Best Nissan Titan Insurance Rates [How to Find Low Rates Online]

Average Nissan Titan insurance rates cost $120 per month ($1,440 per year). Teens pay the highest rates at up to $5,263 a year, while good drivers may only pay $846.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,440 a year or $120 each month
  • A liability-only policy costs around $577 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,263 a year or $439 each month
  • Good drivers can save as much as $594 a year by earning policy discounts
  • Nissan Titan insurance costs around $79 less per year than the average vehicle

Are you looking for cheap Nissan Titan insurance rates? Full coverage for a Nissan Titan costs around $1,440 a year or $120 each month. Our guide breaks these rates down to help drivers save on Nissan Titan insurance rates. Learn more.

You can start comparing quotes for Nissan Titan car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Titan Insurance Cost

The average Nissan Titan car insurance costs are $1,440 a year or $120 a month.

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Are Nissan Titans Expensive to Insure?

The chart below details how Nissan Titan insurance rates compare to other trucks like the GMC Sierra 3500HD, Dodge Ram, and Ford Ranger.

Vehicle Comprehensive Collision Liability Total
GMC Sierra 3500HD $376 $656 $420 $1,632
Dodge Ram $362 $562 $420 $1,524
Ford Ranger $254 $470 $372 $1,254
GMC Sierra 2500HD $336 $656 $420 $1,592
Ford F-150 $322 $470 $372 $1,322
Honda Ridgeline $306 $536 $450 $1,472
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Titan Insurance?

The Nissan Titan trim and model you choose can impact the total price you will pay for Nissan Titan auto insurance coverage.

Age of the Vehicle

Older Nissan Titan models generally cost less to insure. For example, car insurance for a 2017 Nissan Titan costs $1,440, while 2010 Nissan Titan insurance costs are $1,230, a difference of $210.

Model Year Comprehensive Collision Liability Total
2017 Nissan Titan $296 $494 $470 $1,440
2016 Nissan Titan $286 $474 $486 $1,426
2015 Nissan Titan $270 $458 $500 $1,408
2014 Nissan Titan $260 $424 $510 $1,374
2013 Nissan Titan $250 $400 $514 $1,344
2012 Nissan Titan $240 $358 $520 $1,298
2011 Nissan Titan $224 $330 $520 $1,254
2010 Nissan Titan $216 $310 $524 $1,230
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Driver Age

Driver age can have a significant effect on Nissan Titan car insurance rates. For example, 20-year-old drivers pay $1,761 more for their Nissan Titan car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Titan insurance rates. For example, drivers in Los Angeles may pay $792 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Titan car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Titan car insurance with violations on their driving record.

Nissan Titan Safety Ratings

Your Nissan Titan auto insurance rates are tied to the Nissan Titan’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Nissan Titan Crash Test Ratings

Nissan Titan crash test ratings can impact the cost of your Nissan Titan car insurance. See Nissan Titan crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Titan XD Crew Cab PU/CC 4WD N/R N/R N/R N/R
2020 Nissan Titan King Cab PU/EC RWD N/R N/R N/R 4 stars
2020 Nissan Titan King Cab PU/EC 4WD N/R N/R N/R 4 stars
2020 Nissan Titan Crew Cab PU/CC RWD N/R N/R N/R N/R
2020 Nissan Titan Crew Cab PU/CC 4WD N/R N/R N/R N/R
2019 Nissan Titan XD Single Cab RWD N/R N/R N/R N/R
2019 Nissan Titan XD Single Cab AWD N/R N/R N/R N/R
2019 Nissan Titan XD King Cab RWD N/R N/R N/R N/R
2019 Nissan Titan XD King Cab AWD N/R N/R N/R N/R
2019 Nissan Titan XD Crew Cab RWD N/R N/R N/R N/R
2019 Nissan Titan XD Crew Cab AWD N/R N/R N/R N/R
2019 Nissan Titan Single Cab RWD N/R N/R N/R 4 stars
2019 Nissan Titan Single Cab AWD N/R N/R N/R 4 stars
2019 Nissan Titan King Cab RWD N/R N/R N/R 4 stars
2019 Nissan Titan King Cab AWD N/R N/R N/R 4 stars
2019 Nissan Titan Crew Cab RWD 4 stars 4 stars 5 stars 4 stars
2019 Nissan Titan Crew Cab AWD 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan XD Single Cab RWD N/R N/R N/R N/R
2018 Nissan Titan XD Single Cab AWD N/R N/R N/R N/R
2018 Nissan Titan XD King Cab RWD N/R N/R N/R N/R
2018 Nissan Titan XD King Cab AWD N/R N/R N/R N/R
2018 Nissan Titan XD Crew Cab RWD N/R N/R N/R N/R
2018 Nissan Titan XD Crew Cab AWD N/R N/R N/R N/R
2018 Nissan Titan Single Cab RWD N/R N/R N/R 4 stars
2018 Nissan Titan Single Cab AWD N/R N/R N/R 4 stars
2018 Nissan Titan King Cab RWD N/R N/R N/R 4 stars
2018 Nissan Titan King Cab AWD N/R N/R N/R 4 stars
2018 Nissan Titan Crew Cab RWD Later Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan Crew Cab RWD Early Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan Crew Cab AWD Later Release 4 stars 4 stars 5 stars 4 stars
2018 Nissan Titan Crew Cab AWD Early Release 4 stars 4 stars 5 stars 4 stars
2017 Nissan Titan XD Single Cab RWD N/R N/R N/R N/R
2017 Nissan Titan XD Single Cab AWD N/R N/R N/R N/R
2017 Nissan Titan XD King Cab RWD N/R N/R N/R N/R
2017 Nissan Titan XD King Cab AWD N/R N/R N/R N/R
2017 Nissan Titan XD Crew Cab RWD N/R N/R N/R N/R
2017 Nissan Titan XD Crew Cab AWD N/R N/R N/R N/R
2017 Nissan Titan Single Cab RWD N/R N/R N/R 4 stars
2017 Nissan Titan Single Cab AWD N/R N/R N/R 4 stars
2017 Nissan Titan King Cab RWD N/R N/R N/R 4 stars
2017 Nissan Titan King Cab AWD N/R N/R N/R 4 stars
2017 Nissan Titan Crew Cab RWD 4 stars 4 stars 5 stars 4 stars
2017 Nissan Titan Crew Cab AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Titan Safety Features

Most drivers don’t realize that not only do Nissan Titan safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Nissan Titan auto insurance rates. The Nissan Titan’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Nissan Titan Insurance Loss Probability

Another contributing factor that plays a direct role in Nissan Titan insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -5%
Property Damage 27%
Comprehensive 20%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Nissan Titan Finance and Insurance Cost

If you are financing a Nissan Titan, you will pay more if you purchase Nissan Titan car insurance at the dealership, so be sure to shop around and compare Nissan Titan car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Titan Insurance

Drivers can end up saving more money on their Nissan Titan car insurance rates by employing any one of the following strategies.

  • Take Advantage of Referral Fees
  • Get Married and Ask for a Discount
  • Spy on Your Teen Driver
  • Don’t Skimp On Nissan Titan Liability Coverage
  • Consider Renting a Car Instead of Buying a Second Nissan Titan

Top Nissan Titan Insurance Companies

Several insurance companies offer competitive rates for the Nissan Titan based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Nissan Titan drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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