Buy Cheap Cascade, IA Auto Insurance (2021)

Cascade, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Cascade, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cascade, IA, compare Cascade auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cascade, IA after a DUI are $3,583/year
  • The most expensive auto insurance company in Cascade after a DUI is Travelers
  • Average auto insurance rates in Cascade, IA are $247/month

Finding affordable Cascade, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cascade, IA auto insurance with confidence is right here. Auto insurance rates in Cascade are affected by local factors as well as personal ones like your driving record.

See how Cascade, IA car insurance rates compare to Sioux City auto insurance rates, Ankeny auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Cascade.

Don’t buy Cascade, IA auto insurance until you’ve compared rates. Get free Cascade, Iowa auto insurance quotes when you enter your ZIP code above.

Cascade, IA Minimum Auto Insurance Requirements

The required auto insurance in Cascade, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cascade, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cascade, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cascade, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cascade, IA. Take a look at Cascade, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cascade, Iowa

Insurance Company Poor Fair Good
Allstate $3,434 $2,732 $2,462
American Family $3,960 $2,910 $2,445
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,095 $2,430 $2,126
Progressive $2,916 $2,336 $2,107
State Farm $3,205 $1,982 $1,563
Travelers $6,246 $5,341 $5,093
USAA $2,445 $1,677 $1,452

Buy Cheap Cascade, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cascade, Iowa auto insurance rates? Find out how car insurance rates in Cascade, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cascade, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,807 $1,682 $1,710 $5,535 $6,244 $2,045 $2,101
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,765 $1,714 $1,457 $1,503 $4,107 $4,647 $2,129 $2,298
State Farm $1,469 $1,469 $1,288 $1,288 $3,947 $5,008 $1,651 $1,880
Travelers $2,463 $2,511 $2,405 $2,410 $11,192 $17,925 $2,565 $3,007
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Cascade, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cascade can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cascade, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cascade, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,535 $6,244
American Family $5,344 $7,497
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,115 $5,309
Progressive $4,107 $4,647
State Farm $3,947 $5,008
Travelers $11,192 $17,925
USAA $3,352 $3,562

Buy Cheap Cascade, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cascade, Iowa by comparing Cascade senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cascade, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cascade, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,682 $1,710
American Family $1,790 $1,790
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,570 $1,672
Progressive $1,457 $1,503
State Farm $1,288 $1,288
Travelers $2,405 $2,410
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Cascade, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cascade, Iowa auto insurance. Compare Cascade, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cascade, Iowa

Insurance Company Low Medium High
Allstate $2,782 $2,879 $2,967
American Family $3,125 $3,277 $2,913
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,662 $2,538 $2,450
Progressive $2,331 $2,461 $2,567
State Farm $2,144 $2,262 $2,344
Travelers $5,196 $5,646 $5,837
USAA $1,768 $1,863 $1,942

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Find Cheap Cascade, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cascade. Compare auto insurance rates in Cascade, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cascade, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,808 $2,945
American Family $3,069 $3,141
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,550 $2,550
Progressive $2,453 $2,453
State Farm $2,196 $2,304
Travelers $5,560 $5,560
USAA $1,790 $1,925

Find Cheap Cascade, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cascade, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cascade, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cascade.

Annual Cascade, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,438 $2,955 $3,379 $2,733
American Family $2,242 $3,279 $4,262 $2,636
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,979 $3,210 $2,143 $2,478
State Farm $2,085 $2,415 $2,250 $2,250
Travelers $4,044 $5,405 $7,249 $5,542
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Cascade, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cascade, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cascade for less when you shop around and compare rates from multiple Cascade, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cascade, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,379
American Family $4,262
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,607
Progressive $2,143
State Farm $2,250
Travelers $7,249
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Cascade, IA

Compare rates from the cheapest auto insurance companies in Cascade, IA for your needs. Take a look at how Cascade, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cascade, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Cascade, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cascade, IA auto insurance companies overall, you can compare them here. Find the best price for Cascade, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cascade, Iowa

Insurance Company Average Annual Rates
Allstate $2,876
American Family $3,105
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,550
Progressive $2,453
State Farm $2,250
Travelers $5,560
USAA $1,858

What affects Cascade, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cascade, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cascade auto insurance rates.

Commute Times in Cascade

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cascade, IA is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Cascade, IA

You can buy cheap Cascade, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cascade, Iowa auto insurance quotes from top companies.

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