Buy Cheap Center Moriches, NY Auto Insurance (2021)

Center Moriches, NY auto insurance rates average $428 a month. Minimum auto insurance requirements in Center Moriches, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Center Moriches, NY, compare Center Moriches auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Center Moriches, NY are $428/month
  • Average auto insurance rates in Center Moriches, NY for teens drivers are $8,938/year
  • The most expensive auto insurance company in Center Moriches is Liberty Mutual

Finding affordable Center Moriches, New York auto insurance can be challenging, but everything you need to know to buy cheap Center Moriches, NY auto insurance with confidence is right here. Auto insurance rates in Center Moriches are affected by local factors as well as personal ones like your driving record.

See how Center Moriches, NY car insurance rates compare to New York auto insurance rates, Schenectady auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Center Moriches.

Don’t buy Center Moriches, NY auto insurance until you’ve compared rates. Get free Center Moriches, New York auto insurance quotes when you enter your ZIP code above.

Center Moriches, NY Minimum Auto Insurance Requirements

The required auto insurance in Center Moriches, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Center Moriches, New York is outlined here.

Minimum Required Auto Insurance Coverage in Center Moriches, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Center Moriches, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Center Moriches, NY. Take a look at Center Moriches, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Center Moriches, New York

Insurance Company Poor Fair Good
Allstate $7,404 $4,217 $3,590
GEICO $4,029 $2,959 $2,656
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $7,976 $3,925 $2,832
State Farm $6,162 $3,869 $3,073
Travelers $8,145 $4,959 $4,244
USAA $6,717 $3,426 $3,016

Buy Cheap Center Moriches, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Center Moriches, New York auto insurance rates? Find out how car insurance rates in Center Moriches, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Center Moriches, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,508 $3,218 $3,305 $3,314 $10,007 $10,583 $3,334 $3,292
GEICO $2,327 $2,237 $2,259 $2,226 $5,020 $7,421 $2,090 $2,136
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,018 $2,730 $2,343 $2,404 $10,232 $11,164 $3,813 $3,586
State Farm $2,806 $2,806 $2,456 $2,456 $8,106 $9,968 $3,091 $3,253
Travelers $4,163 $4,077 $3,796 $3,988 $9,818 $11,631 $4,356 $4,434
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap Center Moriches, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Center Moriches can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Center Moriches, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Center Moriches, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,007 $10,583
GEICO $5,020 $7,421
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $10,232 $11,164
State Farm $8,106 $9,968
Travelers $9,818 $11,631
USAA $9,224 $10,935

Buy Cheap Center Moriches, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Center Moriches, New York by comparing Center Moriches senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Center Moriches, NY here.

Annual Auto Insurance Rates for Senior Drivers in Center Moriches, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,305 $3,314
GEICO $2,259 $2,226
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,343 $2,404
State Farm $2,456 $2,456
Travelers $3,796 $3,988
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in Center Moriches, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Center Moriches, New York auto insurance. Compare Center Moriches, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Center Moriches, New York

Insurance Company Low Medium High
Allstate $4,668 $5,043 $5,499
GEICO $3,001 $3,194 $3,448
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,596 $4,870 $5,267
State Farm $4,113 $4,394 $4,596
Travelers $5,416 $5,708 $6,224
USAA $4,224 $4,357 $4,579

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Find Cheap Center Moriches, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Center Moriches. Compare auto insurance rates in Center Moriches, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Center Moriches, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,999 $5,141
GEICO $3,120 $3,309
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $4,911 $4,911
State Farm $4,208 $4,528
Travelers $5,783 $5,783
USAA $4,342 $4,431

Find Cheap Center Moriches, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Center Moriches, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Center Moriches, NY to see how much where you live in Center Moriches affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Center Moriches, New York

ZIP Code Average Annual Rates
11934 $5,101
11955 $5,240

Find Cheap Center Moriches, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Center Moriches, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Center Moriches, NY, take a look at the average cost for various violations versus rates for a clean driving record in Center Moriches.

Annual Center Moriches, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,306 $4,306 $6,257 $5,412
GEICO $2,479 $2,705 $5,195 $2,479
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $4,766 $4,766 $5,312 $4,801
State Farm $4,156 $4,156 $4,579 $4,579
Travelers $4,879 $6,209 $6,293 $5,749
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap Center Moriches, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Center Moriches, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Center Moriches for less when you shop around and compare rates from multiple Center Moriches, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Center Moriches, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,257
GEICO $5,195
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,312
State Farm $4,579
Travelers $6,293
USAA $5,682

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Winners by Category: Where to Buy Cheap Auto Insurance in Center Moriches, NY

Compare rates from the cheapest auto insurance companies in Center Moriches, NY for your needs. Take a look at how Center Moriches, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Center Moriches, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Center Moriches, New York Auto Insurance Companies

If you’re looking for the cheapest Center Moriches, NY auto insurance companies overall, you can compare them here. Find the best price for Center Moriches, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Center Moriches, New York

Insurance Company Average Annual Rates
Allstate $5,070
GEICO $3,215
Liberty Mutual $8,098
Nationwide $5,276
Progressive $4,911
State Farm $4,368
Travelers $5,783
USAA $4,387

What affects Center Moriches, New York auto insurance rates?

Local factors affect auto insurance rates in Center Moriches, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Center Moriches auto insurance rates.

Commute Times in Center Moriches

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Center Moriches, NY is 32.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Center Moriches, NY

You can buy cheap Center Moriches, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Center Moriches, New York auto insurance quotes from top companies.

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