Buy Cheap Cedar Park, TX Auto Insurance (2021)

Cedar Park, TX auto insurance rates average $303 a month. Minimum auto insurance requirements in Cedar Park, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Cedar Park, TX, compare Cedar Park auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cedar Park, TX for teens drivers are $6,510/year
  • Average auto insurance rates in Cedar Park, TX are $303/month
  • The most expensive auto insurance company in Cedar Park after a DUI is Allstate

Finding affordable Cedar Park, Texas auto insurance can be challenging, but everything you need to know to buy cheap Cedar Park, TX auto insurance with confidence is right here. Auto insurance rates in Cedar Park are affected by local factors as well as personal ones like your driving record.

See how Cedar Park, TX car insurance rates compare to Houston auto insurance rates, Plano auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Cedar Park.

Don’t buy Cedar Park, TX auto insurance until you’ve compared rates. Get free Cedar Park, Texas auto insurance quotes when you enter your ZIP code above.

Cedar Park, TX Minimum Auto Insurance Requirements

The required auto insurance in Cedar Park, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Cedar Park, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Cedar Park, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cedar Park, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cedar Park, TX. Take a look at Cedar Park, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cedar Park, Texas

Insurance Company Poor Fair Good
Allstate $6,696 $4,906 $4,202
American Family $6,047 $3,911 $3,408
GEICO $4,960 $2,810 $1,875
Nationwide $3,580 $2,891 $2,521
Progressive $4,855 $4,190 $3,882
State Farm $4,043 $2,518 $2,007
USAA $3,442 $2,002 $1,615

Buy Cheap Cedar Park, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cedar Park, Texas auto insurance rates? Find out how car insurance rates in Cedar Park, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar Park, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,411 $3,436 $3,367 $3,367 $9,057 $10,916 $4,212 $4,379
American Family $2,568 $2,881 $2,472 $2,850 $7,291 $9,491 $3,779 $4,309
GEICO $2,370 $2,564 $2,285 $2,606 $5,297 $5,465 $2,573 $2,561
Nationwide $1,894 $1,924 $1,680 $1,775 $5,301 $6,788 $2,219 $2,396
Progressive $2,307 $2,215 $2,051 $2,091 $9,556 $10,677 $2,754 $2,821
State Farm $1,979 $1,979 $1,766 $1,766 $4,823 $6,160 $2,157 $2,220
USAA $1,499 $1,502 $1,438 $1,421 $4,246 $4,604 $1,993 $2,123

Buy Cheap Cedar Park, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cedar Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cedar Park, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cedar Park, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,057 $10,916
American Family $7,291 $9,491
GEICO $5,297 $5,465
Nationwide $5,301 $6,788
Progressive $9,556 $10,677
State Farm $4,823 $6,160
USAA $4,246 $4,604

Buy Cheap Cedar Park, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Cedar Park, Texas by comparing Cedar Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cedar Park, TX here.

Annual Auto Insurance Rates for Senior Drivers in Cedar Park, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,367 $3,367
American Family $2,472 $2,850
GEICO $2,285 $2,606
Nationwide $1,680 $1,775
Progressive $2,051 $2,091
State Farm $1,766 $1,766
USAA $1,438 $1,421

Find Cheap Auto Insurance Rates in Cedar Park, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cedar Park, Texas auto insurance. Compare Cedar Park, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar Park, Texas

Insurance Company Low Medium High
Allstate $5,139 $5,220 $5,445
American Family $4,144 $4,289 $4,932
GEICO $3,046 $3,182 $3,417
Nationwide $3,229 $2,874 $2,888
Progressive $4,146 $4,295 $4,487
State Farm $2,703 $2,851 $3,015
USAA $2,268 $2,344 $2,448

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Find Cheap Cedar Park, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cedar Park. Compare auto insurance rates in Cedar Park, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cedar Park, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,139 $5,397
American Family $4,455 $4,455
GEICO $3,157 $3,273
Nationwide $2,997 $2,997
Progressive $4,309 $4,309
State Farm $2,856 $2,856
USAA $2,324 $2,383

Find Cheap Cedar Park, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Cedar Park, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Cedar Park, TX to see how much where you live in Cedar Park affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Cedar Park, Texas

ZIP Code Average Annual Rates
78613 $5,188
78641 $5,593

Find Cheap Cedar Park, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Cedar Park, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cedar Park, TX, take a look at the average cost for various violations versus rates for a clean driving record in Cedar Park.

Annual Cedar Park, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,074 $6,326 $6,598 $4,074
American Family $4,036 $5,204 $4,543 $4,036
GEICO $2,728 $3,622 $3,004 $3,507
Nationwide $2,607 $2,607 $3,837 $2,937
Progressive $3,761 $4,843 $4,391 $4,241
State Farm $2,528 $2,912 $3,455 $2,528
USAA $1,751 $2,590 $3,062 $2,009

Find Cheap Cedar Park, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cedar Park, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cedar Park for less when you shop around and compare rates from multiple Cedar Park, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cedar Park, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,598
American Family $4,543
GEICO $3,004
Nationwide $3,837
Progressive $4,391
State Farm $3,455
USAA $3,062

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Winners by Category: Where to Buy Cheap Auto Insurance in Cedar Park, TX

Compare rates from the cheapest auto insurance companies in Cedar Park, TX for your needs. Take a look at how Cedar Park, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cedar Park, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Cedar Park, Texas Auto Insurance Companies

If you’re looking for the cheapest Cedar Park, TX auto insurance companies overall, you can compare them here. Find the best price for Cedar Park, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Cedar Park, Texas

Insurance Company Average Annual Rates
Allstate $5,268
American Family $4,455
GEICO $3,215
Nationwide $2,997
Progressive $4,309
State Farm $2,856
USAA $2,353

What affects Cedar Park, Texas auto insurance rates?

Local factors affect auto insurance rates in Cedar Park, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Cedar Park auto insurance rates.

Auto Theft in Cedar Park

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Cedar Park, TX auto theft show a total of 52 vehicle thefts annually.

Commute Times in Cedar Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cedar Park, TX is 27.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Cedar Park, TX

You can buy cheap Cedar Park, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cedar Park, Texas auto insurance quotes from top companies.

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