Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Chevrolet Malibu insurance costs around $135 less per year than the average vehicle

Getting Chevrolet Malibu insurance rates doesn’t have to break the bank. Full coverage for a Chevrolet Malibu costs around $1,384 a year, or $115 each month. You can save on Chevrolet Malibu insurance rates by understanding what factors go into these rates, so read on.

You can start comparing quotes for Chevrolet Malibu car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Malibu Insurance Cost

The average Chevrolet Malibu auto insurance costs are $1,384 a year or $115 a month.

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Are Chevrolet Malibus Expensive to Insure?

The chart below details how Chevrolet Malibu insurance rates compare to other sedans like the Ford Fusion, Volkswagen Passat, and Subaru Legacy.

Vehicle Comprehensive Collision Liability Total
Chevrolet Malibu $322 $532 $372 $1,384
Ford Fusion $336 $626 $372 $1,492
Volkswagen Passat $332 $600 $390 $1,480
Subaru Legacy $370 $506 $338 $1,350
Nissan Sentra $254 $570 $390 $1,372
Ford Taurus $344 $596 $398 $1,496
Toyota Corolla $294 $542 $390 $1,384
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However, there are a few things you can do to find the cheapest Chevrolet Malibu insurance rates online.

What Impacts the Cost of Chevrolet Malibu Insurance?

The Chevrolet Malibu trim and model you choose can impact the total price you will pay for Chevrolet Malibu car insurance coverage.

Age of the Vehicle

Older Chevrolet Malibu models generally cost less to insure. For example, car insurance for a 2020 Chevrolet Malibu costs $1,384, while 2010 Chevrolet Malibu insurance costs are $1,138, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Malibu $322 $532 $372 $1,384
2019 Chevrolet Malibu $306 $512 $390 $1,366
2018 Chevrolet Malibu $294 $506 $398 $1,356
2017 Chevrolet Malibu $284 $494 $416 $1,352
2016 Chevrolet Malibu $274 $474 $430 $1,336
2015 Chevrolet Malibu $260 $458 $442 $1,318
2014 Chevrolet Malibu $250 $424 $452 $1,284
2013 Chevrolet Malibu $240 $400 $456 $1,254
2012 Chevrolet Malibu $230 $358 $460 $1,206
2011 Chevrolet Malibu $214 $330 $460 $1,162
2010 Chevrolet Malibu $206 $310 $464 $1,138
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Driver Age

Driver age can have a significant impact on Chevrolet Malibu auto insurance rates. As an example, a 40-year-old driver could pay $146 less each month for their Chevrolet Malibu auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Malibu insurance rates. For example, drivers in Los Angeles may pay $198 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Malibu car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Malibu auto insurance rates with violations on their driving record.

Chevrolet Malibu Safety Ratings

Your Chevrolet Malibu auto insurance rates are tied to the Chevrolet Malibu’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Malibu Crash Test Ratings

Not only do good Chevrolet Malibu crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chevrolet Malibu auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Malibu 4 DR FWD 4 stars 5 stars 4 stars 4 stars
2019 Chevrolet Malibu Hybrid 4 DR FWD 4 stars 5 stars 4 stars 4 stars
2019 Chevrolet Malibu 4 DR FWD 4 stars 5 stars 4 stars 4 stars
2018 Chevrolet Malibu HEV 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Malibu 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Malibu Eco e-Assist 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Malibu 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Malibu Limited 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Malibu Eco e-Assist 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Malibu 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Malibu Safety Features

The safety features of the Chevrolet Malibu can impact your Chevrolet Malibu car insurance rates. The Chevrolet Malibu has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chevrolet Malibu Insurance Loss Probability

The lower percentage means lower Chevrolet Malibu auto insurance rates; higher percentages mean higher Chevrolet Malibu car insurance rates. The Chevrolet Malibu’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -6%
Property Damage 0%
Comprehensive 9%
Personal Injury 39%
Medical Payment 45%
Bodily Injury 20%
Source: Insurance Institute for Highway Safety
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Chevrolet Malibu Finance and Insurance Cost

If you are financing a Chevrolet Malibu, you will pay more if you purchase Chevrolet Malibu auto insurance at the dealership, so be sure to shop around and compare Chevrolet Malibu auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Malibu Insurance

If you want to reduce the cost of your Chevrolet Malibu insurance rates, follow these tips below:

  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Ask About Retiree Discounts
  • Buy Your Chevrolet Malibu with Cash, or Get a Shorter-Term Loan
  • Provide Your Chevrolet Malibu VIN When Requesting Chevrolet Malibu Auto Insurance Quotes
  • Consider Ride Sharing Services to Lower Your Chevrolet Malibu Mileage

Top Chevrolet Malibu Insurance Companies

Who is the best company for Chevrolet Malibu insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Malibu insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Malibu offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Malibu Insurance Quotes Online

You can start comparing quotes for Chevrolet Malibu auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Crash Test Safety Ratings

Year Overall Frontal Crash Side Crash Rollover
2015
5
5
5
5
2014
5
5
5
5
2013
5
5
5
5
2012
4
4
5
5
2011
4
4
5
5

Older Crash Test Safety Ratings

Year Front Driver Front Passenger Side Driver Side Passenger
2010
5
5
5
5
2009
5
5
5
5
2008
5
5
4
4
2007
5
5
3
2
2006
5
5
3
3
2005
5
5
5
5
2004
4
4
4
5
2003
4
4
3
4
2002
4
4
3
4
2001
4
4
2
4
2000
4
4
2
4

Theft Rate

Year Thefts Cars Produced Rate (1/1000)

Current Safety Features

Driver Side Airbag

Yes

Passenger Side Airbag

Yes

Side Impact Airbag

Yes

Side Curtain Airbag

Yes

Child Passenger Latch

Yes

Antilock
brakes

Yes

Page Source: nhtsa.gov
*Not actual, based on estimates

Crash Avoidence Features

Forward Collision Warning

Optional

Forward Collision Auto Brake

Not Available

Lane Departure Warning

Optional

Land Departure Prevention

Not Available

Blind Spot Detection

Optional