Buy Cheap Centereach, NY Auto Insurance (2021)

Centereach, NY auto insurance rates average $454 a month. Minimum auto insurance requirements in Centereach, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Centereach, NY, compare Centereach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Centereach, NY after a DUI are $7,296/year
  • Average auto insurance rates in Centereach, NY are $454/month
  • The most expensive auto insurance company in Centereach is Liberty Mutual

Finding affordable Centereach, New York auto insurance can be challenging, but everything you need to know to buy cheap Centereach, NY auto insurance with confidence is right here. Auto insurance rates in Centereach are affected by local factors as well as personal ones like your driving record.

See how Centereach, NY car insurance rates compare to Buffalo auto insurance rates, Schenectady auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Centereach.

Don’t buy Centereach, NY auto insurance until you’ve compared rates. Get free Centereach, New York auto insurance quotes when you enter your ZIP code above.

Centereach, NY Minimum Auto Insurance Requirements

The required auto insurance in Centereach, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Centereach, New York is outlined here.

Minimum Required Auto Insurance Coverage in Centereach, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Centereach, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Centereach, NY. Take a look at Centereach, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Centereach, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $3,930 $2,886 $2,590
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,857 $4,354 $3,140
State Farm $8,195 $5,140 $4,080
Travelers $8,254 $5,011 $4,279
USAA $6,717 $3,426 $3,016

Buy Cheap Centereach, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Centereach, New York auto insurance rates? Find out how car insurance rates in Centereach, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Centereach, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,266 $2,180 $2,202 $2,170 $4,895 $7,248 $2,036 $2,086
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,328 $3,002 $2,575 $2,645 $11,423 $12,459 $4,212 $3,956
State Farm $3,688 $3,688 $3,238 $3,238 $10,875 $13,348 $4,079 $4,284
Travelers $4,210 $4,115 $3,850 $4,036 $9,937 $11,763 $4,401 $4,472
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap Centereach, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Centereach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Centereach, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Centereach, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $4,895 $7,248
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,423 $12,459
State Farm $10,875 $13,348
Travelers $9,937 $11,763
USAA $9,224 $10,935

Buy Cheap Centereach, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Centereach, New York by comparing Centereach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Centereach, NY here.

Annual Auto Insurance Rates for Senior Drivers in Centereach, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,202 $2,170
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,575 $2,645
State Farm $3,238 $3,238
Travelers $3,850 $4,036
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in Centereach, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Centereach, New York auto insurance. Compare Centereach, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Centereach, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $2,940 $3,121 $3,345
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,091 $5,403 $5,856
State Farm $5,444 $5,845 $6,126
Travelers $5,463 $5,769 $6,312
USAA $4,224 $4,357 $4,579

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Find Cheap Centereach, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Centereach. Compare auto insurance rates in Centereach, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Centereach, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,043 $3,228
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,450 $5,450
State Farm $5,590 $6,020
Travelers $5,848 $5,848
USAA $4,342 $4,431

Find Cheap Centereach, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Centereach, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Centereach, NY to see how much where you live in Centereach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Centereach, New York

ZIP Code Average Annual Rates
11720 $5,482
11779 $5,442
11784 $5,486

Find Cheap Centereach, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Centereach, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Centereach, NY, take a look at the average cost for various violations versus rates for a clean driving record in Centereach.

Annual Centereach, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,420 $2,640 $5,062 $2,420
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,288 $5,288 $5,899 $5,326
State Farm $5,514 $5,514 $6,096 $6,096
Travelers $4,930 $6,281 $6,367 $5,814
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap Centereach, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Centereach, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Centereach for less when you shop around and compare rates from multiple Centereach, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Centereach, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
GEICO $5,062
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,899
State Farm $6,096
Travelers $6,367
USAA $5,682

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Winners by Category: Where to Buy Cheap Auto Insurance in Centereach, NY

Compare rates from the cheapest auto insurance companies in Centereach, NY for your needs. Take a look at how Centereach, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Centereach, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Centereach, New York Auto Insurance Companies

If you’re looking for the cheapest Centereach, NY auto insurance companies overall, you can compare them here. Find the best price for Centereach, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Centereach, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,135
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,450
State Farm $5,805
Travelers $5,848
USAA $4,387

What affects Centereach, New York auto insurance rates?

Local factors affect auto insurance rates in Centereach, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Centereach auto insurance rates.

Commute Times in Centereach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Centereach, NY is 31.1 minutes according to City-Data.

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Compare Auto Insurance Quotes in Centereach, NY

You can buy cheap Centereach, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Centereach, New York auto insurance quotes from top companies.

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