How to Find Cheap Toyota Sienna Insurance Quotes
Average Toyota Sienna auto insurance rates cost $113 per month ($1,356 per year). Mature drivers with good driving records may find rates as low as $797 a year.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Oct 27, 2020
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Key takeaways:
- Full coverage costs around $1,356 a year or $113 each month
- A liability-only policy costs around $544 a year or $45 each month
- Highest rates are for teenage drivers at around $4,956 a year or $413 each month
- Good drivers can save as much as $559 a year by earning policy discounts
- Toyota Sienna insurance costs around $163 less per year than the average vehicle
Toyota Sienna insurance rates don’t need to be complicated. Full coverage for a Toyota Sienna costs around $1,356 a year or $113 each month. Read on to learn what drivers can do to save on insurance rates for a Toyota Sienna.
You can start comparing quotes for Toyota Sienna car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Sienna Insurance Cost
The average Toyota Sienna car insurance costs are $1,356 a year or $113 a month.
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Are Toyota Siennas Expensive to Insure?
The chart below details how Toyota Sienna insurance rates compare to other vans like the Kia Sedona, Dodge Grand Caravan, and Honda Odyssey.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Sienna Insurance?
The Toyota Sienna trim and model you choose will affect the total price you will pay for Toyota Sienna insurance coverage.
Age of the Vehicle
The average Toyota Sienna auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Toyota Sienna costs $1,356, while 2010 Toyota Sienna insurance costs are $1,122, a difference of $234.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Toyota Sienna | $294 | $532 | $372 | $1,356 |
| 2019 Toyota Sienna | $280 | $512 | $390 | $1,340 |
| 2018 Toyota Sienna | $270 | $506 | $398 | $1,332 |
| 2017 Toyota Sienna | $260 | $494 | $416 | $1,328 |
| 2016 Toyota Sienna | $250 | $474 | $430 | $1,312 |
| 2015 Toyota Sienna | $238 | $458 | $442 | $1,296 |
| 2014 Toyota Sienna | $228 | $424 | $452 | $1,262 |
| 2013 Toyota Sienna | $218 | $400 | $456 | $1,232 |
| 2012 Toyota Sienna | $210 | $358 | $460 | $1,186 |
| 2011 Toyota Sienna | $196 | $330 | $460 | $1,144 |
| 2010 Toyota Sienna | $190 | $310 | $464 | $1,122 |
Driver Age
Driver age can have a significant effect on Toyota Sienna car insurance rates. For example, 20-year-old drivers pay $1,658 more for their Toyota Sienna car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Sienna insurance rates. For example, drivers in New York may pay $827 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Toyota Sienna auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Sienna car insurance with violations on their driving record.
Toyota Sienna Safety Ratings
Your Toyota Sienna car insurance rates are tied to the safety ratings of the Toyota Sienna. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Sienna Crash Test Ratings
Toyota Sienna crash test ratings can impact the cost of your Toyota Sienna car insurance. See Toyota Sienna crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Sienna VAN FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Sienna VAN AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Sienna Safety Features
Toyota Sienna safety features can lower the cost of your insurance. The safety features for the 2020 Toyota Sienna include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Toyota Sienna Insurance Loss Probability
Insurance loss probability on the Toyota Sienna fluctuates between each type of coverage. The lower percentage means lower Toyota Sienna car insurance rates; higher percentages mean higher Toyota Sienna auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -1% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -1% |
| Personal Injury | -6% |
| Medical Payment | -2% |
| Bodily Injury | -15% |
| Source: Insurance Institute for Highway Safety | |
Toyota Sienna Finance and Insurance Cost
If you are financing a Toyota Sienna, most lenders will require your carry higher Toyota Sienna coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Sienna car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Toyota Sienna Insurance
You have more options at your disposal to save money on your Toyota Sienna car insurance costs. For example, try these five tips:
- Buy An Older Toyota Sienna
- Add a More Experienced Driver to Your Toyota Sienna Policy
- Buy a Dashcam for Your Toyota Sienna
- Understand that Your Insurer Can Change Your Toyota Sienna Auto Insurance Rates Mid-Term for Other Reasons
- Ask About Discounts for People with Disabilities
Top Toyota Sienna Insurance Companies
Who is the top auto insurance company for Toyota Sienna insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Sienna auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Sienna offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Sienna Insurance Quotes Online
You can start comparing quotes for Toyota Sienna insurance from some of the top car insurance companies by using our free online tool today.