Honda Pilot Insurance [How to Find Low Rates Online]
Getting Honda Pilot insurance quotes will cost on average $111 per month ($1,336 per year). Shop around to find cheap Honda Pilot insurance rates. On average, Honda Pilot comprehensive insurance coverage costs $325, collision coverage costs $475, and liability coverage costs $377.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 31, 2020
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Key takeaways:
- Full coverage costs around $1,336 a year or $111 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,883 a year or $407 each month
- Good drivers can save as much as $551 a year by earning policy discounts
- Honda Pilot insurance costs around $183 less per year than the average vehicle
Finding cheap Honda Pilot insurance rates can be done. Honda Pilot insurance costs around $183 less per year than the average vehicle. We break down insurance rates for a Honda Pilot, so read on for the best ways to save.
You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Pilot Insurance Cost
The average Honda Pilot auto insurance costs are $1,336 a year or $111 a month.
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Are Honda Pilots Expensive to Insure?
The chart below details how Honda Pilot insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, BMW X5, and GMC Terrain.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| BMW X5 | $444 | $750 | $372 | $1,724 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Pilot Insurance?
The Honda Pilot trim and model you choose can impact the total price you will pay for Honda Pilot insurance coverage.
Age of the Vehicle
Older Honda Pilot models generally cost less to insure. For example, car insurance for a 2020 Honda Pilot costs $1,336, while 2010 Honda Pilot insurance costs are $1,110, a difference of $226.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Pilot | $336 | $470 | $372 | $1,336 |
| 2019 Honda Pilot | $320 | $452 | $390 | $1,320 |
| 2018 Honda Pilot | $306 | $448 | $398 | $1,310 |
| 2017 Honda Pilot | $296 | $436 | $416 | $1,306 |
| 2016 Honda Pilot | $286 | $418 | $430 | $1,292 |
| 2015 Honda Pilot | $270 | $404 | $442 | $1,274 |
| 2014 Honda Pilot | $260 | $374 | $452 | $1,244 |
| 2013 Honda Pilot | $250 | $352 | $456 | $1,216 |
| 2012 Honda Pilot | $240 | $316 | $460 | $1,174 |
| 2011 Honda Pilot | $224 | $292 | $460 | $1,134 |
| 2010 Honda Pilot | $216 | $272 | $464 | $1,110 |
Driver Age
Driver age can have a significant impact on the cost of Honda Pilot auto insurance. For example, 20-year-old drivers pay as much as $1,693 more each year for their Honda Pilot auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Honda Pilot auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot car insurance with violations on their driving record.
Honda Pilot Safety Ratings
Your Honda Pilot auto insurance rates are tied to the Honda Pilot’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Crash Test Ratings
Honda Pilot crash test ratings can impact your Honda Pilot car insurance rates. See Honda Pilot crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Pilot Safety Features
Honda Pilot safety features can lower the cost of your insurance. The safety features for the 2020 Honda Pilot include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Pilot Insurance Loss Probability
The lower percentage means lower Honda Pilot auto insurance rates; higher percentages mean higher Honda Pilot car insurance rates. The Honda Pilot’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -30% |
|---|---|
| Property Damage | -4% |
| Comprehensive | -31% |
| Personal Injury | -18% |
| Medical Payment | -18% |
| Bodily Injury | -14% |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Finance and Insurance Cost
If you are financing a Honda Pilot, you will pay more if you purchase Honda Pilot car insurance at the dealership, so be sure to shop around and compare Honda Pilot car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Honda Pilot Insurance
You can save more money on your Honda Pilot auto insurance rates by employing any of the following five strategies.
- Compare Apples to Apples When Comparing Honda Pilot Insurance Quotes and Policies
- Ask About Honda Pilot Low Mileage Discounts
- Ask Your Insurance Company About Honda Pilot Discounts
- Take Public Transit Instead of Driving Your Honda Pilot
- Ask About Seasonal Insurance for Your Honda Pilot
Top Honda Pilot Insurance Companies
Who is the best auto insurance company for Honda Pilot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Pilot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Pilot offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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