How to Find Cheap Volvo XC70 Insurance Quotes

Car insurance rates for a Volvo XC70 average $1,556 a year, or around $130 a month. You can find cheap Volvo XC70 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $914 a year.

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Sara Routhier, Director of Outreach and Managing Editor of Features, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overw...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,556 a year or $130 each month
  • A liability-only policy costs around $624 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,687 a year or $474 each month
  • Good drivers can save as much as $642 a year by earning policy discounts
  • Volvo XC70 insurance costs around $37 more per year than the average vehicle

Volvo XC70 insurance rates don’t have to take you hours to compare. Step 1 review our complete Volvo XC70 car insurance guide. Step 2 use our Volvo XC70 auto insurance comparison quote tool. It’s as easy as that.

You can start comparing quotes for Volvo XC70 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo XC70 Insurance Cost

The average auto insurance rates for a Volvo XC70 cost $1,556 a year or $130 a month.

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Are Volvo XC70s Expensive to Insure?

The chart below details how Volvo XC70 insurance rates compare to other wagons like the Subaru Outback, , and .

Vehicle Comprehensive Collision Liability Total
Subaru Outback $348 $500 $372 $1,378
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC70 Insurance?

The Volvo XC70 trim and model you choose will affect the total price you will pay for Volvo XC70 insurance coverage.

Age of the Vehicle

Older Volvo XC70 models generally cost less to insure. For example, auto insurance for a 2016 Volvo XC70 costs $1,556, while 2010 Volvo XC70 insurance costs are $1,318, a difference of $238.

Model Year Comprehensive Collision Liability Total
2016 Volvo XC70 $332 $558 $486 $1,556
2015 Volvo XC70 $314 $538 $500 $1,532
2014 Volvo XC70 $302 $500 $510 $1,492
2013 Volvo XC70 $290 $470 $514 $1,454
2012 Volvo XC70 $278 $422 $520 $1,400
2011 Volvo XC70 $260 $388 $520 $1,348
2010 Volvo XC70 $250 $364 $524 $1,318
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Driver Age

Driver age can have a significant effect on Volvo XC70 car insurance rates. For example, 30-year-old drivers pay $68 more for Volvo XC70 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo XC70 insurance rates. For example, drivers in New York may pay $949 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Volvo XC70 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Volvo XC70 car insurance with violations on their driving record.

Volvo XC70 Safety Ratings

Your Volvo XC70 car insurance rates are tied to the safety ratings of the Volvo XC70. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Volvo XC70 Crash Test Ratings

The crash test ratings of the Volvo XC70 can impact your Volvo XC70 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Volvo XC70 SW FWD N/R N/R N/R N/R
2016 Volvo XC70 SW AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC70 Safety Features

The Volvo XC70 safety features can help lower insurance costs. According to AutoBlog, the 2020 Volvo XC70 has the following safety features:

  • 4-wheel anti-lock braking system (ABS) w/electronic brake distribution (EBD)
  • Driver/front passenger dual stage airbags w/passenger weight sensor
  • Side impact protection system (SIPS)-inc: driver/front passenger side-impact airbags, front/rear side-impact inflatable curtains (IC)
  • 3-point seat belts for all seating positions-inc: pretensioners
  • Front seat belt height adjustment
  • Overhead-mounted seat belt reminder lights
  • Driver/front passenger whiplash protection seating system (WHIPS)
  • Child safety rear door locks
  • Rear window deactivation
  • ISO-FIX child seat attachments-inc: top tether seat anchors
  • Anti-submarine seats
  • Daytime running lights

Volvo XC70 Insurance Loss Probability

The Volvo XC70’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo XC70 auto insurance rates; higher percentages mean higher Volvo XC70 car insurance rates.

Insurance Coverage Category Loss Rate
Collision -31%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Volvo XC70 Finance and Insurance Cost

If you are financing a Volvo XC70, you will pay more if you purchase Volvo XC70 auto insurance at the dealership, so be sure to shop around and compare Volvo XC70 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Volvo XC70 Insurance

You have more options at your disposal to save money on your Volvo XC70 car insurance costs. For example, try these five tips:

  • Remove Young Drivers from Your Volvo XC70 Insurance When They Move Out or Go to School
  • Understand that Insurance Companies Can’t Change Your Volvo XC70 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Improve Your Credit Score
  • Ask About Farm and Ranch Vehicle Discounts
  • Ask About Loyalty Discounts

Top Volvo XC70 Insurance Companies

The best auto insurance companies for Volvo XC70 car insurance rates will offer competitive rates, discounts, and account for the Volvo XC70’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo XC70 Insurance Quotes Online

You can start comparing quotes for Volvo XC70 car insurance rates from some of the best car insurance companies by using our free online tool now.

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