Buy Cheap Carnelian Bay, CA Auto Insurance (2021)

Carnelian Bay, CA auto insurance rates average $279 a month. Minimum auto insurance requirements in Carnelian Bay, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Carnelian Bay, CA, compare Carnelian Bay auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Carnelian Bay, CA are $279/month
  • The most expensive auto insurance company in Carnelian Bay is Farmers
  • Average auto insurance rates in Carnelian Bay, CA for teens drivers are $5,635/year

Finding affordable Carnelian Bay, California auto insurance can be challenging, but everything you need to know to buy cheap Carnelian Bay, CA auto insurance with confidence is right here. Auto insurance rates in Carnelian Bay are affected by local factors as well as personal ones like your driving record.

See how Carnelian Bay, CA car insurance rates compare to San Francisco auto insurance rates, Fresno auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Carnelian Bay.

Don’t buy Carnelian Bay, CA auto insurance until you’ve compared rates. Get free Carnelian Bay, California auto insurance quotes when you enter your ZIP code above.

Carnelian Bay, CA Minimum Auto Insurance Requirements

The required auto insurance in Carnelian Bay, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Carnelian Bay, California is outlined here.

Minimum Required Auto Insurance Coverage in Carnelian Bay, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Carnelian Bay, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carnelian Bay, California auto insurance rates? Find out how car insurance rates in Carnelian Bay, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carnelian Bay, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,301 $2,311 $1,678 $1,707 $6,286 $7,918 $2,979 $3,310
Farmers $2,435 $2,435 $2,197 $2,197 $7,761 $12,717 $2,885 $3,213
GEICO $1,838 $1,840 $1,730 $1,730 $5,571 $5,666 $2,637 $2,699
Liberty Mutual $2,312 $2,197 $2,141 $2,078 $5,090 $5,382 $2,619 $2,629
Nationwide $2,950 $2,819 $2,577 $2,432 $7,454 $8,230 $3,520 $3,483
Progressive $1,680 $1,729 $1,428 $1,695 $4,476 $5,394 $2,418 $2,600
State Farm $2,855 $2,855 $2,549 $2,549 $5,220 $6,477 $3,158 $3,256
Travelers $2,296 $2,226 $2,031 $2,009 $4,691 $5,388 $2,981 $2,919
USAA $1,836 $1,739 $1,793 $1,800 $4,165 $4,191 $2,541 $2,402

Buy Cheap Carnelian Bay, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carnelian Bay can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carnelian Bay, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carnelian Bay, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,286 $7,918
Farmers $7,761 $12,717
GEICO $5,571 $5,666
Liberty Mutual $5,090 $5,382
Nationwide $7,454 $8,230
Progressive $4,476 $5,394
State Farm $5,220 $6,477
Travelers $4,691 $5,388
USAA $4,165 $4,191

Buy Cheap Carnelian Bay, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Carnelian Bay, California by comparing Carnelian Bay senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carnelian Bay, CA here.

Annual Auto Insurance Rates for Senior Drivers in Carnelian Bay, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,678 $1,707
Farmers $2,197 $2,197
GEICO $1,730 $1,730
Liberty Mutual $2,141 $2,078
Nationwide $2,577 $2,432
Progressive $1,428 $1,695
State Farm $2,549 $2,549
Travelers $2,031 $2,009
USAA $1,793 $1,800

Find Cheap Auto Insurance Rates in Carnelian Bay, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carnelian Bay, California auto insurance. Compare Carnelian Bay, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carnelian Bay, California

Insurance Company Low Medium High
Allstate $3,401 $3,587 $3,695
Farmers $4,174 $4,514 $4,753
GEICO $2,682 $2,999 $3,211
Liberty Mutual $2,866 $3,082 $3,220
Nationwide $3,770 $4,255 $4,525
Progressive $2,403 $2,759 $2,871
State Farm $3,281 $3,671 $3,893
Travelers $2,702 $3,146 $3,355
USAA $2,329 $2,606 $2,740

Find Cheap Carnelian Bay, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carnelian Bay. Compare auto insurance rates in Carnelian Bay, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carnelian Bay, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,219 $3,904
Farmers $4,065 $4,895
GEICO $2,693 $3,236
Liberty Mutual $2,807 $3,306
Nationwide $3,697 $4,670
Progressive $2,429 $2,926
State Farm $3,483 $3,746
Travelers $2,761 $3,374
USAA $2,358 $2,758

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Carnelian Bay, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Carnelian Bay, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carnelian Bay, CA, take a look at the average cost for various violations versus rates for a clean driving record in Carnelian Bay.

Annual Carnelian Bay, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,146 $3,628 $5,655 $2,815
Farmers $3,312 $4,510 $5,619 $4,479
GEICO $2,074 $3,193 $4,016 $2,573
Liberty Mutual $2,652 $3,556 $3,206 $2,810
Nationwide $2,921 $3,742 $6,326 $3,742
Progressive $1,755 $2,979 $3,450 $2,527
State Farm $2,576 $3,075 $5,816 $2,992
Travelers $2,060 $3,325 $3,874 $3,010
USAA $1,701 $2,529 $4,141 $1,863

Find Cheap Carnelian Bay, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carnelian Bay, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Carnelian Bay for less when you shop around and compare rates from multiple Carnelian Bay, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carnelian Bay, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,655
Farmers $5,619
GEICO $4,016
Liberty Mutual $3,206
Nationwide $6,326
Progressive $3,450
State Farm $5,816
Travelers $3,874
USAA $4,141

Winners by Category: Where to Buy Cheap Auto Insurance in Carnelian Bay, CA

Compare rates from the cheapest auto insurance companies in Carnelian Bay, CA for your needs. Take a look at how Carnelian Bay, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carnelian Bay, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Carnelian Bay, California Auto Insurance Companies

If you’re looking for the cheapest Carnelian Bay, CA auto insurance companies overall, you can compare them here. Find the best price for Carnelian Bay, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Carnelian Bay, California

Insurance Company Average Annual Rates
Allstate $3,561
Farmers $4,480
GEICO $2,964
Liberty Mutual $3,056
Nationwide $4,183
Progressive $2,677
State Farm $3,615
Travelers $3,068
USAA $2,558

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Carnelian Bay, California auto insurance rates?

Local factors affect auto insurance rates in Carnelian Bay, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Carnelian Bay auto insurance rates.

Commute Times in Carnelian Bay

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carnelian Bay, CA is 19.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Carnelian Bay, CA

You can buy cheap Carnelian Bay, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carnelian Bay, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption