Best Honda Odyssey Insurance Rates [Comprehensive Guide]
Getting Honda Odyssey insurance quotes will cost on average $112 per month ($1,342 per year). Mature drivers with good driving records may find rates as low as $789 a year.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Oct 27, 2020
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Key takeaways:
- Full coverage costs around $1,342 a year or $112 each month
- A liability-only policy costs around $538 a year or $45 each month
- Highest rates are for teenage drivers at around $4,905 a year or $409 each month
- Good drivers can save as much as $553 a year by earning policy discounts
- Honda Odyssey insurance costs around $177 less per year than the average vehicle
There is no need to stress about Honda Odyssey insurance rates. Honda Odyssey insurance costs around $177 less per year than the average vehicle. Our guide breaks down insurance rates for a Honda Odyssey so drivers can find savings. Learn more.
You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Odyssey Insurance Cost
The average Honda Odyssey car insurance rates are $1,342 a year or $112 a month.
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Are Honda Odysseys Expensive to Insure?
The chart below details how Honda Odyssey insurance rates compare to other vans like the Chrysler Pacifica, Toyota Sienna, and Dodge Grand Caravan.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Odyssey Insurance?
The Honda Odyssey trim and model you choose will affect the total price you will pay for Honda Odyssey insurance coverage.
Age of the Vehicle
Older Honda Odyssey models generally cost less to insure. For example, car insurance rates for a 2020 Honda Odyssey are $1,342, while a 2010 Honda Odyssey rates are $1,112, a difference of $230.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Odyssey | $280 | $532 | $372 | $1,342 |
| 2019 Honda Odyssey | $268 | $512 | $390 | $1,328 |
| 2018 Honda Odyssey | $256 | $506 | $398 | $1,318 |
| 2017 Honda Odyssey | $248 | $494 | $416 | $1,316 |
| 2016 Honda Odyssey | $240 | $474 | $430 | $1,302 |
| 2015 Honda Odyssey | $226 | $458 | $442 | $1,284 |
| 2014 Honda Odyssey | $218 | $424 | $452 | $1,252 |
| 2013 Honda Odyssey | $208 | $400 | $456 | $1,222 |
| 2012 Honda Odyssey | $200 | $358 | $460 | $1,176 |
| 2011 Honda Odyssey | $188 | $330 | $460 | $1,136 |
| 2010 Honda Odyssey | $180 | $310 | $464 | $1,112 |
Driver Age
Driver age can have a significant effect on the cost of Honda Odyssey car insurance. For example, 30-year-old drivers pay approximately $59 more for their Honda Odyssey car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in New York may pay $818 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Honda Odyssey auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey car insurance with violations on their driving record.
Honda Odyssey Safety Ratings
Your Honda Odyssey auto insurance rates are tied to the Honda Odyssey’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Odyssey Crash Test Ratings
Good Honda Odyssey crash test ratings can lower your Honda Odyssey auto insurance rates. See Honda Odyssey crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Odyssey Safety Features
Having a variety of safety features on your Honda Odyssey can help lower your insurance costs. The 2020 Honda Odyssey’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Honda Odyssey Insurance Loss Probability
The Honda Odyssey’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda Odyssey, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -22% |
|---|---|
| Property Damage | -17% |
| Comprehensive | -25% |
| Personal Injury | -18% |
| Medical Payment | -22% |
| Bodily Injury | -29% |
| Source: Insurance Institute for Highway Safety | |
Honda Odyssey Finance and Insurance Cost
If you are financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverages including comprehensive coverage, so be sure to compare Honda Odyssey car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda Odyssey Insurance
You have more options at your disposal to save money on your Honda Odyssey car insurance costs. For example, try these five tips:
- Make Sure You’re Raising a Safe Driver
- Compare Insurance Companies After Moving
- Take a Defensive Driving Course or Any Driver’s Education Course
- Ask About Welcome Discounts
- Remove Young Drivers from Your Honda Odyssey Insurance Plan
Top Honda Odyssey Insurance Companies
Who is the top auto insurance company for Honda Odyssey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Odyssey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Odyssey offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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