Buy Cheap Cascade, CO Auto Insurance (2021)

Cascade, CO auto insurance rates average $325 a month. Minimum auto insurance requirements in Cascade, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Cascade, CO, compare Cascade auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cascade is Farmers
  • Average auto insurance rates in Cascade, CO are $325/month
  • The most expensive auto insurance company in Cascade after a DUI is Allstate

Finding affordable Cascade, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Cascade, CO auto insurance with confidence is right here. Auto insurance rates in Cascade are affected by local factors as well as personal ones like your driving record.

See how Cascade, CO car insurance rates compare to Arvada auto insurance rates, Lakewood auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Cascade.

Don’t buy Cascade, CO auto insurance until you’ve compared rates. Get free Cascade, Colorado auto insurance quotes when you enter your ZIP code above.

Cascade, CO Minimum Auto Insurance Requirements

The required auto insurance in Cascade, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Cascade, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Cascade, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cascade, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cascade, CO. Take a look at Cascade, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cascade, Colorado

Insurance Company Poor Fair Good
Allstate $6,828 $5,266 $3,974
American Family $4,846 $3,450 $2,895
Farmers $6,482 $5,296 $5,035
GEICO $3,912 $3,252 $2,592
Liberty Mutual $3,938 $2,415 $1,922
Nationwide $4,376 $3,463 $3,018
Progressive $4,660 $3,982 $3,656
State Farm $4,779 $3,080 $2,488
USAA $4,804 $2,758 $2,216

Buy Cheap Cascade, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cascade, Colorado auto insurance rates? Find out how car insurance rates in Cascade, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cascade, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,262 $3,050 $2,943 $2,972 $11,426 $12,015 $3,583 $3,596
American Family $2,547 $2,547 $2,297 $2,297 $6,182 $8,303 $2,547 $3,121
Farmers $3,241 $3,221 $2,926 $3,144 $12,460 $12,642 $3,572 $3,627
GEICO $2,048 $2,240 $2,186 $2,493 $6,463 $6,818 $1,872 $1,894
Liberty Mutual $1,789 $1,725 $1,509 $1,662 $5,594 $6,122 $1,816 $1,847
Nationwide $2,426 $2,466 $2,177 $2,296 $6,062 $7,739 $2,784 $3,003
Progressive $2,477 $2,315 $2,177 $2,165 $8,581 $9,588 $2,785 $2,705
State Farm $2,157 $2,157 $1,948 $1,948 $6,233 $7,878 $2,414 $2,856
USAA $2,161 $2,146 $2,075 $2,065 $5,532 $6,321 $2,774 $3,001

Buy Cheap Cascade, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cascade can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cascade, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cascade, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,426 $12,015
American Family $6,182 $8,303
Farmers $12,460 $12,642
GEICO $6,463 $6,818
Liberty Mutual $5,594 $6,122
Nationwide $6,062 $7,739
Progressive $8,581 $9,588
State Farm $6,233 $7,878
USAA $5,532 $6,321

Buy Cheap Cascade, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Cascade, Colorado by comparing Cascade senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cascade, CO here.

Annual Auto Insurance Rates for Senior Drivers in Cascade, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,943 $2,972
American Family $2,297 $2,297
Farmers $2,926 $3,144
GEICO $2,186 $2,493
Liberty Mutual $1,509 $1,662
Nationwide $2,177 $2,296
Progressive $2,177 $2,165
State Farm $1,948 $1,948
USAA $2,075 $2,065

Find Cheap Auto Insurance Rates in Cascade, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cascade, Colorado auto insurance. Compare Cascade, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cascade, Colorado

Insurance Company Low Medium High
Allstate $5,055 $5,337 $5,675
American Family $3,533 $3,807 $3,851
Farmers $4,929 $5,525 $6,358
GEICO $2,900 $3,189 $3,667
Liberty Mutual $2,603 $2,749 $2,922
Nationwide $3,575 $3,620 $3,663
Progressive $3,745 $4,113 $4,440
State Farm $3,201 $3,449 $3,697
USAA $3,097 $3,260 $3,422

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Find Cheap Cascade, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cascade. Compare auto insurance rates in Cascade, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cascade, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,356 $5,356
American Family $3,650 $3,811
Farmers $5,604 $5,604
GEICO $3,184 $3,319
Liberty Mutual $2,758 $2,758
Nationwide $3,619 $3,619
Progressive $4,099 $4,099
State Farm $3,364 $3,534
USAA $3,167 $3,352

Find Cheap Cascade, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Cascade, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cascade, CO, take a look at the average cost for various violations versus rates for a clean driving record in Cascade.

Annual Cascade, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $5,254 $6,436 $5,173
American Family $2,758 $3,912 $5,122 $3,128
Farmers $4,739 $6,085 $5,997 $5,596
GEICO $2,283 $3,575 $4,168 $2,980
Liberty Mutual $2,422 $2,828 $2,932 $2,849
Nationwide $2,793 $3,803 $4,812 $3,069
Progressive $3,542 $4,992 $3,737 $4,125
State Farm $3,170 $3,728 $3,449 $3,449
USAA $2,374 $2,908 $5,081 $2,674

Find Cheap Cascade, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cascade, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Cascade for less when you shop around and compare rates from multiple Cascade, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cascade, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,436
American Family $5,122
Farmers $5,997
GEICO $4,168
Liberty Mutual $2,932
Nationwide $4,812
Progressive $3,737
State Farm $3,449
USAA $5,081

Winners by Category: Where to Buy Cheap Auto Insurance in Cascade, CO

Compare rates from the cheapest auto insurance companies in Cascade, CO for your needs. Take a look at how Cascade, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cascade, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Cascade, Colorado Auto Insurance Companies

If you’re looking for the cheapest Cascade, CO auto insurance companies overall, you can compare them here. Find the best price for Cascade, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Cascade, Colorado

Insurance Company Average Annual Rates
Allstate $5,356
American Family $3,730
Farmers $5,604
GEICO $3,252
Liberty Mutual $2,758
Nationwide $3,619
Progressive $4,099
State Farm $3,449
USAA $3,259

What affects Cascade, Colorado auto insurance rates?

Local factors affect auto insurance rates in Cascade, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Cascade auto insurance rates.

Commute Times in Cascade

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cascade, CO is 37.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Cascade, CO

You can buy cheap Cascade, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cascade, Colorado auto insurance quotes from top companies.

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