Centerville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Centerville, OH here.

Annual Auto Insurance Rates for Senior Drivers in Centerville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $2,011
American Family $875 $877
Farmers $1,472 $1,556
GEICO $1,260 $1,276
Liberty Mutual $1,525 $1,852
Nationwide $2,373 $2,388
Progressive $1,442 $1,486
State Farm $1,353 $1,353
Travelers $1,471 $1,462
USAA $788 $784

Find Cheap Auto Insurance Rates in Centerville, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Centerville, Ohio auto insurance. Compare Centerville, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Centerville, Ohio

Insurance Company Low Medium High
Allstate $3,052 $3,143 $3,254
American Family $1,516 $1,557 $1,564
Farmers $3,010 $3,133 $3,404
GEICO $1,812 $1,863 $1,937
Liberty Mutual $4,142 $4,320 $4,434
Nationwide $4,411 $3,860 $3,680
Progressive $3,266 $3,363 $3,539
State Farm $2,407 $2,555 $2,679
Travelers $3,139 $3,261 $3,260
USAA $1,302 $1,363 $1,429

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Centerville, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Centerville. Compare auto insurance rates in Centerville, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Centerville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,150 $3,150
American Family $1,527 $1,564
Farmers $3,182 $3,182
GEICO $1,839 $1,902
Liberty Mutual $4,299 $4,299
Nationwide $3,984 $3,984
Progressive $3,389 $3,389
State Farm $2,484 $2,611
Travelers $3,220 $3,220
USAA $1,314 $1,416

Find Cheap Centerville, OH Auto Insurance Rates by ZIP Code

Auto insurance rates in Centerville, Ohio can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Centerville, OH to see how much where you live in Centerville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Centerville, Ohio

ZIP Code Average Annual Rates
45429 $2,643
45440 $2,622

Find Cheap Centerville, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Centerville, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Centerville, OH, take a look at the average cost for various violations versus rates for a clean driving record in Centerville.

Annual Centerville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,634 $3,193 $3,778 $2,993
American Family $1,481 $1,567 $1,567 $1,567
Farmers $2,622 $3,381 $3,297 $3,429
GEICO $1,264 $1,834 $2,671 $1,714
Liberty Mutual $3,611 $4,637 $4,732 $4,214
Nationwide $3,187 $4,061 $5,159 $3,527
Progressive $2,920 $3,981 $3,110 $3,545
State Farm $2,310 $2,785 $2,547 $2,547
Travelers $2,367 $3,092 $4,666 $2,755
USAA $1,048 $1,406 $1,846 $1,160

Find Cheap Centerville, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Centerville, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Centerville for less when you shop around and compare rates from multiple Centerville, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Centerville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,778
American Family $1,567
Farmers $3,297
GEICO $2,671
Liberty Mutual $4,732
Nationwide $5,159
Progressive $3,110
State Farm $2,547
Travelers $4,666
USAA $1,846

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Centerville, OH

Compare rates from the cheapest auto insurance companies in Centerville, OH for your needs. Take a look at how Centerville, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Centerville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Find Cheap Centerville, Ohio Auto Insurance Companies

If you’re looking for the cheapest Centerville, OH auto insurance companies overall, you can compare them here. Find the best price for Centerville, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Centerville, Ohio

Insurance Company Average Annual Rates
Allstate $3,150
American Family $1,546
Farmers $3,182
GEICO $1,871
Liberty Mutual $4,299
Nationwide $3,984
Progressive $3,389
State Farm $2,547
Travelers $3,220
USAA $1,365

What affects Centerville, Ohio auto insurance rates?

Local factors affect auto insurance rates in Centerville, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Centerville auto insurance rates.

Auto Theft in Centerville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Centerville, OH auto theft show a total of 10 vehicle thefts annually.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Centerville, OH

You can buy cheap Centerville, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Centerville, Ohio auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption