Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,336 a year or $111 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,883 a year or $407 each month
  • Good drivers can save as much as $551 a year by earning policy discounts
  • Honda Pilot insurance costs around $183 less per year than the average vehicle

Finding cheap Honda Pilot insurance rates can be done. Honda Pilot insurance costs around $183 less per year than the average vehicle. We break down insurance rates for a Honda Pilot, so read on for the best ways to save.

You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Pilot Insurance Cost

The average Honda Pilot auto insurance costs are $1,336 a year or $111 a month.

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Are Honda Pilots Expensive to Insure?

The chart below details how Honda Pilot insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, BMW X5, and GMC Terrain.

Vehicle Comprehensive Collision Liability Total
Honda Pilot $336 $470 $372 $1,336
Mitsubishi Outlander Sport $280 $512 $332 $1,260
BMW X5 $444 $750 $372 $1,724
GMC Terrain $322 $562 $316 $1,336
Jeep Wrangler $280 $376 $420 $1,256
Volkswagen Touareg $372 $690 $390 $1,610
Acura MDX $376 $562 $372 $1,468
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Pilot Insurance?

The Honda Pilot trim and model you choose can impact the total price you will pay for Honda Pilot insurance coverage.

Age of the Vehicle

Older Honda Pilot models generally cost less to insure. For example, car insurance for a 2020 Honda Pilot costs $1,336, while 2010 Honda Pilot insurance costs are $1,110, a difference of $226.

Model Year Comprehensive Collision Liability Total
2020 Honda Pilot $336 $470 $372 $1,336
2019 Honda Pilot $320 $452 $390 $1,320
2018 Honda Pilot $306 $448 $398 $1,310
2017 Honda Pilot $296 $436 $416 $1,306
2016 Honda Pilot $286 $418 $430 $1,292
2015 Honda Pilot $270 $404 $442 $1,274
2014 Honda Pilot $260 $374 $452 $1,244
2013 Honda Pilot $250 $352 $456 $1,216
2012 Honda Pilot $240 $316 $460 $1,174
2011 Honda Pilot $224 $292 $460 $1,134
2010 Honda Pilot $216 $272 $464 $1,110
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Driver Age

Driver age can have a significant impact on the cost of Honda Pilot auto insurance. For example, 20-year-old drivers pay as much as $1,693 more each year for their Honda Pilot auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Honda Pilot auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot car insurance with violations on their driving record.

Honda Pilot Safety Ratings

Your Honda Pilot auto insurance rates are tied to the Honda Pilot’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Pilot Crash Test Ratings

Honda Pilot crash test ratings can impact your Honda Pilot car insurance rates. See Honda Pilot crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2017 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Pilot Safety Features

Honda Pilot safety features can lower the cost of your insurance. The safety features for the 2020 Honda Pilot include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Pilot Insurance Loss Probability

The lower percentage means lower Honda Pilot auto insurance rates; higher percentages mean higher Honda Pilot car insurance rates. The Honda Pilot’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -30%
Property Damage -4%
Comprehensive -31%
Personal Injury -18%
Medical Payment -18%
Bodily Injury -14%
Source: Insurance Institute for Highway Safety
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Honda Pilot Finance and Insurance Cost

If you are financing a Honda Pilot, you will pay more if you purchase Honda Pilot car insurance at the dealership, so be sure to shop around and compare Honda Pilot car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Honda Pilot Insurance

You can save more money on your Honda Pilot auto insurance rates by employing any of the following five strategies.

  • Compare Apples to Apples When Comparing Honda Pilot Insurance Quotes and Policies
  • Ask About Honda Pilot Low Mileage Discounts
  • Ask Your Insurance Company About Honda Pilot Discounts
  • Take Public Transit Instead of Driving Your Honda Pilot
  • Ask About Seasonal Insurance for Your Honda Pilot

Top Honda Pilot Insurance Companies

Who is the best auto insurance company for Honda Pilot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Pilot auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Pilot offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Pilot Insurance Quotes Online

Start comparing Honda Pilot auto insurance quotes for free by using our FREE online comparison tool.