Buy Cheap Cave Springs, AR Auto Insurance (2021)

Cave Springs, AR auto insurance rates average $311 a month. Minimum auto insurance requirements in Cave Springs, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Cave Springs, AR, compare Cave Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cave Springs, AR after a DUI are $4,500/year
  • The most expensive auto insurance company in Cave Springs after a DUI is Travelers
  • The most expensive auto insurance company in Cave Springs is Travelers

Finding affordable Cave Springs, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Cave Springs, AR auto insurance with confidence is right here. Auto insurance rates in Cave Springs are affected by local factors as well as personal ones like your driving record.

See how Cave Springs, AR car insurance rates compare to Conway auto insurance rates, Jonesboro auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Cave Springs.

Don’t buy Cave Springs, AR auto insurance until you’ve compared rates. Get free Cave Springs, Arkansas auto insurance quotes when you enter your ZIP code above.

Cave Springs, AR Minimum Auto Insurance Requirements

The required auto insurance in Cave Springs, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Cave Springs, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Cave Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cave Springs, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cave Springs, AR. Take a look at Cave Springs, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cave Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,980 $4,593 $3,728
Farmers $4,389 $3,695 $3,518
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,424 $3,563 $3,248
Progressive $5,283 $4,539 $4,233
State Farm $3,234 $1,952 $1,522
Travelers $6,300 $5,273 $4,932
USAA $2,775 $1,903 $1,626

Buy Cheap Cave Springs, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cave Springs, Arkansas auto insurance rates? Find out how car insurance rates in Cave Springs, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cave Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,694 $2,400 $2,564 $9,842 $11,811 $2,949 $3,196
Farmers $2,058 $2,041 $1,836 $1,939 $8,959 $9,268 $2,362 $2,475
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,533 $2,577 $2,279 $2,401 $6,227 $7,903 $2,910 $3,130
Progressive $2,422 $2,276 $1,996 $2,093 $10,676 $11,995 $2,893 $3,128
State Farm $1,372 $1,372 $1,244 $1,244 $4,142 $5,189 $1,548 $1,779
Travelers $2,010 $2,044 $2,011 $2,011 $12,028 $19,276 $2,166 $2,470
USAA $1,286 $1,293 $1,199 $1,198 $4,118 $4,298 $1,649 $1,770

Buy Cheap Cave Springs, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cave Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cave Springs, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cave Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,842 $11,811
Farmers $8,959 $9,268
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,227 $7,903
Progressive $10,676 $11,995
State Farm $4,142 $5,189
Travelers $12,028 $19,276
USAA $4,118 $4,298

Buy Cheap Cave Springs, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Cave Springs, Arkansas by comparing Cave Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cave Springs, AR here.

Annual Auto Insurance Rates for Senior Drivers in Cave Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,400 $2,564
Farmers $1,836 $1,939
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,279 $2,401
Progressive $1,996 $2,093
State Farm $1,244 $1,244
Travelers $2,011 $2,011
USAA $1,199 $1,198

Find Cheap Auto Insurance Rates in Cave Springs, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cave Springs, Arkansas auto insurance. Compare Cave Springs, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cave Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,637 $4,764 $4,900
Farmers $3,661 $3,824 $4,117
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,771 $3,672 $3,792
Progressive $4,271 $4,603 $5,181
State Farm $2,107 $2,233 $2,368
Travelers $5,243 $5,516 $5,747
USAA $2,012 $2,094 $2,198

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Find Cheap Cave Springs, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cave Springs. Compare auto insurance rates in Cave Springs, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cave Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,767 $4,767
Farmers $3,867 $3,867
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,745 $3,745
Progressive $4,685 $4,685
State Farm $2,182 $2,291
Travelers $5,502 $5,502
USAA $2,043 $2,160

Find Cheap Cave Springs, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Cave Springs, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cave Springs, AR, take a look at the average cost for various violations versus rates for a clean driving record in Cave Springs.

Annual Cave Springs, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,924 $4,942 $5,503 $4,698
Farmers $3,262 $4,196 $4,101 $3,910
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,765 $5,075 $3,215
Progressive $4,031 $5,639 $4,241 $4,829
State Farm $2,040 $2,432 $2,236 $2,236
Travelers $4,604 $4,755 $6,996 $5,652
USAA $1,612 $2,050 $2,955 $1,789

Find Cheap Cave Springs, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cave Springs, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cave Springs for less when you shop around and compare rates from multiple Cave Springs, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cave Springs, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,503
Farmers $4,101
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,075
Progressive $4,241
State Farm $2,236
Travelers $6,996
USAA $2,955

Winners by Category: Where to Buy Cheap Auto Insurance in Cave Springs, AR

Compare rates from the cheapest auto insurance companies in Cave Springs, AR for your needs. Take a look at how Cave Springs, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cave Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Cave Springs, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Cave Springs, AR auto insurance companies overall, you can compare them here. Find the best price for Cave Springs, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Cave Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,767
Farmers $3,867
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,745
Progressive $4,685
State Farm $2,236
Travelers $5,502
USAA $2,101

What affects Cave Springs, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Cave Springs, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Cave Springs auto insurance rates.

Commute Times in Cave Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cave Springs, AR is 20.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Cave Springs, AR

You can buy cheap Cave Springs, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cave Springs, Arkansas auto insurance quotes from top companies.

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