Buy Cheap Carter Lake, IA Auto Insurance (2021)

Carter Lake, IA auto insurance rates average $285 a month. Minimum auto insurance requirements in Carter Lake, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Carter Lake, IA, compare Carter Lake auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carter Lake, IA for teens drivers are $6,554/year
  • Average auto insurance rates in Carter Lake, IA after a DUI are $4,138/year
  • The most expensive auto insurance company in Carter Lake is Travelers

Finding affordable Carter Lake, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Carter Lake, IA auto insurance with confidence is right here. Auto insurance rates in Carter Lake are affected by local factors as well as personal ones like your driving record.

See how Carter Lake, IA car insurance rates compare to Cedar Rapids auto insurance rates, Sioux City auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Carter Lake.

Don’t buy Carter Lake, IA auto insurance until you’ve compared rates. Get free Carter Lake, Iowa auto insurance quotes when you enter your ZIP code above.

Carter Lake, IA Minimum Auto Insurance Requirements

The required auto insurance in Carter Lake, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Carter Lake, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Carter Lake, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Carter Lake, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Carter Lake, IA. Take a look at Carter Lake, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Carter Lake, Iowa

Insurance Company Poor Fair Good
Allstate $3,928 $3,118 $2,800
American Family $4,125 $3,027 $2,553
Farmers $2,960 $2,455 $2,325
GEICO $3,123 $2,596 $2,069
Liberty Mutual $7,342 $4,550 $3,574
Nationwide $4,053 $3,168 $2,777
Progressive $3,614 $2,906 $2,623
State Farm $3,512 $2,171 $1,712
Travelers $7,067 $6,051 $5,773
USAA $2,929 $2,015 $1,745

Buy Cheap Carter Lake, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carter Lake, Iowa auto insurance rates? Find out how car insurance rates in Carter Lake, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carter Lake, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,072 $1,919 $1,954 $6,293 $7,087 $2,351 $2,417
American Family $2,069 $2,069 $1,856 $1,856 $5,635 $7,846 $2,069 $2,482
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $2,096 $1,873 $1,919 $1,767 $4,871 $4,511 $1,947 $1,781
Liberty Mutual $2,407 $2,612 $2,130 $2,598 $12,118 $13,648 $2,729 $3,003
Nationwide $2,304 $2,365 $2,048 $2,190 $5,348 $6,943 $2,614 $2,849
Progressive $2,188 $2,120 $1,810 $1,868 $5,127 $5,802 $2,633 $2,832
State Farm $1,525 $1,525 $1,367 $1,367 $4,529 $5,702 $1,724 $1,980
Travelers $2,768 $2,824 $2,701 $2,710 $12,725 $20,373 $2,889 $3,386
USAA $1,476 $1,491 $1,354 $1,379 $4,072 $4,322 $1,776 $1,966

Buy Cheap Carter Lake, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carter Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carter Lake, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carter Lake, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,293 $7,087
American Family $5,635 $7,846
Farmers $4,821 $5,140
GEICO $4,871 $4,511
Liberty Mutual $12,118 $13,648
Nationwide $5,348 $6,943
Progressive $5,127 $5,802
State Farm $4,529 $5,702
Travelers $12,725 $20,373
USAA $4,072 $4,322

Buy Cheap Carter Lake, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Carter Lake, Iowa by comparing Carter Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carter Lake, IA here.

Annual Auto Insurance Rates for Senior Drivers in Carter Lake, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,919 $1,954
American Family $1,856 $1,856
Farmers $1,428 $1,560
GEICO $1,919 $1,767
Liberty Mutual $2,130 $2,598
Nationwide $2,048 $2,190
Progressive $1,810 $1,868
State Farm $1,367 $1,367
Travelers $2,701 $2,710
USAA $1,354 $1,379

Find Cheap Auto Insurance Rates in Carter Lake, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carter Lake, Iowa auto insurance. Compare Carter Lake, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carter Lake, Iowa

Insurance Company Low Medium High
Allstate $3,144 $3,286 $3,415
American Family $3,220 $3,417 $3,067
Farmers $2,470 $2,588 $2,682
GEICO $2,427 $2,597 $2,763
Liberty Mutual $4,927 $5,143 $5,396
Nationwide $3,458 $3,324 $3,216
Progressive $2,853 $3,057 $3,233
State Farm $2,315 $2,484 $2,596
Travelers $5,915 $6,393 $6,584
USAA $2,113 $2,238 $2,338

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Find Cheap Carter Lake, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carter Lake. Compare auto insurance rates in Carter Lake, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carter Lake, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,203 $3,360
American Family $3,197 $3,273
Farmers $2,580 $2,580
GEICO $2,548 $2,643
Liberty Mutual $5,155 $5,155
Nationwide $3,333 $3,333
Progressive $3,048 $3,048
State Farm $2,404 $2,526
Travelers $6,297 $6,297
USAA $2,148 $2,311

Find Cheap Carter Lake, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Carter Lake, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carter Lake, IA, take a look at the average cost for various violations versus rates for a clean driving record in Carter Lake.

Annual Carter Lake, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,380 $3,842 $3,118
American Family $2,338 $3,411 $4,444 $2,747
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,927 $2,752 $3,635 $2,068
Liberty Mutual $4,443 $5,522 $5,613 $5,043
Nationwide $2,394 $3,467 $4,752 $2,717
Progressive $2,454 $3,996 $2,665 $3,076
State Farm $2,256 $2,674 $2,465 $2,465
Travelers $4,577 $6,131 $8,215 $6,265
USAA $1,696 $2,291 $2,979 $1,952

Find Cheap Carter Lake, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carter Lake, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Carter Lake for less when you shop around and compare rates from multiple Carter Lake, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carter Lake, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,842
American Family $4,444
Farmers $2,768
GEICO $3,635
Liberty Mutual $5,613
Nationwide $4,752
Progressive $2,665
State Farm $2,465
Travelers $8,215
USAA $2,979

Winners by Category: Where to Buy Cheap Auto Insurance in Carter Lake, IA

Compare rates from the cheapest auto insurance companies in Carter Lake, IA for your needs. Take a look at how Carter Lake, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carter Lake, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Carter Lake, Iowa Auto Insurance Companies

If you’re looking for the cheapest Carter Lake, IA auto insurance companies overall, you can compare them here. Find the best price for Carter Lake, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Carter Lake, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,235
Farmers $2,580
GEICO $2,596
Liberty Mutual $5,155
Nationwide $3,333
Progressive $3,048
State Farm $2,465
Travelers $6,297
USAA $2,230

What affects Carter Lake, Iowa auto insurance rates?

Local factors affect auto insurance rates in Carter Lake, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Carter Lake auto insurance rates.

Commute Times in Carter Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carter Lake, IA is 21.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Carter Lake, IA

You can buy cheap Carter Lake, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carter Lake, Iowa auto insurance quotes from top companies.

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