Buy Cheap Cedar, IA Auto Insurance (2021)

Cedar, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Cedar, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cedar, IA, compare Cedar auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cedar is Travelers
  • Average auto insurance rates in Cedar, IA for teens drivers are $5,486/year
  • Average auto insurance rates in Cedar, IA after a DUI are $3,492/year

Finding affordable Cedar, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cedar, IA auto insurance with confidence is right here. Auto insurance rates in Cedar are affected by local factors as well as personal ones like your driving record.

See how Cedar, IA car insurance rates compare to Davenport auto insurance rates, Des Moines auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Cedar.

Don’t buy Cedar, IA auto insurance until you’ve compared rates. Get free Cedar, Iowa auto insurance quotes when you enter your ZIP code above.

Cedar, IA Minimum Auto Insurance Requirements

The required auto insurance in Cedar, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cedar, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cedar, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cedar, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cedar, IA. Take a look at Cedar, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cedar, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,829 $2,814 $2,365
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,879 $2,318 $2,097
State Farm $3,113 $1,926 $1,519
Travelers $6,176 $5,266 $5,014
USAA $2,479 $1,703 $1,474

Buy Cheap Cedar, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cedar, Iowa auto insurance rates? Find out how car insurance rates in Cedar, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,724 $1,665 $1,420 $1,473 $4,153 $4,694 $2,075 $2,244
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,504 $2,556 $2,424 $2,431 $10,922 $17,346 $2,602 $3,094
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Buy Cheap Cedar, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cedar can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cedar, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cedar, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $5,158 $7,244
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,153 $4,694
State Farm $3,825 $4,856
Travelers $10,922 $17,346
USAA $3,409 $3,621

Buy Cheap Cedar, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cedar, Iowa by comparing Cedar senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cedar, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cedar, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,734 $1,734
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,420 $1,473
State Farm $1,254 $1,254
Travelers $2,424 $2,431
USAA $1,155 $1,178

Find Cheap Auto Insurance Rates in Cedar, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cedar, Iowa auto insurance. Compare Cedar, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $3,020 $3,170 $2,819
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,295 $2,438 $2,561
State Farm $2,083 $2,198 $2,277
Travelers $5,184 $5,566 $5,704
USAA $1,792 $1,891 $1,973

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Find Cheap Cedar, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cedar. Compare auto insurance rates in Cedar, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cedar, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,878
American Family $2,968 $3,038
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,431 $2,431
State Farm $2,133 $2,239
Travelers $5,485 $5,485
USAA $1,816 $1,954

Find Cheap Cedar, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cedar, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cedar, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cedar.

Annual Cedar, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,957 $3,195 $2,122 $2,451
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,004 $5,328 $7,127 $5,481
USAA $1,440 $1,933 $2,515 $1,654

Find Cheap Cedar, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cedar, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cedar for less when you shop around and compare rates from multiple Cedar, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cedar, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,261
American Family $4,120
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,122
State Farm $2,186
Travelers $7,127
USAA $2,515

Winners by Category: Where to Buy Cheap Auto Insurance in Cedar, IA

Compare rates from the cheapest auto insurance companies in Cedar, IA for your needs. Take a look at how Cedar, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cedar, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Cedar, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cedar, IA auto insurance companies overall, you can compare them here. Find the best price for Cedar, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cedar, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $3,003
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,431
State Farm $2,186
Travelers $5,485
USAA $1,885

What affects Cedar, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cedar, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cedar auto insurance rates.

Commute Times in Cedar

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cedar, IA is 17.6 minutes according to City-Data.

Traffic in Cedar

How is traffic in Cedar, Iowa? Inrix data shows that Cedar, IA traffic makes it the 953rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Cedar, IA

You can buy cheap Cedar, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cedar, Iowa auto insurance quotes from top companies.

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