Buy Cheap Center Point, IA Auto Insurance (2021)

Center Point, IA auto insurance rates average $238 a month. Minimum auto insurance requirements in Center Point, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Center Point, IA, compare Center Point auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Center Point after a DUI is Travelers
  • Average auto insurance rates in Center Point, IA for teens drivers are $5,475/year
  • Average auto insurance rates in Center Point, IA are $238/month

Finding affordable Center Point, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Center Point, IA auto insurance with confidence is right here. Auto insurance rates in Center Point are affected by local factors as well as personal ones like your driving record.

See how Center Point, IA car insurance rates compare to Ames auto insurance rates, Ankeny auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Center Point.

Don’t buy Center Point, IA auto insurance until you’ve compared rates. Get free Center Point, Iowa auto insurance quotes when you enter your ZIP code above.

Center Point, IA Minimum Auto Insurance Requirements

The required auto insurance in Center Point, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Center Point, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Center Point, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Center Point, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Center Point, IA. Take a look at Center Point, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Center Point, Iowa

Insurance Company Poor Fair Good
Allstate $3,189 $2,538 $2,285
American Family $3,681 $2,707 $2,278
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $2,932 $2,307 $2,020
Progressive $2,818 $2,289 $2,079
State Farm $3,214 $1,988 $1,568
Travelers $5,999 $5,145 $4,911
USAA $2,304 $1,595 $1,385

Buy Cheap Center Point, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Center Point, Iowa auto insurance rates? Find out how car insurance rates in Center Point, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Center Point, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,767 $1,697 $1,575 $1,602 $5,095 $5,736 $1,919 $1,972
American Family $1,859 $1,859 $1,665 $1,665 $4,988 $6,978 $1,859 $2,237
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,669 $1,709 $1,491 $1,586 $3,911 $5,035 $1,898 $2,058
Progressive $1,656 $1,587 $1,366 $1,419 $4,219 $4,757 $1,994 $2,166
State Farm $1,469 $1,469 $1,290 $1,290 $3,971 $5,037 $1,651 $1,879
Travelers $2,339 $2,383 $2,301 $2,302 $10,871 $17,321 $2,451 $2,848
USAA $1,162 $1,166 $1,075 $1,083 $3,259 $3,436 $1,386 $1,524

Buy Cheap Center Point, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Center Point can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Center Point, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Center Point, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,095 $5,736
American Family $4,988 $6,978
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $3,911 $5,035
Progressive $4,219 $4,757
State Farm $3,971 $5,037
Travelers $10,871 $17,321
USAA $3,259 $3,436

Buy Cheap Center Point, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Center Point, Iowa by comparing Center Point senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Center Point, IA here.

Annual Auto Insurance Rates for Senior Drivers in Center Point, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,575 $1,602
American Family $1,665 $1,665
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,491 $1,586
Progressive $1,366 $1,419
State Farm $1,290 $1,290
Travelers $2,301 $2,302
USAA $1,075 $1,083

Find Cheap Auto Insurance Rates in Center Point, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Center Point, Iowa auto insurance. Compare Center Point, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Center Point, Iowa

Insurance Company Low Medium High
Allstate $2,574 $2,673 $2,764
American Family $2,899 $3,050 $2,718
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,512 $2,412 $2,334
Progressive $2,263 $2,404 $2,519
State Farm $2,147 $2,270 $2,354
Travelers $5,044 $5,432 $5,580
USAA $1,664 $1,768 $1,852

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Find Cheap Center Point, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Center Point. Compare auto insurance rates in Center Point, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Center Point, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,608 $2,733
American Family $2,855 $2,922
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,420 $2,420
Progressive $2,396 $2,396
State Farm $2,202 $2,311
Travelers $5,352 $5,352
USAA $1,697 $1,825

Find Cheap Center Point, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Center Point, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Center Point, IA, take a look at the average cost for various violations versus rates for a clean driving record in Center Point.

Annual Center Point, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,272 $2,746 $3,125 $2,539
American Family $2,085 $3,059 $3,961 $2,450
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,761 $2,515 $3,415 $1,987
Progressive $1,921 $3,172 $2,085 $2,405
State Farm $2,089 $2,424 $2,257 $2,257
Travelers $3,880 $5,218 $6,990 $5,320
USAA $1,340 $1,811 $2,353 $1,542

Find Cheap Center Point, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Center Point, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Center Point for less when you shop around and compare rates from multiple Center Point, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Center Point, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,125
American Family $3,961
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,415
Progressive $2,085
State Farm $2,257
Travelers $6,990
USAA $2,353

Winners by Category: Where to Buy Cheap Auto Insurance in Center Point, IA

Compare rates from the cheapest auto insurance companies in Center Point, IA for your needs. Take a look at how Center Point, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Center Point, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Center Point, Iowa Auto Insurance Companies

If you’re looking for the cheapest Center Point, IA auto insurance companies overall, you can compare them here. Find the best price for Center Point, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Center Point, Iowa

Insurance Company Average Annual Rates
Allstate $2,670
American Family $2,889
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,420
Progressive $2,396
State Farm $2,257
Travelers $5,352
USAA $1,761

What affects Center Point, Iowa auto insurance rates?

Local factors affect auto insurance rates in Center Point, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Center Point auto insurance rates.

Commute Times in Center Point

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Center Point, IA is 24.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Center Point, IA

You can buy cheap Center Point, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Center Point, Iowa auto insurance quotes from top companies.

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