Best Honda Odyssey Insurance Rates [Comprehensive Guide]

Getting Honda Odyssey insurance quotes will cost on average $112 per month ($1,342 per year). Mature drivers with good driving records may find rates as low as $789 a year.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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Key takeaways:

  • Full coverage costs around $1,342 a year or $112 each month
  • A liability-only policy costs around $538 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,905 a year or $409 each month
  • Good drivers can save as much as $553 a year by earning policy discounts
  • Honda Odyssey insurance costs around $177 less per year than the average vehicle

There is no need to stress about Honda Odyssey insurance rates. Honda Odyssey insurance costs around $177 less per year than the average vehicle. Our guide breaks down insurance rates for a Honda Odyssey so drivers can find savings. Learn more.

You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Odyssey Insurance Cost

The average Honda Odyssey car insurance rates are $1,342 a year or $112 a month.

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Are Honda Odysseys Expensive to Insure?

The chart below details how Honda Odyssey insurance rates compare to other vans like the Chrysler Pacifica, Toyota Sienna, and Dodge Grand Caravan.

Vehicle Comprehensive Collision Liability Total
Honda Odyssey $280 $532 $372 $1,342
Chrysler Pacifica $348 $532 $316 $1,332
Toyota Sienna $294 $532 $372 $1,356
Dodge Grand Caravan $308 $438 $372 $1,276
Kia Sedona $282 $448 $338 $1,204
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Odyssey Insurance?

The Honda Odyssey trim and model you choose will affect the total price you will pay for Honda Odyssey insurance coverage.

Age of the Vehicle

Older Honda Odyssey models generally cost less to insure. For example, car insurance rates for a 2020 Honda Odyssey are $1,342, while a 2010 Honda Odyssey rates are $1,112, a difference of $230.

Model Year Comprehensive Collision Liability Total
2020 Honda Odyssey $280 $532 $372 $1,342
2019 Honda Odyssey $268 $512 $390 $1,328
2018 Honda Odyssey $256 $506 $398 $1,318
2017 Honda Odyssey $248 $494 $416 $1,316
2016 Honda Odyssey $240 $474 $430 $1,302
2015 Honda Odyssey $226 $458 $442 $1,284
2014 Honda Odyssey $218 $424 $452 $1,252
2013 Honda Odyssey $208 $400 $456 $1,222
2012 Honda Odyssey $200 $358 $460 $1,176
2011 Honda Odyssey $188 $330 $460 $1,136
2010 Honda Odyssey $180 $310 $464 $1,112
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Driver Age

Driver age can have a significant effect on the cost of Honda Odyssey car insurance. For example, 30-year-old drivers pay approximately $59 more for their Honda Odyssey car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in New York may pay $818 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Honda Odyssey auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey car insurance with violations on their driving record.

Honda Odyssey Safety Ratings

Your Honda Odyssey auto insurance rates are tied to the Honda Odyssey’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda Odyssey Crash Test Ratings

Good Honda Odyssey crash test ratings can lower your Honda Odyssey auto insurance rates. See Honda Odyssey crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda Odyssey Safety Features

Having a variety of safety features on your Honda Odyssey can help lower your insurance costs. The 2020 Honda Odyssey’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda Odyssey Insurance Loss Probability

The Honda Odyssey’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda Odyssey, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -22%
Property Damage -17%
Comprehensive -25%
Personal Injury -18%
Medical Payment -22%
Bodily Injury -29%
Source: Insurance Institute for Highway Safety
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Honda Odyssey Finance and Insurance Cost

If you are financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverages including comprehensive coverage, so be sure to compare Honda Odyssey car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda Odyssey Insurance

You have more options at your disposal to save money on your Honda Odyssey car insurance costs. For example, try these five tips:

  • Make Sure You’re Raising a Safe Driver
  • Compare Insurance Companies After Moving
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Ask About Welcome Discounts
  • Remove Young Drivers from Your Honda Odyssey Insurance Plan

Top Honda Odyssey Insurance Companies

Who is the top auto insurance company for Honda Odyssey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Odyssey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Odyssey offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda Odyssey Insurance Quotes Online

Start comparing Honda Odyssey car insurance quotes for free by using our convenient online comparison tool.

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