UPDATED: Jul 31, 2020
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- Full coverage costs around $1,290 a year or $108 each month
- A liability-only policy costs around $517 a year or $43 each month
- Highest rates are for teenage drivers at around $4,715 a year or $393 each month
- Good drivers can save as much as $532 a year by earning policy discounts
- Volkswagen Beetle insurance costs around $229 less per year than the average vehicle
Volkswagen Beetle insurance rates average $1,290 a year or $108 a month for full coverage. Good drivers can save up to $532 in policy discounts by practicing safe driving habits. Let’s take a look at Volkswagen Beetle insurance rates, crash test ratings, and more.
You can start comparing quotes for Volkswagen Beetle car insurance rates from some of the best car insurance companies by using our free online tool now.
Volkswagen Beetle Insurance Cost
The average Volkswagen Beetle auto insurance rates are $1,290 a year or $108 a month.
Are Volkswagen Beetles Expensive to Insure?
The chart below details how Volkswagen Beetle insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Golf R, and Ford Focus RS.
|Volkswagen Golf R||$372||$660||$390||$1,580|
|Ford Focus RS||$332||$656||$398||$1,544|
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen Beetle Insurance?
The Volkswagen Beetle trim and model you choose can impact the total price you will pay for Volkswagen Beetle auto insurance coverage.
Age of the Vehicle
The average Volkswagen Beetle car insurance rates are higher for newer models. For example, car insurance for a 2019 Volkswagen Beetle costs $1,290, while 2012 Volkswagen Beetle insurance costs are $1,116, a difference of $174.
|2019 Volkswagen Beetle||$280||$542||$332||$1,290|
|2018 Volkswagen Beetle||$270||$536||$338||$1,280|
|2017 Volkswagen Beetle||$260||$524||$354||$1,274|
|2016 Volkswagen Beetle||$250||$502||$364||$1,252|
|2015 Volkswagen Beetle||$238||$484||$376||$1,234|
|2014 Volkswagen Beetle||$228||$450||$384||$1,198|
|2013 Volkswagen Beetle||$218||$424||$388||$1,166|
|2012 Volkswagen Beetle||$210||$380||$390||$1,116|
Driver age can have a significant effect on Volkswagen Beetle car insurance rates. For example, 30-year-old drivers pay $57 more for Volkswagen Beetle car insurance than 40-year-old drivers.
Where you live can have a large impact on Volkswagen Beetle insurance rates. For example, drivers in Los Angeles may pay $710 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on your Volkswagen Beetle car insurance rates. Teens and drivers in their 20’s see the highest jump in their Volkswagen Beetle car insurance with violations on their driving record.
Volkswagen Beetle Safety Ratings
Your Volkswagen Beetle car insurance rates are tied to the safety ratings of the Volkswagen Beetle. See the breakdown below:
|Small overlap front: driver-side||Marginal|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Volkswagen Beetle Crash Test Ratings
Good Volkswagen Beetle crash test ratings mean the VW is safer, which could mean cheaper Volkswagen Beetle car insurance rates.
|2019 Volkswagen Beetle C FWD||N/R||N/R||N/R||N/R|
|2019 Volkswagen Beetle 2 DR FWD||N/R||4 stars||N/R||4 stars|
|2018 Volkswagen Beetle C FWD||N/R||N/R||N/R||N/R|
|2018 Volkswagen Beetle 2 DR FWD||N/R||4 stars||N/R||4 stars|
|2017 Volkswagen Beetle C FWD||N/R||N/R||N/R||N/R|
|2017 Volkswagen Beetle 2 DR FWD||5 stars||4 stars||5 stars||4 stars|
|2016 Volkswagen Beetle C FWD||N/R||N/R||N/R||N/R|
|2016 Volkswagen Beetle 2 DR FWD||5 stars||4 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Volkswagen Beetle Safety Features
Volkswagen Beetle safety features can lower the cost of your insurance. The safety features for the 2020 Volkswagen Beetle include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
Volkswagen Beetle Insurance Loss Probability
Review the Volkswagen Beetle car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Volkswagen Beetle auto insurance costs; higher percentages mean higher Volkswagen Beetle auto insurance costs.
|Insurance Coverage Category||Loss Rate|
|Source: Insurance Institute for Highway Safety|
Volkswagen Beetle Finance and Insurance Cost
If you are financing a Volkswagen Beetle, most lenders will require your carry higher Volkswagen Beetle coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Beetle auto insurance quotes from the best auto insurance companies using our FREE tool below.
Ways to Save on Volkswagen Beetle Insurance
There are many ways that you can save on Volkswagen Beetle car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volkswagen Beetle car insurance rates low.
- Consider Volkswagen Beetle Insurance Costs Before Buying a Volkswagen Beetle
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Remove Young Drivers from Your Volkswagen Beetle Insurance When They Move Out or Go to School
- Buy a Volkswagen Beetle with an Anti-Theft Device
Top Volkswagen Beetle Insurance Companies
Who is the top car insurance company for Volkswagen Beetle insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Beetle auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Beetle offers.
|Source: Insurance Information Institute|
Compare Free Volkswagen Beetle Insurance Quotes Online
Save money by comparing Volkswagen Beetle insurance rates with free quotes online now!