Buy Cheap Carpinteria, CA Auto Insurance (2021)

Carpinteria, CA auto insurance rates average $262 a month. Minimum auto insurance requirements in Carpinteria, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Carpinteria, CA, compare Carpinteria auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carpinteria, CA after a DUI are $4,422/year
  • Average auto insurance rates in Carpinteria, CA for teens drivers are $5,275/year
  • Average auto insurance rates in Carpinteria, CA are $262/month

Finding affordable Carpinteria, California auto insurance can be challenging, but everything you need to know to buy cheap Carpinteria, CA auto insurance with confidence is right here. Auto insurance rates in Carpinteria are affected by local factors as well as personal ones like your driving record.

See how Carpinteria, CA car insurance rates compare to Los Angeles auto insurance rates, San Jose auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Carpinteria.

Don’t buy Carpinteria, CA auto insurance until you’ve compared rates. Get free Carpinteria, California auto insurance quotes when you enter your ZIP code above.

Carpinteria, CA Minimum Auto Insurance Requirements

The required auto insurance in Carpinteria, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Carpinteria, California is outlined here.

Minimum Required Auto Insurance Coverage in Carpinteria, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Carpinteria, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carpinteria, California auto insurance rates? Find out how car insurance rates in Carpinteria, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carpinteria, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,542 $1,865 $1,876 $7,074 $8,872 $3,236 $3,527
Farmers $1,848 $1,848 $1,683 $1,683 $5,897 $9,588 $2,192 $2,445
GEICO $1,572 $1,573 $1,479 $1,479 $4,777 $4,856 $2,257 $2,307
Liberty Mutual $2,027 $1,915 $1,892 $1,833 $4,419 $4,715 $2,279 $2,302
Nationwide $2,478 $2,366 $2,175 $2,051 $6,276 $6,919 $2,947 $2,911
Progressive $1,621 $1,667 $1,395 $1,647 $4,367 $5,242 $2,343 $2,516
State Farm $3,167 $3,167 $2,831 $2,831 $5,855 $7,255 $3,509 $3,619
Travelers $2,249 $2,175 $1,997 $1,976 $4,651 $5,302 $2,920 $2,852
USAA $1,815 $1,719 $1,770 $1,776 $4,158 $4,180 $2,510 $2,371

Buy Cheap Carpinteria, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carpinteria can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carpinteria, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carpinteria, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,074 $8,872
Farmers $5,897 $9,588
GEICO $4,777 $4,856
Liberty Mutual $4,419 $4,715
Nationwide $6,276 $6,919
Progressive $4,367 $5,242
State Farm $5,855 $7,255
Travelers $4,651 $5,302
USAA $4,158 $4,180

Buy Cheap Carpinteria, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Carpinteria, California by comparing Carpinteria senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carpinteria, CA here.

Annual Auto Insurance Rates for Senior Drivers in Carpinteria, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,876
Farmers $1,683 $1,683
GEICO $1,479 $1,479
Liberty Mutual $1,892 $1,833
Nationwide $2,175 $2,051
Progressive $1,395 $1,647
State Farm $2,831 $2,831
Travelers $1,997 $1,976
USAA $1,770 $1,776

Find Cheap Auto Insurance Rates in Carpinteria, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carpinteria, California auto insurance. Compare Carpinteria, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carpinteria, California

Insurance Company Low Medium High
Allstate $3,714 $3,979 $4,135
Farmers $3,141 $3,428 $3,626
GEICO $2,292 $2,567 $2,753
Liberty Mutual $2,485 $2,698 $2,836
Nationwide $3,161 $3,574 $3,812
Progressive $2,298 $2,686 $2,815
State Farm $3,636 $4,099 $4,352
Travelers $2,624 $3,100 $3,322
USAA $2,298 $2,587 $2,727

Find Cheap Carpinteria, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carpinteria. Compare auto insurance rates in Carpinteria, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carpinteria, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,555 $4,330
Farmers $3,083 $3,713
GEICO $2,305 $2,770
Liberty Mutual $2,456 $2,890
Nationwide $3,106 $3,925
Progressive $2,359 $2,841
State Farm $3,884 $4,175
Travelers $2,716 $3,314
USAA $2,338 $2,737

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Find Cheap Carpinteria, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Carpinteria, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carpinteria, CA, take a look at the average cost for various violations versus rates for a clean driving record in Carpinteria.

Annual Carpinteria, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,385 $3,991 $6,273 $3,120
Farmers $2,517 $3,424 $4,254 $3,396
GEICO $1,774 $2,739 $3,436 $2,201
Liberty Mutual $2,321 $3,107 $2,805 $2,459
Nationwide $2,460 $3,148 $5,305 $3,148
Progressive $1,700 $2,897 $3,353 $2,449
State Farm $2,877 $3,430 $6,472 $3,338
Travelers $2,019 $3,278 $3,800 $2,963
USAA $1,687 $2,512 $4,104 $1,847

Find Cheap Carpinteria, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carpinteria, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Carpinteria for less when you shop around and compare rates from multiple Carpinteria, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carpinteria, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,273
Farmers $4,254
GEICO $3,436
Liberty Mutual $2,805
Nationwide $5,305
Progressive $3,353
State Farm $6,472
Travelers $3,800
USAA $4,104

Winners by Category: Where to Buy Cheap Auto Insurance in Carpinteria, CA

Compare rates from the cheapest auto insurance companies in Carpinteria, CA for your needs. Take a look at how Carpinteria, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carpinteria, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Carpinteria, California Auto Insurance Companies

If you’re looking for the cheapest Carpinteria, CA auto insurance companies overall, you can compare them here. Find the best price for Carpinteria, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Carpinteria, California

Insurance Company Average Annual Rates
Allstate $3,943
Farmers $3,398
GEICO $2,538
Liberty Mutual $2,673
Nationwide $3,515
Progressive $2,600
State Farm $4,029
Travelers $3,015
USAA $2,537

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What affects Carpinteria, California auto insurance rates?

Local factors affect auto insurance rates in Carpinteria, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Carpinteria auto insurance rates.

Auto Theft in Carpinteria

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Carpinteria, CA auto theft show a total of 28 vehicle thefts annually.

Commute Times in Carpinteria

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carpinteria, CA is 23.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Carpinteria, CA

You can buy cheap Carpinteria, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carpinteria, California auto insurance quotes from top companies.

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