Ford Edge Insurance Rates [List of Money Saving Tips]
Auto insurance rates for a Ford Edge average $1,296 a year, or around $108 a month. Finding Ford Edge teenager insurance coverage can cost on average $4,737 a year, so shop around to find cheap rates.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Oct 27, 2020
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Key takeaways:
- Full coverage costs around $1,296 a year or $108 each month
- A liability-only policy costs around $519 a year or $43 each month
- Highest rates are for teenage drivers at around $4,737 a year or $395 each month
- Good drivers can save as much as $534 a year by earning policy discounts
- Ford Edge insurance costs around $223 less per year than the average vehicle
Ford Edge insurance rates don’t have to cause you a headache. We’ve compiled everything you need to find the best Ford Edge car insurance policy from rates to safety and more.
You can start comparing quotes for Ford Edge car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Edge Insurance Cost
The average Ford Edge auto insurance costs are $1,296 a year or $108 a month.
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Are Ford Edges Expensive to Insure?
The chart below details how Ford Edge insurance rates compare to other SUVs like the GMC Acadia, Audi Q7, and Volvo XC90.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Edge | $266 | $500 | $372 | $1,296 |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Volvo XC90 | $346 | $600 | $390 | $1,494 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Edge Insurance?
Even though the average annual rate for the Ford Edge is $1,296, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Ford Edge.
Age of the Vehicle
The average Ford Edge auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Ford Edge costs $1,296, while 2010 Ford Edge insurance costs are $1,086, a difference of $210.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Edge | $266 | $500 | $372 | $1,296 |
| 2019 Ford Edge | $254 | $482 | $390 | $1,284 |
| 2018 Ford Edge | $244 | $478 | $398 | $1,278 |
| 2017 Ford Edge | $236 | $466 | $416 | $1,276 |
| 2016 Ford Edge | $228 | $446 | $430 | $1,262 |
| 2015 Ford Edge | $216 | $430 | $442 | $1,246 |
| 2014 Ford Edge | $206 | $400 | $452 | $1,216 |
| 2013 Ford Edge | $198 | $376 | $456 | $1,188 |
| 2012 Ford Edge | $190 | $338 | $460 | $1,146 |
| 2011 Ford Edge | $178 | $310 | $460 | $1,106 |
| 2010 Ford Edge | $172 | $292 | $464 | $1,086 |
Driver Age
Driver age can have a significant effect on Ford Edge car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their Ford Edge car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Ford Edge insurance rates. For example, drivers in Los Angeles may pay $479 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on your Ford Edge auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford Edge car insurance with violations on their driving record.
Ford Edge Safety Ratings
Your Ford Edge auto insurance rates are influenced by the Ford Edge’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Edge Crash Test Ratings
Good Ford Edge crash test ratings can lower your Ford Edge auto insurance rates. See Ford Edge crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Edge SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Edge SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Edge Safety Features
The numerous safety features of the Ford Edge help contribute to lower insurance rates. The 2020 Ford Edge has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Edge Insurance Loss Probability
Another contributing factor that affects Ford Edge car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -47% |
|---|---|
| Property Damage | no data |
| Comprehensive | -7% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Ford Edge Finance and Insurance Cost
If you are financing a Ford Edge, most lenders will require your carry higher Ford Edge coverage options including comprehensive coverage, so be sure to shop around and compare Ford Edge car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Ford Edge Insurance
You have more options at your disposal to save money on your Ford Edge car insurance costs. For example, try these five tips:
- Take a Defensive Driving Course or Any Driver’s Education Course
- Reduce Modifications on Your Ford Edge
- Take a Refresher Course as an Older Driver
- Remove Young Drivers from Your Ford Edge Insurance When They Move Out or Go to School
- Buy Winter Tires for Your Ford Edge
Top Ford Edge Insurance Companies
Who is the best company for Ford Edge insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Edge insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Edge offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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You can start comparing quotes for Ford Edge auto insurance rates from some of the best auto insurance companies by using our free online tool now.