Buy Cheap Cedar Rapids, IA Auto Insurance (2021)

Cedar Rapids, IA auto insurance rates average $233 a month. Minimum auto insurance requirements in Cedar Rapids, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cedar Rapids, IA, compare Cedar Rapids auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cedar Rapids, IA after a DUI are $3,356/year
  • Average auto insurance rates in Cedar Rapids, IA for teens drivers are $5,414/year
  • The most expensive auto insurance company in Cedar Rapids after a DUI is Travelers

Finding affordable Cedar Rapids, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cedar Rapids, IA auto insurance with confidence is right here. Auto insurance rates in Cedar Rapids are affected by local factors as well as personal ones like your driving record.

See how Cedar Rapids, IA car insurance rates compare to West Des Moines auto insurance rates, Des Moines auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Cedar Rapids.

Don’t buy Cedar Rapids, IA auto insurance until you’ve compared rates. Get free Cedar Rapids, Iowa auto insurance quotes when you enter your ZIP code above.

Cedar Rapids, IA Minimum Auto Insurance Requirements

The required auto insurance in Cedar Rapids, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cedar Rapids, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cedar Rapids, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cedar Rapids, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cedar Rapids, IA. Take a look at Cedar Rapids, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cedar Rapids, Iowa

Insurance Company Poor Fair Good
Allstate $3,274 $2,606 $2,347
American Family $3,556 $2,613 $2,206
Farmers $2,703 $2,244 $2,124
GEICO $2,836 $2,359 $1,882
Liberty Mutual $5,888 $3,674 $2,889
Nationwide $2,819 $2,232 $1,951
Progressive $2,822 $2,314 $2,111
State Farm $3,442 $2,129 $1,679
Travelers $5,076 $4,353 $4,155
USAA $2,400 $1,661 $1,443

Buy Cheap Cedar Rapids, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cedar Rapids, Iowa auto insurance rates? Find out how car insurance rates in Cedar Rapids, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar Rapids, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,810 $1,737 $1,614 $1,642 $5,248 $5,910 $1,963 $2,016
American Family $1,783 $1,783 $1,602 $1,602 $4,876 $6,767 $1,783 $2,138
Farmers $1,439 $1,468 $1,287 $1,415 $4,452 $4,758 $1,956 $2,081
GEICO $1,884 $1,696 $1,720 $1,592 $4,461 $4,148 $1,758 $1,613
Liberty Mutual $1,912 $2,066 $1,696 $2,060 $9,850 $11,075 $2,166 $2,378
Nationwide $1,594 $1,625 $1,427 $1,510 $3,827 $4,897 $1,822 $1,969
Progressive $1,630 $1,548 $1,349 $1,402 $4,378 $4,924 $1,962 $2,131
State Farm $1,488 $1,488 $1,335 $1,335 $4,460 $5,602 $1,683 $1,942
Travelers $1,993 $2,030 $1,959 $1,960 $9,173 $14,598 $2,087 $2,425
USAA $1,206 $1,209 $1,115 $1,122 $3,410 $3,592 $1,439 $1,582

Buy Cheap Cedar Rapids, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cedar Rapids can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cedar Rapids, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cedar Rapids, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,248 $5,910
American Family $4,876 $6,767
Farmers $4,452 $4,758
GEICO $4,461 $4,148
Liberty Mutual $9,850 $11,075
Nationwide $3,827 $4,897
Progressive $4,378 $4,924
State Farm $4,460 $5,602
Travelers $9,173 $14,598
USAA $3,410 $3,592

Buy Cheap Cedar Rapids, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cedar Rapids, Iowa by comparing Cedar Rapids senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cedar Rapids, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cedar Rapids, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,614 $1,642
American Family $1,602 $1,602
Farmers $1,287 $1,415
GEICO $1,720 $1,592
Liberty Mutual $1,696 $2,060
Nationwide $1,427 $1,510
Progressive $1,349 $1,402
State Farm $1,335 $1,335
Travelers $1,959 $1,960
USAA $1,115 $1,122

