Buy Cheap Carthage, TN Auto Insurance (2021)

Carthage, TN auto insurance rates average $271 a month. Minimum auto insurance requirements in Carthage, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Carthage, TN, compare Carthage auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carthage, TN for teens drivers are $6,591/year
  • Average auto insurance rates in Carthage, TN after a DUI are $4,178/year
  • Average auto insurance rates in Carthage, TN are $271/month

Finding affordable Carthage, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Carthage, TN auto insurance with confidence is right here. Auto insurance rates in Carthage are affected by local factors as well as personal ones like your driving record.

See how Carthage, TN car insurance rates compare to Jackson auto insurance rates, Memphis auto insurance rates, and Johnson City auto insurance rates before you read more about the cost of auto insurance in Carthage.

Don’t buy Carthage, TN auto insurance until you’ve compared rates. Get free Carthage, Tennessee auto insurance quotes when you enter your ZIP code above.

Carthage, TN Minimum Auto Insurance Requirements

The required auto insurance in Carthage, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Carthage, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Carthage, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Carthage, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Carthage, TN. Take a look at Carthage, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Carthage, Tennessee

Insurance Company Poor Fair Good
Allstate $5,681 $4,365 $3,337
Farmers $4,435 $3,468 $3,281
GEICO $3,688 $3,156 $2,901
Liberty Mutual $8,691 $5,316 $4,158
Nationwide $3,876 $3,066 $2,714
Progressive $3,942 $3,392 $3,168
State Farm $3,719 $2,232 $1,733
Travelers $3,493 $2,746 $2,003
USAA $3,741 $2,190 $1,806

Buy Cheap Carthage, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carthage, Tennessee auto insurance rates? Find out how car insurance rates in Carthage, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carthage, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,571 $2,468 $2,322 $2,410 $9,737 $10,627 $2,732 $2,818
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,171 $2,194 $2,002 $2,002 $6,509 $6,636 $2,201 $2,270
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,792 $1,694 $1,458 $1,524 $8,000 $9,007 $2,163 $2,367
State Farm $1,588 $1,588 $1,419 $1,419 $4,710 $5,889 $1,790 $2,089
Travelers $1,773 $1,865 $1,610 $1,713 $4,983 $6,155 $1,890 $1,989
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

Buy Cheap Carthage, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carthage can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carthage, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carthage, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,737 $10,627
Farmers $7,996 $8,459
GEICO $6,509 $6,636
Nationwide $5,610 $7,244
Progressive $8,000 $9,007
State Farm $4,710 $5,889
Travelers $4,983 $6,155
USAA $5,185 $5,947

Buy Cheap Carthage, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Carthage, Tennessee by comparing Carthage senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carthage, TN here.

Annual Auto Insurance Rates for Senior Drivers in Carthage, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,410
Farmers $1,797 $1,951
GEICO $2,002 $2,002
Nationwide $1,860 $1,893
Progressive $1,458 $1,524
State Farm $1,419 $1,419
Travelers $1,610 $1,713
USAA $1,317 $1,316

Find Cheap Auto Insurance Rates in Carthage, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carthage, Tennessee auto insurance. Compare Carthage, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carthage, Tennessee

Insurance Company Low Medium High
Allstate $4,294 $4,450 $4,639
Farmers $3,548 $3,713 $3,923
GEICO $3,104 $3,241 $3,399
Liberty Mutual $5,815 $6,053 $6,297
Nationwide $3,248 $3,149 $3,259
Progressive $3,309 $3,501 $3,692
State Farm $2,443 $2,570 $2,671
Travelers $2,597 $2,745 $2,900
USAA $2,501 $2,571 $2,666

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Find Cheap Carthage, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carthage. Compare auto insurance rates in Carthage, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carthage, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,461 $4,461
Farmers $3,728 $3,728
GEICO $3,230 $3,266
Liberty Mutual $6,055 $6,055
Nationwide $3,219 $3,219
Progressive $3,501 $3,501
State Farm $2,503 $2,620
Travelers $2,639 $2,855
USAA $2,507 $2,652

Find Cheap Carthage, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Carthage, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carthage, TN, take a look at the average cost for various violations versus rates for a clean driving record in Carthage.

Annual Carthage, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,735 $4,454 $5,380 $4,273
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,351 $3,161 $5,129 $2,351
Liberty Mutual $4,910 $7,071 $6,585 $5,652
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,084 $3,999 $3,284 $3,635
State Farm $2,344 $2,779 $2,561 $2,561
Travelers $2,229 $2,865 $3,152 $2,743
USAA $1,878 $2,809 $3,305 $2,326

Find Cheap Carthage, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carthage, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Carthage for less when you shop around and compare rates from multiple Carthage, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carthage, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,380
Farmers $4,028
GEICO $5,129
Liberty Mutual $6,585
Nationwide $4,181
Progressive $3,284
State Farm $2,561
Travelers $3,152
USAA $3,305

Winners by Category: Where to Buy Cheap Auto Insurance in Carthage, TN

Compare rates from the cheapest auto insurance companies in Carthage, TN for your needs. Take a look at how Carthage, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carthage, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Carthage, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Carthage, TN auto insurance companies overall, you can compare them here. Find the best price for Carthage, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Carthage, Tennessee

Insurance Company Average Annual Rates
Allstate $4,461
Farmers $3,728
GEICO $3,248
Nationwide $3,219
Progressive $3,501
State Farm $2,561
Travelers $2,747
USAA $2,579

What affects Carthage, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Carthage, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Carthage auto insurance rates.

Commute Times in Carthage

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carthage, TN is 32.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Carthage, TN

You can buy cheap Carthage, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carthage, Tennessee auto insurance quotes from top companies.

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