Chevrolet Malibu Car Insurance [Guide + Free Quotes]
If you want to buy inexpensive Chevrolet Malibu insurance coverage then you should know that a policy will cost $115 per month ($1,384 per year) on average. Comprehensive, collision, and liability insurance cost around $337, $492, and $390, respectively.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 31, 2020
It’s all about you. We want to help you make the right coverage choices.
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Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Chevrolet Malibu insurance costs around $135 less per year than the average vehicle
Getting Chevrolet Malibu insurance rates doesn’t have to break the bank. Full coverage for a Chevrolet Malibu costs around $1,384 a year, or $115 each month. You can save on Chevrolet Malibu insurance rates by understanding what factors go into these rates, so read on.
You can start comparing quotes for Chevrolet Malibu car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Malibu Insurance Cost
The average Chevrolet Malibu auto insurance costs are $1,384 a year or $115 a month.
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Are Chevrolet Malibus Expensive to Insure?
The chart below details how Chevrolet Malibu insurance rates compare to other sedans like the Ford Fusion, Volkswagen Passat, and Subaru Legacy.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
However, there are a few things you can do to find the cheapest Chevrolet Malibu insurance rates online.
What Impacts the Cost of Chevrolet Malibu Insurance?
The Chevrolet Malibu trim and model you choose can impact the total price you will pay for Chevrolet Malibu car insurance coverage.
Age of the Vehicle
Older Chevrolet Malibu models generally cost less to insure. For example, car insurance for a 2020 Chevrolet Malibu costs $1,384, while 2010 Chevrolet Malibu insurance costs are $1,138, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| 2019 Chevrolet Malibu | $306 | $512 | $390 | $1,366 |
| 2018 Chevrolet Malibu | $294 | $506 | $398 | $1,356 |
| 2017 Chevrolet Malibu | $284 | $494 | $416 | $1,352 |
| 2016 Chevrolet Malibu | $274 | $474 | $430 | $1,336 |
| 2015 Chevrolet Malibu | $260 | $458 | $442 | $1,318 |
| 2014 Chevrolet Malibu | $250 | $424 | $452 | $1,284 |
| 2013 Chevrolet Malibu | $240 | $400 | $456 | $1,254 |
| 2012 Chevrolet Malibu | $230 | $358 | $460 | $1,206 |
| 2011 Chevrolet Malibu | $214 | $330 | $460 | $1,162 |
| 2010 Chevrolet Malibu | $206 | $310 | $464 | $1,138 |
Driver Age
Driver age can have a significant impact on Chevrolet Malibu auto insurance rates. As an example, a 40-year-old driver could pay $146 less each month for their Chevrolet Malibu auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet Malibu insurance rates. For example, drivers in Los Angeles may pay $198 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Malibu car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Malibu auto insurance rates with violations on their driving record.
Chevrolet Malibu Safety Ratings
Your Chevrolet Malibu auto insurance rates are tied to the Chevrolet Malibu’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Malibu Crash Test Ratings
Not only do good Chevrolet Malibu crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chevrolet Malibu auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu Hybrid 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 Chevrolet Malibu HEV 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Limited 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Malibu Safety Features
The safety features of the Chevrolet Malibu can impact your Chevrolet Malibu car insurance rates. The Chevrolet Malibu has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Chevrolet Malibu Insurance Loss Probability
The lower percentage means lower Chevrolet Malibu auto insurance rates; higher percentages mean higher Chevrolet Malibu car insurance rates. The Chevrolet Malibu’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -6% |
|---|---|
| Property Damage | 0% |
| Comprehensive | 9% |
| Personal Injury | 39% |
| Medical Payment | 45% |
| Bodily Injury | 20% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Malibu Finance and Insurance Cost
If you are financing a Chevrolet Malibu, you will pay more if you purchase Chevrolet Malibu auto insurance at the dealership, so be sure to shop around and compare Chevrolet Malibu auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Malibu Insurance
If you want to reduce the cost of your Chevrolet Malibu insurance rates, follow these tips below:
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Ask About Retiree Discounts
- Buy Your Chevrolet Malibu with Cash, or Get a Shorter-Term Loan
- Provide Your Chevrolet Malibu VIN When Requesting Chevrolet Malibu Auto Insurance Quotes
- Consider Ride Sharing Services to Lower Your Chevrolet Malibu Mileage
Top Chevrolet Malibu Insurance Companies
Who is the best company for Chevrolet Malibu insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Malibu insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Malibu offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Malibu Insurance Quotes Online
You can start comparing quotes for Chevrolet Malibu auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Average
Cost of Insurance
1,435.00 *
Min
810.00 *
Max
3,005.00 *
Theft Rate
| Year | Thefts | Cars Produced | Rate (1/1000) |
|---|
Current Safety Features
Driver Side Airbag
Yes
Passenger Side Airbag
Yes
Side Impact Airbag
Yes
Side Curtain Airbag
Yes
Child Passenger Latch
Yes
Antilock
brakes
Yes
Page Source: nhtsa.gov
*Not actual, based on estimates
Crash Avoidence Features
Forward Collision Warning
Optional
Forward Collision Auto Brake
Not Available
Lane Departure Warning
Optional
Land Departure Prevention
Not Available
Blind Spot Detection
Optional
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