UPDATED: Jul 31, 2020
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Key takeaways:
- Full coverage costs around $1,316 a year or $110 each month
- A liability-only policy costs around $527 a year or $44 each month
- Highest rates are for teenage drivers at around $4,810 a year or $401 each month
- Good drivers can save as much as $543 a year by earning policy discounts
- Nissan Armada insurance costs around $203 less per year than the average vehicle
Nissan Armada insurance rates don’t need to ruin a driver’s budget. Nissan Armada insurance costs around $203 less per year than the average vehicle. Learn what drivers can do to save on Nissan Armada insurance rates in our comprehensive guide.
You can start comparing quotes for Nissan Armada car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Armada Insurance Cost
The average Nissan Armada auto insurance rates are $1,316 a year or $110 a month.
Are Nissan Armadas Expensive to Insure?
The chart below details how Nissan Armada insurance rates compare to other SUVs like the Ford Expedition, Mercedes-Benz GLA 250, and Lexus LX 570.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Armada Insurance?
The Nissan Armada trim and model you choose will affect the total price you will pay for Nissan Armada insurance coverage.
Age of the Vehicle
The average Nissan Armada auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Nissan Armada costs $1,316, while 2010 Nissan Armada insurance costs are $1,074, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2017 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2015 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2014 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2013 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2012 Nissan Armada | $240 | $380 | $390 | $1,146 |
| 2011 Nissan Armada | $224 | $350 | $390 | $1,100 |
| 2010 Nissan Armada | $216 | $328 | $394 | $1,074 |
Driver Age
Driver age can have a significant impact on Nissan Armada auto insurance rates. As an example, a 40-year-old driver could pay $139 less each month for their Nissan Armada auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Nissan Armada insurance rates. For example, drivers in New York may pay $802 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Armada auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Armada car insurance with violations on their driving record.
Nissan Armada Safety Ratings
Your Nissan Armada car insurance rates are tied to the safety ratings of the Nissan Armada. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Nissan Armada Crash Test Ratings
If the Nissan Armada crash test ratings are good, you could have lower Nissan Armada car insurance rates. See Nissan Armada crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Armada SUV RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2020 Nissan Armada SUV AWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 Nissan Armada SUV RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 Nissan Armada SUV AWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2018 Nissan Armada SUV RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2018 Nissan Armada SUV AWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2017 Nissan Armada SUV RWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Armada SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Armada Safety Features
The numerous safety features of the Nissan Armada help contribute to lower insurance rates. The 2020 Nissan Armada has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Front Tow Hooks
- Traction Control
Nissan Armada Insurance Loss Probability
The lower percentage means lower Nissan Armada auto insurance rates; higher percentages mean higher Nissan Armada car insurance rates. The Nissan Armada’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -6% |
|---|---|
| Property Damage | 4% |
| Comprehensive | -7% |
| Personal Injury | 6% |
| Medical Payment | no data |
| Bodily Injury | -13% |
| Source: Insurance Institute for Highway Safety | |
Nissan Armada Finance and Insurance Cost
If you are financing a Nissan Armada, you will pay more if you purchase Nissan Armada auto insurance at the dealership, so be sure to shop around and compare Nissan Armada auto insurance quotes from the best companies using our FREE tool below.
Ways to Save on Nissan Armada Insurance
You have more options at your disposal to save money on your Nissan Armada auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Armada car insurance rates
- Be Picky About Who Drives Your Nissan Armada
- Compare Apples to Apples When Comparing Nissan Armada Insurance Quotes and Policies
- Ask About Student Discounts
- Consider Renting a Car Instead of Buying a Second Nissan Armada
- Purchase a Roadside Assistance Program for Your Nissan Armada
Top Nissan Armada Insurance Companies
The best auto insurance companies for Nissan Armada car insurance rates will offer competitive rates, discounts, and account for the Nissan Armada’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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