Find Cheap Auto Insurance Rates in Cedar Rapids, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cedar Rapids, Iowa auto insurance. Compare Cedar Rapids, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar Rapids, Iowa

Insurance Company Low Medium High
Allstate $2,646 $2,745 $2,836
American Family $2,782 $2,949 $2,644
Farmers $2,247 $2,365 $2,459
GEICO $2,234 $2,359 $2,484
Liberty Mutual $3,977 $4,145 $4,330
Nationwide $2,417 $2,331 $2,253
Progressive $2,272 $2,428 $2,547
State Farm $2,275 $2,434 $2,540
Travelers $4,272 $4,595 $4,717
USAA $1,736 $1,841 $1,926

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Find Cheap Cedar Rapids, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cedar Rapids. Compare auto insurance rates in Cedar Rapids, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cedar Rapids, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,678 $2,807
American Family $2,759 $2,824
Farmers $2,357 $2,357
GEICO $2,320 $2,399
Liberty Mutual $4,151 $4,151
Nationwide $2,334 $2,334
Progressive $2,416 $2,416
State Farm $2,358 $2,475
Travelers $4,528 $4,528
USAA $1,768 $1,901

Find Cheap Cedar Rapids, IA Auto Insurance Rates by ZIP Code

Auto insurance rates in Cedar Rapids, Iowa can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Cedar Rapids, IA to see how much where you live in Cedar Rapids affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Cedar Rapids, Iowa

ZIP Code Average Annual Rates
52401 $2,347
52402 $2,379
52403 $2,375
52404 $2,332
52405 $2,391
52411 $2,306

Find Cheap Cedar Rapids, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cedar Rapids, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cedar Rapids, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cedar Rapids.

Annual Cedar Rapids, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,331 $2,819 $3,212 $2,608
American Family $2,015 $2,960 $3,826 $2,366
Farmers $2,009 $2,491 $2,533 $2,396
GEICO $1,745 $2,492 $3,328 $1,872
Liberty Mutual $3,580 $4,448 $4,511 $4,063
Nationwide $1,709 $2,426 $3,278 $1,924
Progressive $1,930 $3,221 $2,098 $2,415
State Farm $2,209 $2,624 $2,417 $2,417
Travelers $3,288 $4,414 $5,908 $4,502
USAA $1,394 $1,886 $2,452 $1,606

Find Cheap Cedar Rapids, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cedar Rapids, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cedar Rapids for less when you shop around and compare rates from multiple Cedar Rapids, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cedar Rapids, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,212
American Family $3,826
Farmers $2,533
GEICO $3,328
Liberty Mutual $4,511
Nationwide $3,278
Progressive $2,098
State Farm $2,417
Travelers $5,908
USAA $2,452

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Winners by Category: Where to Buy Cheap Auto Insurance in Cedar Rapids, IA

Compare rates from the cheapest auto insurance companies in Cedar Rapids, IA for your needs. Take a look at how Cedar Rapids, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cedar Rapids, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Cedar Rapids, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cedar Rapids, IA auto insurance companies overall, you can compare them here. Find the best price for Cedar Rapids, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cedar Rapids, Iowa

Insurance Company Average Annual Rates
Allstate $2,742
American Family $2,792
Farmers $2,357
GEICO $2,359
Liberty Mutual $4,151
Nationwide $2,334
Progressive $2,416
State Farm $2,417
Travelers $4,528
USAA $1,834

What affects Cedar Rapids, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cedar Rapids, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cedar Rapids auto insurance rates.

Commute Times in Cedar Rapids

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cedar Rapids, IA is 17.6 minutes according to City-Data.

Traffic in Cedar Rapids

How is traffic in Cedar Rapids, Iowa? Inrix data shows that Cedar Rapids, IA traffic makes it the 953rd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Cedar Rapids, IA

You can buy cheap Cedar Rapids, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cedar Rapids, Iowa auto insurance quotes from top companies.

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