Buy Cheap Cedar Falls, IA Auto Insurance (2021)

Cedar Falls, IA auto insurance rates average $235 a month. Minimum auto insurance requirements in Cedar Falls, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cedar Falls, IA, compare Cedar Falls auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cedar Falls, IA after a DUI are $3,405/year
  • The most expensive auto insurance company in Cedar Falls is Travelers
  • Average auto insurance rates in Cedar Falls, IA for teens drivers are $5,416/year

Finding affordable Cedar Falls, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cedar Falls, IA auto insurance with confidence is right here. Auto insurance rates in Cedar Falls are affected by local factors as well as personal ones like your driving record.

See how Cedar Falls, IA car insurance rates compare to Waterloo auto insurance rates, Ankeny auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Cedar Falls.

Don’t buy Cedar Falls, IA auto insurance until you’ve compared rates. Get free Cedar Falls, Iowa auto insurance quotes when you enter your ZIP code above.

Cedar Falls, IA Minimum Auto Insurance Requirements

The required auto insurance in Cedar Falls, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cedar Falls, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cedar Falls, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cedar Falls, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cedar Falls, IA. Take a look at Cedar Falls, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cedar Falls, Iowa

Insurance Company Poor Fair Good
Allstate $3,415 $2,715 $2,443
American Family $3,551 $2,611 $2,202
Farmers $2,752 $2,286 $2,166
GEICO $3,156 $2,623 $2,091
Liberty Mutual $5,610 $3,496 $2,748
Nationwide $3,055 $2,411 $2,109
Progressive $2,737 $2,219 $2,013
State Farm $3,240 $2,004 $1,580
Travelers $5,149 $4,406 $4,200
USAA $2,426 $1,671 $1,449

Buy Cheap Cedar Falls, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cedar Falls, Iowa auto insurance rates? Find out how car insurance rates in Cedar Falls, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar Falls, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,875 $1,795 $1,671 $1,700 $5,498 $6,204 $2,033 $2,088
American Family $1,782 $1,782 $1,601 $1,601 $4,862 $6,754 $1,782 $2,139
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $2,101 $1,886 $1,928 $1,782 $4,954 $4,599 $1,950 $1,786
Liberty Mutual $1,820 $1,968 $1,617 $1,962 $9,375 $10,542 $2,061 $2,265
Nationwide $1,729 $1,767 $1,546 $1,640 $4,118 $5,289 $1,973 $2,137
Progressive $1,619 $1,555 $1,339 $1,386 $4,055 $4,572 $1,949 $2,109
State Farm $1,405 $1,405 $1,259 $1,259 $4,188 $5,262 $1,588 $1,832
Travelers $2,039 $2,076 $2,007 $2,004 $9,243 $14,698 $2,129 $2,481
USAA $1,228 $1,238 $1,129 $1,146 $3,378 $3,576 $1,471 $1,622

Buy Cheap Cedar Falls, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cedar Falls can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cedar Falls, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cedar Falls, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,498 $6,204
American Family $4,862 $6,754
Farmers $4,490 $4,788
GEICO $4,954 $4,599
Liberty Mutual $9,375 $10,542
Nationwide $4,118 $5,289
Progressive $4,055 $4,572
State Farm $4,188 $5,262
Travelers $9,243 $14,698
USAA $3,378 $3,576

Buy Cheap Cedar Falls, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cedar Falls, Iowa by comparing Cedar Falls senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cedar Falls, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cedar Falls, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,671 $1,700
American Family $1,601 $1,601
Farmers $1,327 $1,449
GEICO $1,928 $1,782
Liberty Mutual $1,617 $1,962
Nationwide $1,546 $1,640
Progressive $1,339 $1,386
State Farm $1,259 $1,259
Travelers $2,007 $2,004
USAA $1,129 $1,146

Find Cheap Auto Insurance Rates in Cedar Falls, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cedar Falls, Iowa auto insurance. Compare Cedar Falls, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar Falls, Iowa

Insurance Company Low Medium High
Allstate $2,739 $2,862 $2,973
American Family $2,783 $2,944 $2,637
Farmers $2,304 $2,409 $2,490
GEICO $2,460 $2,625 $2,786
Liberty Mutual $3,781 $3,944 $4,128
Nationwide $2,614 $2,522 $2,439
Progressive $2,192 $2,333 $2,444
State Farm $2,144 $2,291 $2,390
Travelers $4,297 $4,655 $4,802
USAA $1,754 $1,855 $1,937

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Find Cheap Cedar Falls, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cedar Falls. Compare auto insurance rates in Cedar Falls, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cedar Falls, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,790 $2,926
American Family $2,755 $2,820
Farmers $2,401 $2,401
GEICO $2,578 $2,669
Liberty Mutual $3,951 $3,951
Nationwide $2,525 $2,525
Progressive $2,323 $2,323
State Farm $2,220 $2,330
Travelers $4,585 $4,585
USAA $1,781 $1,916

Find Cheap Cedar Falls, IA Auto Insurance Rates by ZIP Code

Auto insurance rates in Cedar Falls, Iowa can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Cedar Falls, IA to see how much where you live in Cedar Falls affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Cedar Falls, Iowa

ZIP Code Average Annual Rates
50613 $2,373
50614 $2,375

Find Cheap Cedar Falls, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cedar Falls, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cedar Falls, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cedar Falls.

Annual Cedar Falls, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,422 $2,942 $3,354 $2,714
American Family $2,012 $2,956 $3,821 $2,363
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,937 $2,778 $3,701 $2,079
Liberty Mutual $3,407 $4,235 $4,295 $3,867
Nationwide $1,840 $2,625 $3,560 $2,075
Progressive $1,866 $3,069 $2,024 $2,334
State Farm $2,080 $2,469 $2,275 $2,275
Travelers $3,327 $4,457 $5,981 $4,574
USAA $1,410 $1,897 $2,468 $1,620

Find Cheap Cedar Falls, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cedar Falls, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cedar Falls for less when you shop around and compare rates from multiple Cedar Falls, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cedar Falls, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,354
American Family $3,821
Farmers $2,573
GEICO $3,701
Liberty Mutual $4,295
Nationwide $3,560
Progressive $2,024
State Farm $2,275
Travelers $5,981
USAA $2,468

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Winners by Category: Where to Buy Cheap Auto Insurance in Cedar Falls, IA

Compare rates from the cheapest auto insurance companies in Cedar Falls, IA for your needs. Take a look at how Cedar Falls, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cedar Falls, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Cedar Falls, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cedar Falls, IA auto insurance companies overall, you can compare them here. Find the best price for Cedar Falls, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cedar Falls, Iowa

Insurance Company Average Annual Rates
Allstate $2,858
American Family $2,788
Farmers $2,401
GEICO $2,623
Liberty Mutual $3,951
Nationwide $2,525
Progressive $2,323
State Farm $2,275
Travelers $4,585
USAA $1,849

What affects Cedar Falls, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cedar Falls, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cedar Falls auto insurance rates.

Commute Times in Cedar Falls

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cedar Falls, IA is 14.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Cedar Falls, IA

You can buy cheap Cedar Falls, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cedar Falls, Iowa auto insurance quotes from top companies.

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