Buy Cheap Cayuga Heights, NY Auto Insurance (2021)

Cayuga Heights, NY auto insurance rates average $257 a month. Minimum auto insurance requirements in Cayuga Heights, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cayuga Heights, NY, compare Cayuga Heights auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cayuga Heights after a DUI is Liberty Mutual
  • Average auto insurance rates in Cayuga Heights, NY for teens drivers are $5,284/year
  • Average auto insurance rates in Cayuga Heights, NY after a DUI are $4,052/year

Finding affordable Cayuga Heights, New York auto insurance can be challenging, but everything you need to know to buy cheap Cayuga Heights, NY auto insurance with confidence is right here. Auto insurance rates in Cayuga Heights are affected by local factors as well as personal ones like your driving record.

See how Cayuga Heights, NY car insurance rates compare to Rochester auto insurance rates, Albany auto insurance rates, and Yonkers auto insurance rates before you read more about the cost of auto insurance in Cayuga Heights.

Don’t buy Cayuga Heights, NY auto insurance until you’ve compared rates. Get free Cayuga Heights, New York auto insurance quotes when you enter your ZIP code above.

Cayuga Heights, NY Minimum Auto Insurance Requirements

The required auto insurance in Cayuga Heights, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cayuga Heights, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cayuga Heights, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cayuga Heights, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cayuga Heights, NY. Take a look at Cayuga Heights, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cayuga Heights, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,598 $2,598 $2,598
Progressive $3,969 $2,064 $1,516
State Farm $4,754 $2,981 $2,366
Travelers $4,772 $3,048 $2,663
USAA $4,512 $2,242 $1,983

Buy Cheap Cayuga Heights, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cayuga Heights, New York auto insurance rates? Find out how car insurance rates in Cayuga Heights, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cayuga Heights, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,536 $1,449 $1,246 $1,261 $5,073 $5,658 $1,978 $1,932
State Farm $2,117 $2,117 $1,843 $1,843 $6,201 $8,027 $2,323 $2,467
Travelers $2,526 $2,568 $2,293 $2,476 $5,755 $6,822 $2,692 $2,822
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Buy Cheap Cayuga Heights, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cayuga Heights can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cayuga Heights, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cayuga Heights, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,454 $5,122
Progressive $5,073 $5,658
State Farm $6,201 $8,027
Travelers $5,755 $6,822
USAA $6,103 $7,296

Buy Cheap Cayuga Heights, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cayuga Heights, New York by comparing Cayuga Heights senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cayuga Heights, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cayuga Heights, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,874 $1,874
Progressive $1,246 $1,261
State Farm $1,843 $1,843
Travelers $2,293 $2,476
USAA $1,379 $1,382

Find Cheap Auto Insurance Rates in Cayuga Heights, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cayuga Heights, New York auto insurance. Compare Cayuga Heights, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cayuga Heights, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,461 $2,579 $2,754
Progressive $2,399 $2,505 $2,645
State Farm $3,189 $3,387 $3,525
Travelers $3,344 $3,469 $3,670
USAA $2,839 $2,901 $2,997

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Find Cheap Cayuga Heights, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cayuga Heights. Compare auto insurance rates in Cayuga Heights, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cayuga Heights, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,598 $2,598
Progressive $2,517 $2,517
State Farm $3,250 $3,484
Travelers $3,494 $3,494
USAA $2,883 $2,941

Find Cheap Cayuga Heights, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cayuga Heights, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cayuga Heights, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cayuga Heights.

Annual Cayuga Heights, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,450 $2,450 $2,702 $2,464
State Farm $3,210 $3,210 $3,524 $3,524
Travelers $3,010 $3,719 $3,772 $3,477
USAA $2,589 $2,631 $3,799 $2,631

Find Cheap Cayuga Heights, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cayuga Heights, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cayuga Heights for less when you shop around and compare rates from multiple Cayuga Heights, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cayuga Heights, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,000
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,360
Progressive $2,702
State Farm $3,524
Travelers $3,772
USAA $3,799

Winners by Category: Where to Buy Cheap Auto Insurance in Cayuga Heights, NY

Compare rates from the cheapest auto insurance companies in Cayuga Heights, NY for your needs. Take a look at how Cayuga Heights, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cayuga Heights, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Cayuga Heights, New York Auto Insurance Companies

If you’re looking for the cheapest Cayuga Heights, NY auto insurance companies overall, you can compare them here. Find the best price for Cayuga Heights, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cayuga Heights, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,598
Progressive $2,517
State Farm $3,367
Travelers $3,494
USAA $2,912

What affects Cayuga Heights, New York auto insurance rates?

Local factors affect auto insurance rates in Cayuga Heights, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cayuga Heights auto insurance rates.

Commute Times in Cayuga Heights

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cayuga Heights, NY is 13.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Cayuga Heights, NY

You can buy cheap Cayuga Heights, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cayuga Heights, New York auto insurance quotes from top companies.

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