Buy Cheap Cayuga, NY Auto Insurance (2021)

Cayuga, NY auto insurance rates average $255 a month. Minimum auto insurance requirements in Cayuga, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cayuga, NY, compare Cayuga auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Cayuga after a DUI is Liberty Mutual
  • Average auto insurance rates in Cayuga, NY after a DUI are $4,048/year
  • Average auto insurance rates in Cayuga, NY are $255/month

Finding affordable Cayuga, New York auto insurance can be challenging, but everything you need to know to buy cheap Cayuga, NY auto insurance with confidence is right here. Auto insurance rates in Cayuga are affected by local factors as well as personal ones like your driving record.

See how Cayuga, NY car insurance rates compare to Syracuse auto insurance rates, Mount Vernon auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Cayuga.

Don’t buy Cayuga, NY auto insurance until you’ve compared rates. Get free Cayuga, New York auto insurance quotes when you enter your ZIP code above.

Cayuga, NY Minimum Auto Insurance Requirements

The required auto insurance in Cayuga, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cayuga, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cayuga, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cayuga, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cayuga, NY. Take a look at Cayuga, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cayuga, New York

Insurance Company Poor Fair Good
Allstate $4,724 $2,782 $2,414
GEICO $2,264 $1,664 $1,493
Liberty Mutual $6,651 $4,360 $3,273
Nationwide $2,598 $2,598 $2,598
Progressive $4,114 $2,136 $1,569
State Farm $4,744 $2,974 $2,361
Travelers $4,247 $2,713 $2,371
USAA $4,475 $2,257 $1,998

Buy Cheap Cayuga, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cayuga, New York auto insurance rates? Find out how car insurance rates in Cayuga, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cayuga, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,143 $2,120 $2,150 $6,381 $6,836 $2,266 $2,287
GEICO $1,320 $1,273 $1,287 $1,268 $2,793 $4,104 $1,189 $1,225
Liberty Mutual $3,459 $3,459 $3,223 $3,223 $6,715 $10,882 $3,459 $3,672
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,582 $1,486 $1,277 $1,294 $5,291 $5,896 $2,039 $1,987
State Farm $2,107 $2,107 $1,838 $1,838 $6,212 $8,007 $2,317 $2,451
Travelers $2,239 $2,262 $2,045 $2,194 $5,157 $6,119 $2,382 $2,483
USAA $1,522 $1,495 $1,381 $1,380 $6,123 $7,295 $1,943 $2,142

Buy Cheap Cayuga, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cayuga can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cayuga, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cayuga, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,381 $6,836
GEICO $2,793 $4,104
Liberty Mutual $6,715 $10,882
Nationwide $3,454 $5,122
Progressive $5,291 $5,896
State Farm $6,212 $8,007
Travelers $5,157 $6,119
USAA $6,123 $7,295

Buy Cheap Cayuga, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cayuga, New York by comparing Cayuga senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cayuga, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cayuga, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,150
GEICO $1,287 $1,268
Liberty Mutual $3,223 $3,223
Nationwide $1,874 $1,874
Progressive $1,277 $1,294
State Farm $1,838 $1,838
Travelers $2,045 $2,194
USAA $1,381 $1,380

Find Cheap Auto Insurance Rates in Cayuga, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cayuga, New York auto insurance. Compare Cayuga, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cayuga, New York

Insurance Company Low Medium High
Allstate $3,123 $3,296 $3,501
GEICO $1,717 $1,805 $1,900
Liberty Mutual $4,565 $4,746 $4,973
Nationwide $2,461 $2,579 $2,754
Progressive $2,484 $2,595 $2,741
State Farm $3,187 $3,379 $3,513
Travelers $2,973 $3,088 $3,269
USAA $2,832 $2,899 $3,000

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cayuga, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cayuga. Compare auto insurance rates in Cayuga, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cayuga, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,263 $3,351
GEICO $1,754 $1,861
Liberty Mutual $4,629 $4,894
Nationwide $2,598 $2,598
Progressive $2,606 $2,606
State Farm $3,241 $3,478
Travelers $3,110 $3,110
USAA $2,881 $2,939

Find Cheap Cayuga, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cayuga, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cayuga, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cayuga.

Annual Cayuga, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,828 $2,828 $4,050 $3,521
GEICO $1,416 $1,543 $2,854 $1,416
Liberty Mutual $3,808 $3,808 $7,621 $3,808
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,537 $2,537 $2,801 $2,552
State Farm $3,200 $3,200 $3,519 $3,519
Travelers $2,667 $3,316 $3,363 $3,095
USAA $2,579 $2,621 $3,820 $2,621

Find Cheap Cayuga, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cayuga, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cayuga for less when you shop around and compare rates from multiple Cayuga, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cayuga, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,050
GEICO $2,854
Liberty Mutual $7,621
Nationwide $4,360
Progressive $2,801
State Farm $3,519
Travelers $3,363
USAA $3,820

Winners by Category: Where to Buy Cheap Auto Insurance in Cayuga, NY

Compare rates from the cheapest auto insurance companies in Cayuga, NY for your needs. Take a look at how Cayuga, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cayuga, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cayuga, New York Auto Insurance Companies

If you’re looking for the cheapest Cayuga, NY auto insurance companies overall, you can compare them here. Find the best price for Cayuga, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cayuga, New York

Insurance Company Average Annual Rates
Allstate $3,307
GEICO $1,807
Liberty Mutual $4,761
Nationwide $2,598
Progressive $2,606
State Farm $3,360
Travelers $3,110
USAA $2,910

What affects Cayuga, New York auto insurance rates?

Local factors affect auto insurance rates in Cayuga, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cayuga auto insurance rates.

Commute Times in Cayuga

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cayuga, NY is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Cayuga, NY

You can buy cheap Cayuga, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cayuga, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption