Ford Edge Insurance Rates [List of Money Saving Tips]

Auto insurance rates for a Ford Edge average $1,296 a year, or around $108 a month. Finding Ford Edge teenager insurance coverage can cost on average $4,737 a year, so shop around to find cheap rates.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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Key takeaways:

  • Full coverage costs around $1,296 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,737 a year or $395 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • Ford Edge insurance costs around $223 less per year than the average vehicle

Ford Edge insurance rates don’t have to cause you a headache. We’ve compiled everything you need to find the best Ford Edge car insurance policy from rates to safety and more.

You can start comparing quotes for Ford Edge car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Edge Insurance Cost

The average Ford Edge auto insurance costs are $1,296 a year or $108 a month.

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Are Ford Edges Expensive to Insure?

The chart below details how Ford Edge insurance rates compare to other SUVs like the GMC Acadia, Audi Q7, and Volvo XC90.

Vehicle Comprehensive Collision Liability Total
Ford Edge $266 $500 $372 $1,296
GMC Acadia $294 $470 $372 $1,294
Audi Q7 $394 $714 $398 $1,664
Volvo XC90 $346 $600 $390 $1,494
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Cadillac XT5 $376 $718 $372 $1,624
Jeep Compass $294 $500 $372 $1,324
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Edge Insurance?

Even though the average annual rate for the Ford Edge is $1,296, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Ford Edge.

Age of the Vehicle

The average Ford Edge auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Ford Edge costs $1,296, while 2010 Ford Edge insurance costs are $1,086, a difference of $210.

Model Year Comprehensive Collision Liability Total
2020 Ford Edge $266 $500 $372 $1,296
2019 Ford Edge $254 $482 $390 $1,284
2018 Ford Edge $244 $478 $398 $1,278
2017 Ford Edge $236 $466 $416 $1,276
2016 Ford Edge $228 $446 $430 $1,262
2015 Ford Edge $216 $430 $442 $1,246
2014 Ford Edge $206 $400 $452 $1,216
2013 Ford Edge $198 $376 $456 $1,188
2012 Ford Edge $190 $338 $460 $1,146
2011 Ford Edge $178 $310 $460 $1,106
2010 Ford Edge $172 $292 $464 $1,086
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Driver Age

Driver age can have a significant effect on Ford Edge car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their Ford Edge car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Ford Edge insurance rates. For example, drivers in Los Angeles may pay $479 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Ford Edge auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford Edge car insurance with violations on their driving record.

Ford Edge Safety Ratings

Your Ford Edge auto insurance rates are influenced by the Ford Edge’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Ford Edge Crash Test Ratings

Good Ford Edge crash test ratings can lower your Ford Edge auto insurance rates. See Ford Edge crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Edge Safety Features

The numerous safety features of the Ford Edge help contribute to lower insurance rates. The 2020 Ford Edge has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Edge Insurance Loss Probability

Another contributing factor that affects Ford Edge car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -47%
Property Damage no data
Comprehensive -7%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Ford Edge Finance and Insurance Cost

If you are financing a Ford Edge, most lenders will require your carry higher Ford Edge coverage options including comprehensive coverage, so be sure to shop around and compare Ford Edge car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Ford Edge Insurance

You have more options at your disposal to save money on your Ford Edge car insurance costs. For example, try these five tips:

  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Reduce Modifications on Your Ford Edge
  • Take a Refresher Course as an Older Driver
  • Remove Young Drivers from Your Ford Edge Insurance When They Move Out or Go to School
  • Buy Winter Tires for Your Ford Edge

Top Ford Edge Insurance Companies

Who is the best company for Ford Edge insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Edge insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Edge offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Edge Insurance Quotes Online

You can start comparing quotes for Ford Edge auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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