Buy Cheap Center Junction, IA Auto Insurance (2021)

Center Junction, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Center Junction, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Center Junction, IA, compare Center Junction auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Center Junction, IA are $247/month
  • The most expensive auto insurance company in Center Junction is Travelers
  • Average auto insurance rates in Center Junction, IA for teens drivers are $5,631/year

Finding affordable Center Junction, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Center Junction, IA auto insurance with confidence is right here. Auto insurance rates in Center Junction are affected by local factors as well as personal ones like your driving record.

See how Center Junction, IA car insurance rates compare to Council Bluffs auto insurance rates, Cedar Rapids auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Center Junction.

Don’t buy Center Junction, IA auto insurance until you’ve compared rates. Get free Center Junction, Iowa auto insurance quotes when you enter your ZIP code above.

Center Junction, IA Minimum Auto Insurance Requirements

The required auto insurance in Center Junction, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Center Junction, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Center Junction, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Center Junction, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Center Junction, IA. Take a look at Center Junction, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Center Junction, Iowa

Insurance Company Poor Fair Good
Allstate $3,270 $2,606 $2,347
American Family $4,001 $2,940 $2,468
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,294 $3,890 $3,062
Nationwide $3,110 $2,428 $2,130
Progressive $2,922 $2,353 $2,129
State Farm $3,113 $1,926 $1,519
Travelers $6,365 $5,433 $5,176
USAA $2,410 $1,661 $1,440

Buy Cheap Center Junction, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Center Junction, Iowa auto insurance rates? Find out how car insurance rates in Center Junction, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Center Junction, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,804 $1,730 $1,610 $1,638 $5,259 $5,924 $1,955 $2,007
American Family $2,025 $2,025 $1,810 $1,810 $5,387 $7,569 $2,025 $2,442
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,107 $2,287 $1,855 $2,254 $10,257 $11,545 $2,387 $2,632
Nationwide $1,786 $1,837 $1,590 $1,701 $4,056 $5,265 $2,016 $2,197
Progressive $1,745 $1,685 $1,436 $1,488 $4,226 $4,777 $2,103 $2,282
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,554 $2,608 $2,475 $2,483 $11,305 $18,038 $2,654 $3,148
USAA $1,219 $1,228 $1,121 $1,137 $3,363 $3,558 $1,460 $1,609

Buy Cheap Center Junction, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Center Junction can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Center Junction, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Center Junction, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,259 $5,924
American Family $5,387 $7,569
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,257 $11,545
Nationwide $4,056 $5,265
Progressive $4,226 $4,777
State Farm $3,825 $4,856
Travelers $11,305 $18,038
USAA $3,363 $3,558

Buy Cheap Center Junction, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Center Junction, Iowa by comparing Center Junction senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Center Junction, IA here.

Annual Auto Insurance Rates for Senior Drivers in Center Junction, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,610 $1,638
American Family $1,810 $1,810
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,855 $2,254
Nationwide $1,590 $1,701
Progressive $1,436 $1,488
State Farm $1,254 $1,254
Travelers $2,475 $2,483
USAA $1,121 $1,137

Find Cheap Auto Insurance Rates in Center Junction, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Center Junction, Iowa auto insurance. Compare Center Junction, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Center Junction, Iowa

Insurance Company Low Medium High
Allstate $2,647 $2,744 $2,832
American Family $3,158 $3,310 $2,941
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,237 $4,407 $4,602
Nationwide $2,670 $2,541 $2,457
Progressive $2,344 $2,475 $2,585
State Farm $2,083 $2,198 $2,277
Travelers $5,329 $5,744 $5,902
USAA $1,745 $1,843 $1,923

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Find Cheap Center Junction, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Center Junction. Compare auto insurance rates in Center Junction, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Center Junction, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,676 $2,806
American Family $3,100 $3,173
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,415 $4,415
Nationwide $2,556 $2,556
Progressive $2,468 $2,468
State Farm $2,133 $2,239
Travelers $5,658 $5,658
USAA $1,770 $1,904

Find Cheap Center Junction, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Center Junction, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Center Junction, IA, take a look at the average cost for various violations versus rates for a clean driving record in Center Junction.

Annual Center Junction, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,328 $2,817 $3,213 $2,606
American Family $2,265 $3,311 $4,306 $2,664
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,813 $4,719 $4,811 $4,318
Nationwide $1,844 $2,658 $3,633 $2,089
Progressive $1,986 $3,247 $2,152 $2,487
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,128 $5,498 $7,360 $5,647
USAA $1,401 $1,885 $2,452 $1,610

Find Cheap Center Junction, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Center Junction, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Center Junction for less when you shop around and compare rates from multiple Center Junction, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Center Junction, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,213
American Family $4,306
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,811
Nationwide $3,633
Progressive $2,152
State Farm $2,186
Travelers $7,360
USAA $2,452

Winners by Category: Where to Buy Cheap Auto Insurance in Center Junction, IA

Compare rates from the cheapest auto insurance companies in Center Junction, IA for your needs. Take a look at how Center Junction, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Center Junction, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Center Junction, Iowa Auto Insurance Companies

If you’re looking for the cheapest Center Junction, IA auto insurance companies overall, you can compare them here. Find the best price for Center Junction, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Center Junction, Iowa

Insurance Company Average Annual Rates
Allstate $2,741
American Family $3,137
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,415
Nationwide $2,556
Progressive $2,468
State Farm $2,186
Travelers $5,658
USAA $1,837

What affects Center Junction, Iowa auto insurance rates?

Local factors affect auto insurance rates in Center Junction, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Center Junction auto insurance rates.

Commute Times in Center Junction

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Center Junction, IA is 24.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Center Junction, IA

You can buy cheap Center Junction, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Center Junction, Iowa auto insurance quotes from top companies.

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