How to Find Cheap Volkswagen Beetle Insurance Quotes

Average Volkswagen Beetle insurance rates cost $108 per month ($1,290 per year). On average, Volkswagen Beetle comprehensive insurance coverage costs $314, collision coverage costs $459, and liability coverage costs $364.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Volkswagen Beetle insurance costs around $229 less per year than the average vehicle

Volkswagen Beetle insurance rates average $1,290 a year or $108 a month for full coverage. Good drivers can save up to $532 in policy discounts by practicing safe driving habits. Let’s take a look at Volkswagen Beetle insurance rates, crash test ratings, and more.

You can start comparing quotes for Volkswagen Beetle car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Beetle Insurance Cost

The average Volkswagen Beetle auto insurance rates are $1,290 a year or $108 a month.

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Are Volkswagen Beetles Expensive to Insure?

The chart below details how Volkswagen Beetle insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Golf R, and Ford Focus RS.

Vehicle Comprehensive Collision Liability Total
Volkswagen Beetle $280 $542 $332 $1,290
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf R $372 $660 $390 $1,580
Ford Focus RS $332 $656 $398 $1,544
Honda Fit $268 $512 $258 $1,148
Volkswagen Golf $306 $600 $390 $1,454
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Beetle Insurance?

The Volkswagen Beetle trim and model you choose can impact the total price you will pay for Volkswagen Beetle auto insurance coverage.

Age of the Vehicle

The average Volkswagen Beetle car insurance rates are higher for newer models. For example, car insurance for a 2019 Volkswagen Beetle costs $1,290, while 2012 Volkswagen Beetle insurance costs are $1,116, a difference of $174.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Beetle $280 $542 $332 $1,290
2018 Volkswagen Beetle $270 $536 $338 $1,280
2017 Volkswagen Beetle $260 $524 $354 $1,274
2016 Volkswagen Beetle $250 $502 $364 $1,252
2015 Volkswagen Beetle $238 $484 $376 $1,234
2014 Volkswagen Beetle $228 $450 $384 $1,198
2013 Volkswagen Beetle $218 $424 $388 $1,166
2012 Volkswagen Beetle $210 $380 $390 $1,116
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Driver Age

Driver age can have a significant effect on Volkswagen Beetle car insurance rates. For example, 30-year-old drivers pay $57 more for Volkswagen Beetle car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Beetle insurance rates. For example, drivers in Los Angeles may pay $710 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Volkswagen Beetle car insurance rates. Teens and drivers in their 20’s see the highest jump in their Volkswagen Beetle car insurance with violations on their driving record.

Volkswagen Beetle Safety Ratings

Your Volkswagen Beetle car insurance rates are tied to the safety ratings of the Volkswagen Beetle. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volkswagen Beetle Crash Test Ratings

Good Volkswagen Beetle crash test ratings mean the VW is safer, which could mean cheaper Volkswagen Beetle car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Beetle C FWD N/R N/R N/R N/R
2019 Volkswagen Beetle 2 DR FWD N/R 4 stars N/R 4 stars
2018 Volkswagen Beetle C FWD N/R N/R N/R N/R
2018 Volkswagen Beetle 2 DR FWD N/R 4 stars N/R 4 stars
2017 Volkswagen Beetle C FWD N/R N/R N/R N/R
2017 Volkswagen Beetle 2 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Beetle C FWD N/R N/R N/R N/R
2016 Volkswagen Beetle 2 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Beetle Safety Features

Volkswagen Beetle safety features can lower the cost of your insurance. The safety features for the 2020 Volkswagen Beetle include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Volkswagen Beetle Insurance Loss Probability

Review the Volkswagen Beetle car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Volkswagen Beetle auto insurance costs; higher percentages mean higher Volkswagen Beetle auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 1%
Property Damage -7%
Comprehensive 1%
Personal Injury -15%
Medical Payment -5%
Bodily Injury 1%
Source: Insurance Institute for Highway Safety
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Volkswagen Beetle Finance and Insurance Cost

If you are financing a Volkswagen Beetle, most lenders will require your carry higher Volkswagen Beetle coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Beetle auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Volkswagen Beetle Insurance

There are many ways that you can save on Volkswagen Beetle car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volkswagen Beetle car insurance rates low.

  • Consider Volkswagen Beetle Insurance Costs Before Buying a Volkswagen Beetle
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Remove Young Drivers from Your Volkswagen Beetle Insurance When They Move Out or Go to School
  • Buy a Volkswagen Beetle with an Anti-Theft Device

Top Volkswagen Beetle Insurance Companies

Who is the top car insurance company for Volkswagen Beetle insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Beetle auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Beetle offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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