Buy Cheap Cedar Crest, NM Auto Insurance (2021)

Cedar Crest, NM auto insurance rates average $332 a month. Minimum auto insurance requirements in Cedar Crest, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Cedar Crest, NM, compare Cedar Crest auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cedar Crest is Farmers
  • Average auto insurance rates in Cedar Crest, NM are $332/month
  • The most expensive auto insurance company in Cedar Crest after a DUI is GEICO

Finding affordable Cedar Crest, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Cedar Crest, NM auto insurance with confidence is right here. Auto insurance rates in Cedar Crest are affected by local factors as well as personal ones like your driving record.

See how Cedar Crest, NM car insurance rates compare to Hobbs auto insurance rates, Farmington auto insurance rates, and Rio Rancho auto insurance rates before you read more about the cost of auto insurance in Cedar Crest.

Don’t buy Cedar Crest, NM auto insurance until you’ve compared rates. Get free Cedar Crest, New Mexico auto insurance quotes when you enter your ZIP code above.

Cedar Crest, NM Minimum Auto Insurance Requirements

The required auto insurance in Cedar Crest, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Cedar Crest, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Cedar Crest, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cedar Crest, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cedar Crest, NM. Take a look at Cedar Crest, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cedar Crest, New Mexico

Insurance Company Poor Fair Good
Allstate $5,490 $4,519 $4,128
Farmers $6,158 $5,133 $4,882
GEICO $5,759 $5,013 $4,638
Nationwide $4,645 $3,618 $3,136
Progressive $3,800 $3,392 $3,210
State Farm $3,957 $2,435 $1,926
USAA $3,227 $2,414 $2,092

Buy Cheap Cedar Crest, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cedar Crest, New Mexico auto insurance rates? Find out how car insurance rates in Cedar Crest, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cedar Crest, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,784 $2,785 $2,550 $2,685 $9,530 $11,037 $3,079 $3,248
Farmers $2,944 $2,935 $2,625 $2,802 $12,357 $12,753 $3,308 $3,404
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,583 $2,622 $2,347 $2,459 $6,344 $7,984 $2,925 $3,130
Progressive $1,840 $1,778 $1,672 $1,676 $7,646 $8,609 $2,224 $2,295
State Farm $1,789 $1,789 $1,631 $1,631 $4,932 $6,190 $2,005 $2,214
USAA $1,686 $1,668 $1,611 $1,598 $4,569 $5,160 $2,093 $2,236

Buy Cheap Cedar Crest, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cedar Crest can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cedar Crest, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cedar Crest, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,530 $11,037
Farmers $12,357 $12,753
GEICO $9,224 $12,627
Nationwide $6,344 $7,984
Progressive $7,646 $8,609
State Farm $4,932 $6,190
USAA $4,569 $5,160

Buy Cheap Cedar Crest, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Cedar Crest, New Mexico by comparing Cedar Crest senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cedar Crest, NM here.

Annual Auto Insurance Rates for Senior Drivers in Cedar Crest, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,550 $2,685
Farmers $2,625 $2,802
GEICO $3,007 $3,007
Nationwide $2,347 $2,459
Progressive $1,672 $1,676
State Farm $1,631 $1,631
USAA $1,611 $1,598

Find Cheap Auto Insurance Rates in Cedar Crest, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cedar Crest, New Mexico auto insurance. Compare Cedar Crest, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cedar Crest, New Mexico

Insurance Company Low Medium High
Allstate $4,465 $4,701 $4,970
Farmers $4,895 $5,342 $5,936
GEICO $4,774 $5,124 $5,512
Nationwide $3,725 $3,768 $3,906
Progressive $3,289 $3,465 $3,648
State Farm $2,523 $2,782 $3,013
USAA $2,398 $2,590 $2,744

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Find Cheap Cedar Crest, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cedar Crest. Compare auto insurance rates in Cedar Crest, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cedar Crest, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,712 $4,712
Farmers $5,391 $5,391
GEICO $5,057 $5,215
Nationwide $3,799 $3,799
Progressive $3,467 $3,467
State Farm $2,703 $2,842
USAA $2,501 $2,654

Find Cheap Cedar Crest, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Cedar Crest, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cedar Crest, NM, take a look at the average cost for various violations versus rates for a clean driving record in Cedar Crest.

Annual Cedar Crest, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,866 $5,138 $5,481 $4,363
Farmers $4,557 $5,876 $5,736 $5,395
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $2,842 $3,988 $5,147 $3,219
Progressive $2,994 $4,109 $3,228 $3,538
State Farm $2,600 $2,830 $2,830 $2,830
USAA $1,910 $2,670 $3,502 $2,229

Find Cheap Cedar Crest, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cedar Crest, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Cedar Crest for less when you shop around and compare rates from multiple Cedar Crest, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cedar Crest, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,481
Farmers $5,736
GEICO $9,625
Nationwide $5,147
Progressive $3,228
State Farm $2,830
USAA $3,502

Winners by Category: Where to Buy Cheap Auto Insurance in Cedar Crest, NM

Compare rates from the cheapest auto insurance companies in Cedar Crest, NM for your needs. Take a look at how Cedar Crest, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cedar Crest, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Cedar Crest, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Cedar Crest, NM auto insurance companies overall, you can compare them here. Find the best price for Cedar Crest, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Cedar Crest, New Mexico

Insurance Company Average Annual Rates
Allstate $4,712
Farmers $5,391
GEICO $5,136
Nationwide $3,799
Progressive $3,467
State Farm $2,773
USAA $2,578

What affects Cedar Crest, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Cedar Crest, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Cedar Crest auto insurance rates.

Commute Times in Cedar Crest

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cedar Crest, NM is 24.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Cedar Crest, NM

You can buy cheap Cedar Crest, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cedar Crest, New Mexico auto insurance quotes from top companies.

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