Buy Cheap Caro, MI Auto Insurance (2022)

Caro, MI auto insurance rates average $830 a month. Minimum auto insurance requirements in Caro, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Caro, MI, compare Caro auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Caro after a DUI is Allstate
  • Average auto insurance rates in Caro, MI for teens drivers are $18,740/year
  • Average auto insurance rates in Caro, MI are $830/month

Finding affordable Caro, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Caro, MI auto insurance with confidence is right here. Auto insurance rates in Caro are affected by local factors as well as personal ones like your driving record.

See how Caro, MI car insurance rates compare to Troy auto insurance rates, Lansing auto insurance rates, and Dearborn auto insurance rates before you read more about the cost of auto insurance in Caro.

Don’t buy Caro, MI auto insurance until you’ve compared rates. Get free Caro, Michigan auto insurance quotes when you enter your ZIP code above.

Caro, MI Minimum Auto Insurance Requirements

The required auto insurance in Caro, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Caro, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Caro, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Caro, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Caro, MI. Take a look at Caro, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Caro, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,982 $5,208 $4,799
GEICO $7,373 $5,420 $4,410
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $8,601 $6,478 $5,499
Progressive $6,216 $5,204 $4,666
State Farm $18,539 $9,382 $6,373
Travelers $8,206 $7,958 $7,858
USAA $5,234 $2,993 $2,275

Buy Cheap Caro, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Caro, Michigan auto insurance rates? Find out how car insurance rates in Caro, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caro, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,590 $4,590 $4,284 $4,284 $9,966 $9,966 $5,145 $5,145
GEICO $4,035 $4,035 $4,080 $4,080 $10,969 $10,969 $3,854 $3,854
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $4,827 $4,827 $4,281 $4,281 $13,022 $13,022 $5,309 $5,309
Progressive $3,213 $2,974 $2,833 $3,185 $11,449 $12,098 $3,736 $3,411
State Farm $6,955 $6,955 $6,445 $6,445 $24,170 $24,170 $8,154 $8,154
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,592 $2,450 $2,439 $2,304 $6,202 $5,865 $3,145 $3,009

Buy Cheap Caro, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Caro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Caro, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Caro, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,966 $9,966
GEICO $10,969 $10,969
Liberty Mutual $35,654 $35,654
Nationwide $13,022 $13,022
Progressive $11,449 $12,098
State Farm $24,170 $24,170
Travelers $16,180 $16,180
USAA $6,202 $5,865

Buy Cheap Caro, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Caro, Michigan by comparing Caro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Caro, MI here.

Annual Auto Insurance Rates for Senior Drivers in Caro, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,284 $4,284
GEICO $4,080 $4,080
Liberty Mutual $14,972 $14,972
Nationwide $4,281 $4,281
Progressive $2,833 $3,185
State Farm $6,445 $6,445
Travelers $4,626 $4,626
USAA $2,439 $2,304

Find Cheap Auto Insurance Rates in Caro, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Caro, Michigan auto insurance. Compare Caro, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caro, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,838 $5,982 $6,169
GEICO $5,371 $5,687 $6,145
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,176 $6,744 $6,659
Progressive $5,177 $5,370 $5,539
State Farm $10,848 $11,503 $11,942
Travelers $7,920 $8,016 $8,086
USAA $3,393 $3,510 $3,600

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Find Cheap Caro, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Caro. Compare auto insurance rates in Caro, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Caro, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,996 $5,996
GEICO $5,600 $5,868
Liberty Mutual $19,520 $20,916
Nationwide $6,860 $6,860
Progressive $5,362 $5,362
State Farm $11,120 $11,743
Travelers $7,961 $8,053
USAA $3,460 $3,541

Find Cheap Caro, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Caro, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Caro, MI, take a look at the average cost for various violations versus rates for a clean driving record in Caro.

Annual Caro, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,052 $6,413 $6,341 $6,179
GEICO $2,062 $4,273 $12,848 $3,756
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $5,862 $7,847 $7,122 $6,607
Progressive $4,526 $5,974 $5,382 $5,567
State Farm $7,319 $8,750 $18,761 $10,895
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,820 $3,512 $4,600 $3,071

Find Cheap Caro, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Caro, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Caro for less when you shop around and compare rates from multiple Caro, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Caro, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,341
GEICO $12,848
Liberty Mutual $31,609
Nationwide $7,122
Progressive $5,382
State Farm $18,761
Travelers $12,473
USAA $4,600

Winners by Category: Where to Buy Cheap Auto Insurance in Caro, MI

Compare rates from the cheapest auto insurance companies in Caro, MI for your needs. Take a look at how Caro, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Caro, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Caro, Michigan Auto Insurance Companies

If you’re looking for the cheapest Caro, MI auto insurance companies overall, you can compare them here. Find the best price for Caro, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Caro, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,996
GEICO $5,734
Liberty Mutual $20,218
Nationwide $6,860
Progressive $5,362
State Farm $11,431
Travelers $8,007
USAA $3,501

What affects Caro, Michigan auto insurance rates?

Local factors affect auto insurance rates in Caro, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Caro auto insurance rates.

Auto Theft in Caro

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Caro, MI auto theft show a total of 4 vehicle thefts annually.

Commute Times in Caro

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Caro, MI is 30.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Caro, MI

You can buy cheap Caro, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Caro, Michigan auto insurance quotes from top companies.

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